{"id":801,"date":"2025-05-20T16:48:05","date_gmt":"2025-05-20T09:48:05","guid":{"rendered":"https:\/\/blog.baohiemtasco.vn\/?p=801"},"modified":"2025-03-19T16:12:51","modified_gmt":"2025-03-19T09:12:51","slug":"boi-thuong-bao-hiem","status":"publish","type":"post","link":"https:\/\/baohiemtasco.vn\/blog\/boi-thuong-bao-hiem","title":{"rendered":"T\u00ecm hi\u1ec3u nh\u1eefng nguy\u00ean t\u1eafc b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1"},"content":{"rendered":"<p style=\"text-align: justify;\"><em>Nguy\u00ean t\u1eafc <a href=\"https:\/\/baohiemtasco.vn\/blog\/boi-thuong-bao-hiem\" target=\"_blank\" rel=\"noopener\"><strong>b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m<\/strong><\/a> lu\u00f4n l\u00e0 \u0111i\u1ec1u c\u1ea7n ph\u1ea3i n\u1eafm \u0111\u01b0\u1ee3c \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh. Th\u00f4ng th\u01b0\u1eddng c\u00e1c nguy\u00ean t\u1eafc n\u00e0y c\u0169ng \u0111\u01b0\u1ee3c n\u00eau r\u00f5 trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m theo \u0111\u00fang \u0110i\u1ec1u 12 Ngh\u1ecb \u0111\u1ecbnh 67\/2023\/N\u0110-CP. B\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y B\u1ea3o hi\u1ec3m Tasco s\u1ebd gi\u00fap b\u1ea1n hi\u1ec3u chi ti\u1ebft h\u01a1n v\u1ec1 nh\u1eefng nguy\u00ean t\u1eafc n\u00e0y.<\/em><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/baohiemtasco.vn\/blog\/boi-thuong-bao-hiem\/#Trach_nhiem_cua_ben_mua_bao_hiem_khi_co_tai_nan_xay_ra\" title=\"Tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u00ean mua b\u1ea3o hi\u1ec3m khi c\u00f3 tai n\u1ea1n x\u1ea3y ra\">Tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u00ean mua b\u1ea3o hi\u1ec3m khi c\u00f3 tai n\u1ea1n x\u1ea3y ra<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/baohiemtasco.vn\/blog\/boi-thuong-bao-hiem\/#Trach_nhiem_cua_ben_cong_ty_bao_hiem\" title=\"Tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u00ean c\u00f4ng ty b\u1ea3o hi\u1ec3m\">Tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u00ean c\u00f4ng ty b\u1ea3o hi\u1ec3m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/baohiemtasco.vn\/blog\/boi-thuong-bao-hiem\/#Nguyen_tac_tam_ung_boi_thuong_thiet_hai_ve_tinh_mang\" title=\"Nguy\u00ean t\u1eafc t\u1ea1m \u1ee9ng b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i v\u1ec1 t\u00ednh m\u1ea1ng\">Nguy\u00ean t\u1eafc t\u1ea1m \u1ee9ng b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i v\u1ec1 t\u00ednh m\u1ea1ng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/baohiemtasco.vn\/blog\/boi-thuong-bao-hiem\/#Mot_so_nhung_nguyen_tac_boi_thuong_bao_hiem_khac\" title=\"M\u1ed9t s\u1ed1 nh\u1eefng nguy\u00ean t\u1eafc b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m kh\u00e1c\">M\u1ed9t s\u1ed1 nh\u1eefng nguy\u00ean t\u1eafc b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m kh\u00e1c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/baohiemtasco.vn\/blog\/boi-thuong-bao-hiem\/#Bao_hiem_Tasco_%E2%80%93_Su_lua_chon_tin_cay_cua_cac_khach_hang\" title=\"B\u1ea3o hi\u1ec3m Tasco &#8211; S\u1ef1 l\u1ef1a ch\u1ecdn tin c\u1eady c\u1ee7a c\u00e1c kh\u00e1ch h\u00e0ng\">B\u1ea3o hi\u1ec3m Tasco &#8211; S\u1ef1 l\u1ef1a ch\u1ecdn tin c\u1eady c\u1ee7a c\u00e1c kh\u00e1ch