{"id":77,"date":"2025-05-20T16:10:19","date_gmt":"2025-05-20T09:10:19","guid":{"rendered":"http:\/\/tdi_211_5a2"},"modified":"2025-03-19T16:11:00","modified_gmt":"2025-03-19T09:11:00","slug":"nhung-truong-hop-khong-duoc-bao-hiem-than-vo","status":"publish","type":"post","link":"https:\/\/baohiemtasco.vn\/blog\/nhung-truong-hop-khong-duoc-bao-hiem-than-vo","title":{"rendered":"T\u1ed5ng h\u1ee3p nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf b\u1ea1n c\u1ea7n quan t\u00e2m"},"content":{"rendered":"<p style=\"text-align: justify;\"><em>D\u00f9 b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf cung c\u1ea5p s\u1ef1 b\u1ea3o v\u1ec7 to\u00e0n di\u1ec7n cho nhi\u1ec1u r\u1ee7i ro li\u00ean quan \u0111\u1ebfn th\u00e2n v\u1ecf xe nh\u01b0ng v\u1eabn c\u00f3 nh\u1eefng t\u00ecnh hu\u1ed1ng ho\u1eb7c \u0111i\u1ec1u ki\u1ec7n m\u00e0 b\u1ea3o hi\u1ec3m kh\u00f4ng bao ph\u1ee7. V\u1eady, <a href=\"https:\/\/baohiemtasco.vn\/blog\/nhung-truong-hop-khong-duoc-bao-hiem-than-vo\" target=\"_blank\" rel=\"noopener\"><strong>nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf<\/strong><\/a> l\u00e0 g\u00ec? C\u00f9ng B\u1ea3o Hi\u1ec3m Tasco t\u00ecm hi\u1ec3u chi ti\u1ebft, r\u00f5 r\u00e0ng qua nh\u1eefng chia s\u1ebb d\u01b0\u1edbi \u0111\u00e2y.<\/em><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/baohiemtasco.vn\/blog\/nhung-truong-hop-khong-duoc-bao-hiem-than-vo\/#Nhung_truong_hop_khong_duoc_bao_hiem_than_vo_ban_can_biet\" title=\"Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf b\u1ea1n c\u1ea7n bi\u1ebft\">Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf b\u1ea1n c\u1ea7n bi\u1ebft<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/baohiemtasco.vn\/blog\/nhung-truong-hop-khong-duoc-bao-hiem-than-vo\/#Truong_hop_chu_xe_khong_co_giay_phep_lai_xe_hop_le\" title=\"Tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 xe kh\u00f4ng c\u00f3 gi\u1ea5y ph\u00e9p l\u00e1i xe h\u1ee3p l\u1ec7\">Tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 xe kh\u00f4ng c\u00f3 gi\u1ea5y ph\u00e9p l\u00e1i xe h\u1ee3p l\u1ec7<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/baohiemtasco.vn\/blog\/nhung-truong-hop-khong-duoc-bao-hiem-than-vo\/#Xe_su_dung_cho_muc_dich_vi_pham_phap_luat\" title=\"Xe s\u1eed d\u1ee5ng cho m\u1ee5c \u0111\u00edch vi ph\u1ea1m ph\u00e1p lu\u1eadt\">Xe s\u1eed d\u1ee5ng cho m\u1ee5c \u0111\u00edch vi ph\u1ea1m ph\u00e1p lu\u1eadt<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/baohiemtasco.vn\/blog\/nhung-truong-hop-khong-duoc-bao-hiem-than-vo\/#Khong_boi_thuong_khi_nguoi_lai_xe_su_dung_chat_kich_thich\" title=\"Kh\u00f4ng b\u1ed3i th\u01b0\u1eddng khi ng\u01b0\u1eddi l\u00e1i xe s\u1eed d\u1ee5ng ch\u1ea5t k\u00edch th\u00edch\">Kh\u00f4ng b\u1ed3i th\u01b0\u1eddng khi ng\u01b0\u1eddi l\u00e1i xe s\u1eed d\u1ee5ng ch\u1ea5t k\u00edch th\u00edch<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/baohiemtasco.vn\/blog\/nhung-truong-hop-khong-duoc-bao-hiem-than-vo\/#Xe_vi_pham_luat_giao_thong\" title=\"Xe vi ph\u1ea1m lu\u1eadt giao th\u00f4ng\">Xe vi ph\u1ea1m lu\u1eadt giao th\u00f4ng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/baohiemtasco.vn\/blog\/nhung-truong-hop-khong-duoc-bao-hiem-than-vo\/#Xe_su_dung_o_ngoai_lanh_tho_VN\" title=\"Xe s\u1eed d\u1ee5ng \u1edf ngo\u00e0i l\u00e3nh th\u1ed5 VN\">Xe s\u1eed d\u1ee5ng \u1edf ngo\u00e0i l\u00e3nh th\u1ed5 VN<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/baohiemtasco.vn\/blog\/nhung-truong-hop-khong-duoc-bao-hiem-than-vo\/#Can_lam_gi_de_tranh_khong_duoc_huong_bao_hiem_than_vo\" title=\"C\u1ea7n l\u00e0m g\u00ec \u0111\u1ec3 tr\u00e1nh kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf?\">C\u1ea7n l\u00e0m g\u00ec \u0111\u1ec3 tr\u00e1nh kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/baohiemtasco.vn\/blog\/nhung-truong-hop-khong-duoc-bao-hiem-than-vo\/#Mot_so_chinh_sach_giam_tru_boi_thuong\" title=\"M\u1ed9t s\u1ed1 ch\u00ednh s\u00e1ch gi\u1ea3m tr\u1eeb b\u1ed3i th\u01b0\u1eddng\">M\u1ed9t s\u1ed1 ch\u00ednh s\u00e1ch gi\u1ea3m tr\u1eeb b\u1ed3i th\u01b0\u1eddng<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/baohiemtasco.vn\/blog\/nhung-truong-hop-khong-duoc-bao-hiem-than-vo\/#Giam_tu_5_den_10_so_tien_boi_thuong\" title=\"Gi\u1ea3m t\u1eeb 5 \u0111\u1ebfn 10% s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng\">Gi\u1ea3m t\u1eeb 5 \u0111\u1ebfn 10% s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/baohiemtasco.vn\/blog\/nhung-truong-hop-khong-duoc-bao-hiem-than-vo\/#Giam_tu_10_den_25_so_tien_boi_thuong\" title=\"Gi\u1ea3m t\u1eeb 10% \u0111\u1ebfn 25% s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng\">Gi\u1ea3m t\u1eeb 10% \u0111\u1ebfn 25% s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/baohiemtasco.vn\/blog\/nhung-truong-hop-khong-duoc-bao-hiem-than-vo\/#Giam_tu_50_den_90\" title=\"Gi\u1ea3m t\u1eeb 50% \u0111\u1ebfn 90%\">Gi\u1ea3m t\u1eeb 50% \u0111\u1ebfn 90%<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Nhung_truong_hop_khong_duoc_bao_hiem_than_vo_ban_can_biet\"><\/span><strong>Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf b\u1ea1n c\u1ea7n bi\u1ebft<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">V\u1edbi <strong><a href=\"https:\/\/baohiemtasco.vn\/bao-hiem-vat-chat-xe\" target=\"_blank\" rel=\"noopener\">b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u00f4 t\u00f4<\/a><\/strong> kh\u00f4ng ph\u1ea3i t\u1ea5t c\u1ea3 c\u00e1c t\u00ecnh hu\u1ed1ng \u0111\u1ec1u \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng. C\u00f3 nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3 m\u00e0 b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf kh\u00f4ng \u00e1p d\u1ee5ng v\u00e0 ch\u1ee7 xe s\u1ebd kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng theo h\u1ee3p \u0111\u1ed3ng. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh r\u00f5 r\u00e0ng:<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Truong_hop_chu_xe_khong_co_giay_phep_lai_xe_hop_le\"><\/span><strong>Tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 xe kh\u00f4ng c\u00f3 gi\u1ea5y ph\u00e9p l\u00e1i xe h\u1ee3p l\u1ec7<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">\u0110i\u1ec1u ki\u1ec7n \u0111\u1ea7u ti\u00ean \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf l\u00e0 ng\u01b0\u1eddi l\u00e1i ph\u1ea3i c\u00f3 gi\u1ea5y ph\u00e9p l\u00e1i xe h\u1ee3p l\u1ec7. N\u1ebfu xe x\u1ea3y ra va ch\u1ea1m giao th\u00f4ng m\u00e0 b\u1ea1n kh\u00f4ng c\u00f3 gi\u1ea5y ph\u00e9p l\u00e1i xe h\u1ee3p l\u1ec7 s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m. Ngo\u00e0i ra, n\u1ebfu xe \u0111\u01b0\u1ee3c \u0111i\u1ec1u khi\u1ec3n b\u1edfi ng\u01b0\u1eddi kh\u00f4ng c\u00f3 gi\u1ea5y ph\u00e9p l\u00e1i xe ho\u1eb7c gi\u1ea5y ph\u00e9p l\u00e1i xe \u0111\u00e3 b\u1ecb giam gi\u1eef ho\u1eb7c h\u1ebft h\u1ea1n, ch\u1ee7 xe c\u0169ng s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng n\u1ebfu x\u1ea3y ra tai n\u1ea1n.