h\u00e0ng<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Trach_nhiem_cua_ben_mua_bao_hiem_khi_co_tai_nan_xay_ra\"><\/span><strong>Tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u00ean mua b\u1ea3o hi\u1ec3m khi c\u00f3 tai n\u1ea1n x\u1ea3y ra<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 tai n\u1ea1n x\u1ea3y ra th\u00ec b\u00ean <a href=\"https:\/\/baohiemtasco.vn\/bao-hiem-xe-co-gioi\" target=\"_blank\" rel=\"noopener\"><strong>mua b\u1ea3o hi\u1ec3m xe<\/strong><\/a> s\u1ebd ph\u1ea3i c\u00f3 nh\u1eefng tr\u00e1ch nhi\u1ec7m nh\u01b0 sau:<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">C\u1ea7n ph\u1ea3i th\u00f4ng b\u00e1o ngay cho c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m th\u00f4ng qua \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng \u0111\u1ec3 ph\u1ed1i h\u1ee3p gi\u1ea3i quy\u1ebft c\u00e1c v\u1ea5n \u0111\u1ec1 x\u1ea3y ra.<\/li>\n<li aria-level=\"1\">C\u00e1c ch\u1ee7 xe kh\u00f4ng n\u00ean t\u1ef1 \u00fd di chuy\u1ec3n, th\u00e1o g\u1ee1 ho\u1eb7c s\u1eeda ch\u1eefa t\u00e0i s\u1ea3n khi ch\u01b0a c\u00f3 s\u1ef1 \u0111\u1ed3ng \u00fd c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m. Trong tr\u01b0\u1eddng h\u1ee3p c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n v\u00e0 \u0111\u1ec1 ph\u00f2ng nh\u1eefng h\u1ea1n ch\u1ebf thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe c\u1ea7n ph\u1ea3i th\u1ef1c hi\u1ec7n theo y\u00eau c\u1ea7u c\u1ee7a c\u00e1c c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n.<\/li>\n<li aria-level=\"1\">C\u1ea7n ph\u1ea3i ch\u1ee7 \u0111\u1ed9ng trong vi\u1ec7c cung c\u1ea5p c\u00e1c th\u00f4ng tin c\u00f3 trong t\u00e0i li\u1ec7u quy \u0111\u1ecbnh trong h\u1ed3 s\u01a1 b\u1ea3o hi\u1ec3m. \u0110\u1ed3ng th\u1eddi c\u1ea7n ph\u1ea3i t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 x\u00e1c minh t\u00e0i li\u1ec7u do m\u00ecnh cung c\u1ea5p.<\/li>\n<\/ul>\n<p><em><strong>B\u1ea1n c\u00f3 th\u1ec3 quan t\u00e2m:<\/strong><\/em><\/p>\n<ul>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/tieu-chi-danh-gia-rui-ro-trong-bao-hiem\" target=\"_blank\" rel=\"noopener\">Nh\u1eefng ti\u00eau ch\u00ed \u0111\u00e1nh gi\u00e1 r\u1ee7i ro trong b\u1ea3o hi\u1ec3m chi ti\u1ebft<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/dang-kiem-online\" target=\"_blank\" rel=\"noopener\">H\u01b0\u1edbng d\u1eabn \u0111\u0103ng k\u00fd \u0111\u0103ng ki\u1ec3m online v\u1edbi \u1ee9ng d\u1ee5ng TTDK<\/a><\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_802\" aria-describedby=\"caption-attachment-802\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-802 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/khi-co-tai-nan-xay-ra-ben-mua-bao-hiem-can-phai-thong-bao-voi-cong-ty-bao-hiem.jpg\" alt=\"Khi c\u00f3 tai n\u1ea1n x\u1ea3y ra b\u00ean mua b\u1ea3o hi\u1ec3m c\u1ea7n ph\u1ea3i th\u00f4ng b\u00e1o v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m\" width=\"600\" height=\"400\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/khi-co-tai-nan-xay-ra-ben-mua-bao-hiem-can-phai-thong-bao-voi-cong-ty-bao-hiem.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/khi-co-tai-nan-xay-ra-ben-mua-bao-hiem-can-phai-thong-bao-voi-cong-ty-bao-hiem-300x200.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/khi-co-tai-nan-xay-ra-ben-mua-bao-hiem-can-phai-thong-bao-voi-cong-ty-bao-hiem-150x100.