<\/p>\n<p><em><strong>B\u1ed5 sung th\u00eam th\u00f4ng tin:<\/strong><\/em><\/p>\n<ul>\n<li><a href=\"https:\/\/baohiemtasco.vn\/blog\/cach-su-dung-bao-hiem-than-vo-xe-o-to\" target=\"_blank\" rel=\"noopener\"><strong>H\u01b0\u1edbng d\u1eabn c\u00e1ch s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/strong><\/a><\/li>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tai-nan\" target=\"_blank\" rel=\"noopener\">B\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tai n\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c \u0111\u1ec1n b\u00f9 nh\u01b0 th\u1ebf n\u00e0o?<\/a><\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_380\" aria-describedby=\"caption-attachment-380\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-380 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/co-nhieu-truong-hop-khac-nhau-khong-duoc-bao-hiem-than-vo.jpg\" alt=\"C\u00f3 nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p kh\u00e1c nhau kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf\" width=\"600\" height=\"450\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/co-nhieu-truong-hop-khac-nhau-khong-duoc-bao-hiem-than-vo.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/co-nhieu-truong-hop-khac-nhau-khong-duoc-bao-hiem-than-vo-300x225.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/co-nhieu-truong-hop-khac-nhau-khong-duoc-bao-hiem-than-vo-150x113.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-380\" class=\"wp-caption-text\"><center>C\u00f3 nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p kh\u00e1c nhau kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf<\/center><\/figcaption><\/figure>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Xe_su_dung_cho_muc_dich_vi_pham_phap_luat\"><\/span><strong>Xe s\u1eed d\u1ee5ng cho m\u1ee5c \u0111\u00edch vi ph\u1ea1m ph\u00e1p lu\u1eadt<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><strong>B\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/strong> s\u1ebd kh\u00f4ng chi tr\u1ea3 cho nh\u1eefng m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng xe sai ph\u00e1p lu\u1eadt. V\u00ec v\u1eady, khi xe s\u1eed d\u1ee5ng v\u1edbi c\u00e1c m\u1ee5c \u0111\u00edch phi ph\u00e1p nh\u01b0 ch\u1edf h\u00e0ng c\u1ea5m ho\u1eb7c ch\u1edf qu\u00e1 s\u1ed1 l\u01b0\u1ee3ng kh\u00e1ch quy \u0111\u1ecbnh trong xe s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra tai n\u1ea1n.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Khong_boi_thuong_khi_nguoi_lai_xe_su_dung_chat_kich_thich\"><\/span><strong>Kh\u00f4ng b\u1ed3i th\u01b0\u1eddng khi ng\u01b0\u1eddi l\u00e1i xe s\u1eed d\u1ee5ng ch\u1ea5t k\u00edch th\u00edch<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Trong tr\u01b0\u1eddng h\u1ee3p c\u00e1c ch\u1ee7 xe s\u1eed d\u1ee5ng r\u01b0\u1ee3u, bia, thu\u1ed1c l\u00e1 hay b\u1ea5t c\u1ee9 ch\u1ea5t k\u00edch th\u00edch n\u00e0o m\u00e0 x\u1ea3y ra tai n\u1ea1n th\u00ec s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1edfng b\u1edfi b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf. C\u00e1c ch\u1ee7 xe c\u1ea7n ph\u1ea3i n\u1eafm \u0111\u01b0\u1ee3c \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh v\u00e0 c\u0169ng gi\u00fap \u0111\u1ea3m b\u1ea3o an to\u00e0n khi tham gia giao th\u00f4ng.