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-802\" class=\"wp-caption-text\">Khi c\u00f3 tai n\u1ea1n x\u1ea3y ra b\u00ean mua b\u1ea3o hi\u1ec3m c\u1ea7n ph\u1ea3i th\u00f4ng b\u00e1o v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m<\/figcaption><\/figure>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Trach_nhiem_cua_ben_cong_ty_bao_hiem\"><\/span><strong>Tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u00ean c\u00f4ng ty b\u1ea3o hi\u1ec3m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Khi nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o v\u1ec1 tai n\u1ea1n x\u1ea3y ra th\u00ec trong kho\u1ea3ng 1 gi\u1edd \u0111\u1ed3ng h\u1ed3 c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u1ea7n ph\u1ea3i th\u1ef1c hi\u1ec7n tr\u00e1ch nhi\u1ec7m c\u1ee7a m\u00ecnh. C\u00f4ng ty c\u1ea7n ph\u1ea3i h\u01b0\u1edbng d\u1eabn cho b\u00ean mua b\u1ea3o hi\u1ec3m th\u1ef1c hi\u1ec7n c\u00e1c bi\u1ec7n ph\u00e1p an to\u00e0n \u0111\u1ec3 h\u1ea1n ch\u1ebf t\u1ed1i \u0111a thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi v\u00e0 t\u00e0i s\u1ea3n, h\u01b0\u1edbng d\u1eabn h\u1ed3 s\u01a1, th\u1ee7 t\u1ee5c y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m.<\/p>\n<p style=\"text-align: justify;\">C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ea7n ph\u1ea3i ph\u1ed1i h\u1ee3p ch\u1eb7t ch\u1ebd v\u1edbi b\u00ean mua b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 nh\u1eefng ng\u01b0\u1eddi li\u00ean quan trong v\u00f2ng 24h, th\u1ef1c hi\u1ec7n vi\u1ec7c gi\u00e1m \u0111\u1ecbnh c\u00e1c t\u1ed5n th\u1ea5t x\u00e1c \u0111\u1ecbnh nguy\u00ean nh\u00e2n v\u00e0 m\u1ee9c \u0111\u1ed9 t\u1ed5n th\u1ea5t. D\u1ef1a v\u00e0o nh\u1eefng x\u00e1c \u0111\u1ecbnh n\u00e0y \u0111\u1ec3 l\u00e0m c\u0103n c\u1ee9 quy\u1ebft \u0111\u1ecbnh b\u1ed3i th\u01b0\u1eddng.<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Nguyen_tac_tam_ung_boi_thuong_thiet_hai_ve_tinh_mang\"><\/span><strong>Nguy\u00ean t\u1eafc t\u1ea1m \u1ee9ng b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i v\u1ec1 t\u00ednh m\u1ea1ng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_803\" aria-describedby=\"caption-attachment-803\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-803 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/nhung-nguyen-tac-ro-rang-minh-bach-trong-viec-tam-ung-boi-thuong-thiet-hai-ve-tinh-mang.jpg\" alt=\"Nh\u1eefng nguy\u00ean t\u1eafc r\u00f5 r\u00e0ng, minh b\u1ea1ch trong vi\u1ec7c t\u1ea1m \u1ee9ng b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i v\u1ec1 t\u00ednh m\u1ea1ng\" width=\"600\" height=\"371\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/nhung-nguyen-tac-ro-rang-minh-bach-trong-viec-tam-ung-boi-thuong-thiet-hai-ve-tinh-mang.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/nhung-nguyen-tac-ro-rang-minh-bach-trong-viec-tam-ung-boi-thuong-thiet-hai-ve-tinh-mang-300x186.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/nhung-nguyen-tac-ro-rang-minh-bach-trong-viec-tam-ung-boi-thuong-thiet-hai-ve-tinh-mang-150x93.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-803\" class=\"wp-caption-text\">Nh\u1eefng nguy\u00ean t\u1eafc r\u00f5 r\u00e0ng, minh b\u1ea1ch trong vi\u1ec7c t\u1ea1m \u1ee9ng b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i v\u1ec1 t\u00ednh m\u1ea1ng<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">Theo nguy\u00ean t\u1eafc b\u1ed3i th\u01b0\u1eddng trong b\u1ea3o hi\u1ec3m th\u00ec trong v\u00f2ng 3 ng\u00e0y l\u00e0m vi\u1ec7c k\u1ec3 t\u1eeb ng\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o c\u1ee7a b\u00ean mua b\u1ea3o hi\u1ec3m th\u00ec c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u1ea7n ph\u1ea3i t\u1ea1m \u1ee9ng b\u1ed3i th\u01b0\u1eddng \u0111\u1ed1i v\u1edbi thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe v\u00e0 t\u00ednh m\u1ea1ng c\u1ee7a m\u1ecdi ng\u01b0\u1eddi.<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">Tr\u01b0\u1eddng h\u1ee3p x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c ph\u1ea1m vi b\u1ed3i th\u01b0\u1eddng: V\u1edbi tr\u01b0\u1eddng h\u1ee3p t\u1eed vong s\u1ebd \u0111\u01b0\u1ee3c t\u1ea1m \u1ee9ng 70% m\u1ee9c b\u1ed3i th\u01b0\u1eddng theo quy \u0111\u1ecbnh. \u0110\u1ed1i v\u1edbi t\u1ed5n th\u01b0\u01a1ng m\u1ed9t s\u1ed1 b\u1ed9 ph\u1eadn s\u1ebd \u0111\u01b0\u1ee3c t\u1ea1m \u1ee9ng 50% m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m.<\/li>\n<li aria-level=\"1\">Tr\u01b0\u1eddng h\u1ee3p ch\u01b0a x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c ph\u1ea1m vi b\u1ed3i th\u01b0\u1eddng: V\u1edbi tr\u01b0\u1eddng h\u1ee3p t\u1ed5n th\u01b0\u01a1ng t\u1eeb 81% tr\u1edf l\u00ean ho\u1eb7c t\u1eed vong s\u1ebd \u0111\u01b0\u1ee3c t\u1ea1m \u1ee9ng 30% gi\u1edbi h\u1ea1n tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m. Tr\u01b0\u1eddng h\u1ee3p t\u1ed5n th\u01b0\u01a1ng t\u1eeb 31 % &#8211; 81% th\u00ec s\u1ebd \u0111\u01b0\u1ee3c t\u1ea1m \u1ee9ng 10% gi\u1edbi h\u1ea1n b\u1ea3o hi\u1ec3m.<\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Mot_so_nhung_nguyen_tac_boi_thuong_bao_hiem_khac\"><\/span><strong>M\u1ed9t s\u1ed1 nh\u1eefng nguy\u00ean t\u1eafc b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m kh\u00e1c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Ngo\u00e0i nh\u1eefng nguy\u00ean t\u1eafc n\u00eau tr\u00ean th\u00ec c\u00f3 m\u1ed9t s\u1ed1 nh\u1eefng nguy\u00ean t\u1eafc <em>b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m<\/em> v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ea3o hi\u1ec3m kh\u00f4ng b\u1ed3i th\u01b0\u1eddng kh\u00e1c nhau nh\u01b0:<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">Trong kho\u1ea3ng 5 ng\u00e0y l\u00e0m vi\u1ec7c k\u1ec3 t\u1eeb ng\u00e0y x\u1ea3y ra tai n\u1ea1n th\u00ec b\u00ean mua b\u1ea3o hi\u1ec3m ph\u1ea3i g\u1eedi th\u00f4ng b\u00e1o tai n\u1ea1n b\u1eb1ng v\u0103n b\u1ea3n ho\u1eb7c b\u1eb1ng h\u00ecnh th\u1ee9c th\u01b0 \u0111i\u1ec7n t\u1eed cho doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m.<\/li>\n<li aria-level=\"1\">Khi c\u00f3 r\u1ee7i ro x\u1ea3y ra th\u00ec trong ph\u1ea1m vi gi\u1edbi h\u1ea1n tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u1ea7n ph\u1ea3i b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m ho\u1eb7c b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i.<\/li>\n<li aria-level=\"1\">Doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u00f3 quy\u1ec1n gi\u1ea3m tr\u1eeb t\u1ed1i \u0111a 5% s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n trong tr\u01b0\u1eddng h\u1ee3p b\u00ean mua b\u1ea3o hi\u1ec3m kh\u00f4ng th\u00f4ng b\u00e1o v\u1ec1 tai n\u1ea1n cho c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/li>\n<li aria-level=\"1\">Theo Ngh\u1ecb \u0111\u1ecbnh 67\/2003\/N\u0110-CP doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m kh\u00f4ng c\u00f3 tr\u00e1ch nhi\u1ec7m trong vi\u1ec7c b\u1ed3i th\u01b0\u1eddng ph\u1ea7n v\u01b0\u1ee3t qu\u00e1 gi\u1edbi h\u1ea1n tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m tr\u1eeb tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 xe tham gia b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n.<\/li>\n<\/ul>\n<p><strong><em>B\u1ed5 sung th\u00f4ng tin t\u1ea1i:<\/em><\/strong><\/p>\n<ul>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/phi-dang-kiem-xe-o-to-5-cho\" target=\"_blank\" rel=\"noopener\">C\u1eadp nh\u1eadp l\u1ec7 ph\u00ed \u0111\u0103ng ki\u1ec3m xe 5 ch\u1ed7 chi ti\u1ebft m\u1edbi nh\u1ea5t<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/phi-dang-kiem-xe-7-cho\" target=\"_blank\" rel=\"noopener\">Chi ph\u00ed \u0111\u0103ng ki\u1ec3m xe 7 ch\u1ed7 c\u1eadp nh\u1eadt m\u1edbi nh\u1ea5t hi\u1ec7n nay<\/a><\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_804\" aria-describedby=\"caption-attachment-804\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-804 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/nhung-quy-tac-boi-thuong-bao-hiem-luon-ro-rang-trong-hop-dong-bao-hiem.jpg\" alt=\"Nh\u1eefng quy t\u1eafc b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m lu\u00f4n r\u00f5 r\u00e0ng trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m\" width=\"600\" height=\"299\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/nhung-quy-tac-boi-thuong-bao-hiem-luon-ro-rang-trong-hop-dong-bao-hiem.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/nhung-quy-tac-boi-thuong-bao-hiem-luon-ro-rang-trong-hop-dong-bao-hiem-300x150.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/nhung-quy-tac-boi-thuong-bao-hiem-luon-ro-rang-trong-hop-dong-bao-hiem-150x75.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-804\" class=\"wp-caption-text\">Nh\u1eefng quy t\u1eafc b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m lu\u00f4n r\u00f5 r\u00e0ng trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/figcaption><\/figure>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Bao_hiem_Tasco_%E2%80%93_Su_lua_chon_tin_cay_cua_cac_khach_hang\"><\/span><strong>B\u1ea3o hi\u1ec3m Tasco &#8211; S\u1ef1 l\u1ef1a ch\u1ecdn tin c\u1eady c\u1ee7a c\u00e1c kh\u00e1ch h\u00e0ng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">N\u1ebfu kh\u00e1ch h\u00e0ng \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t c\u00f4ng ty b\u1ea3o hi\u1ec3m uy t\u00edn, tin c\u1eady th\u00ec B\u1ea3o hi\u1ec3m Tasco l\u00e0 c\u00e1i t\u00ean n\u1ed5i b\u1eadt tr\u00ean th\u1ecb tr\u01b0\u1eddng. M\u1ed9t \u0111\u01a1n v\u1ecb cung c\u1ea5p r\u1ea5t nhi\u1ec1u lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00e1c nhau v\u1edbi nhi\u1ec1u l\u1ee3i th\u1ebf n\u1ed5i b\u1eadt nh\u01b0:<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">C\u00f4ng ty cung c\u1ea5p GCN nhanh ch\u00f3ng, thu\u1eadn ti\u1ec7n c\u00f3 th\u1ec3 l\u01b0u tr\u1eef d\u1ec5 d\u00e0ng tr\u00ean c\u00e1c thi\u1ebft b\u1ecb di \u0111\u1ed9ng v\u00e0 c\u00f3 th\u1ec3 xu\u1ea5t tr\u00ecnh \u1edf b\u1ea5t c\u1ee9 \u0111\u00e2u.<\/li>\n<li aria-level=\"1\">B\u1ea3o hi\u1ec3m Tasco v\u1edbi m\u1ea1ng l\u01b0\u1edbi 650 showroom, gara \u1ee7y quy\u1ec1n tr\u00ean 63 t\u1ec9nh th\u00e0nh gi\u00fap h\u1ed7 tr\u1ee3 c\u00e1c kh\u00e1ch h\u00e0ng trong quy tr\u00ecnh b\u1ed3i th\u01b0\u1eddng \u0111\u01b0\u1ee3c thu\u1eadn ti\u1ec7n v\u00e0 nhanh ch\u00f3ng nh\u1ea5t.<\/li>\n<li aria-level=\"1\">\u0110\u1ed9i ng\u0169 nh\u00e2n vi\u00ean lu\u00f4n t\u01b0 v\u1ea5n, ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng 24\/7 h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng trong m\u1ecdi t\u00ecnh hu\u1ed1ng kh\u00e1c nhau.<\/li>\n<li aria-level=\"1\">\u0110\u01a1n v\u1ecb c\u00f3 gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111i\u1ec7n t\u1eed c\u00f3 hi\u1ec7u l\u1ef1c ph\u00e1p l\u00fd nh\u01b0 b\u1ea3n g\u1ed1c \u0111\u1ea3m b\u1ea3o t\u1ed1i \u0111a quy\u1ec1n l\u1ee3i cho qu\u00fd kh\u00e1ch h\u00e0ng.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Tr\u00ean \u0111\u00f3 l\u00e0 nh\u1eefng nguy\u00ean t\u1eafc <span style=\"text-decoration: underline;\">b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m<\/span> c\u01a1 b\u1ea3n m\u00e0 c\u00e1c ch\u1ee7 xe c\u1ea7n n\u1eafm \u0111\u01b0\u1ee3c \u0111\u1ec3 b\u1ea3o v\u1ec7 t\u1ed1i \u0111a quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh. \u0110\u1ec3 ch\u1ecdn \u0111\u01b0\u1ee3c nh\u1eefng g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u v\u00e0 \u0111i\u1ec1u ki\u1ec7n kinh t\u1ebf ri\u00eang kh\u00e1ch h\u00e0ng h\u00e3y li\u00ean h\u1ec7 v\u1edbi <strong><a href=\"https:\/\/baohiemtasco.vn\" target=\"_blank\" rel=\"noopener\">B\u1ea3o hi\u1ec3m Tasco<\/a><\/strong> qua s\u1ed1 hotline 1900 1562 \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 chi ti\u1ebft r\u00f5 r\u00e0ng v\u1ec1 m\u1ecdi v\u1ea5n \u0111\u1ec3 b\u1ea3o hi\u1ec3m.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nguy\u00ean t\u1eafc b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m lu\u00f4n l\u00e0 \u0111i\u1ec1u c\u1ea7n ph\u1ea3i n\u1eafm \u0111\u01b0\u1ee3c \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh. Th\u00f4ng th\u01b0\u1eddng c\u00e1c nguy\u00ean t\u1eafc n\u00e0y c\u0169ng \u0111\u01b0\u1ee3c n\u00eau r\u00f5 trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m theo \u0111\u00fang \u0110i\u1ec1u 12 Ngh\u1ecb \u0111\u1ecbnh 67\/2023\/N\u0110-CP. B\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y B\u1ea3o hi\u1ec3m Tasco s\u1ebd gi\u00fap b\u1ea1n hi\u1ec3u chi ti\u1ebft [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":945,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[9],"tags":[],"class_list":{"0":"post-801","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-tu-van-phap-luat"},"_links":{"self":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/801","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/comments?post=801"}],"version-history":[{"count":10,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/801\/revisions"}],"predecessor-version":[{"id":2877,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/801\/revisions\/2877"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media\/945"}],"wp:attachment":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media?parent=801"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/categories?post=801"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/tags?post=801"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}