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Xe_vi_pham_luat_giao_thong\"><\/span><strong>Xe vi ph\u1ea1m lu\u1eadt giao th\u00f4ng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe x\u1ea3y ra tai n\u1ea1n nh\u01b0ng vi ph\u1ea1m lu\u1eadt giao th\u00f4ng nh\u01b0: \u0110i v\u00e0o \u0111\u01b0\u1eddng c\u1ea5m, khu v\u1ef1c c\u1ea5p, \u0111i t\u1ed1c \u0111\u1ed9 v\u01b0\u1ee3t qu\u00e1 m\u1ee9c cho ph\u00e9p\u2026. L\u00fac n\u00e0y, ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Xe_su_dung_o_ngoai_lanh_tho_VN\"><\/span><strong>Xe s\u1eed d\u1ee5ng \u1edf ngo\u00e0i l\u00e3nh th\u1ed5 VN<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">M\u1ed9t trong <em>nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf<\/em> \u0111\u00f3 ch\u00ednh l\u00e0 xe s\u1eed d\u1ee5ng \u1edf ngo\u00e0i l\u00e3nh th\u1ed5 Vi\u1ec7t Nam. N\u1ebfu b\u1ea1n \u0111i\u1ec1u khi\u1ec3n xe ra n\u01b0\u1edbc ngo\u00e0i v\u00e0 x\u1ea3y ra tai n\u1ea1n th\u00ec ch\u1eafc ch\u1eafn s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng theo \u0111\u00fang quy \u0111\u1ecbnh.<\/p>\n<p style=\"text-align: justify;\">Nh\u01b0 v\u1eady, c\u00f3 r\u1ea5t nhi\u1ec1u nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf c\u00e1c ch\u1ee7 xe c\u1ea7n n\u1eafm \u0111\u01b0\u1ee3c v\u00e0 tr\u00e1nh nh\u1eefng tr\u01b0\u1eddng h\u1ee3p \u0111\u00f3. Nh\u1eefng \u0111i\u1ec1u n\u00e0y c\u0169ng s\u1ebd ghi trong h\u1ee3p \u0111\u1ed3ng khi m\u1ecdi ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m.<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Can_lam_gi_de_tranh_khong_duoc_huong_bao_hiem_than_vo\"><\/span><strong>C\u1ea7n l\u00e0m g\u00ec \u0111\u1ec3 tr\u00e1nh kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_381\" aria-describedby=\"caption-attachment-381\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-381 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/tuan-thu-moi-quy-dinh-ve-hop-dong-de-tranh-khong-duoc-huong-bao-hiem-than-vo.jpg\" alt=\"Tu\u00e2n th\u1ee7 m\u1ecdi quy \u0111\u1ecbnh v\u1ec1 h\u1ee3p \u0111\u1ed3ng \u0111\u1ec3 tr\u00e1nh kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf\" width=\"600\" height=\"450\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/tuan-thu-moi-quy-dinh-ve-hop-dong-de-tranh-khong-duoc-huong-bao-hiem-than-vo.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/tuan-thu-moi-quy-dinh-ve-hop-dong-de-tranh-khong-duoc-huong-bao-hiem-than-vo-300x225.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/tuan-thu-moi-quy-dinh-ve-hop-dong-de-tranh-khong-duoc-huong-bao-hiem-than-vo-150x113.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-381\" class=\"wp-caption-text\"><center>Tu\u00e2n th\u1ee7 m\u1ecdi quy \u0111\u1ecbnh v\u1ec1 h\u1ee3p \u0111\u1ed3ng \u0111\u1ec3 tr\u00e1nh kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf<\/center><\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\u0110\u1ec3 tr\u00e1nh t\u00ecnh tr\u1ea1ng kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf th\u00ec c\u00e1c ch\u1ee7 xe c\u1ea7n ph\u1ea3i l\u01b0u \u00fd m\u1ed9t s\u1ed1 nh\u1eefng v\u1ea5n \u0111\u1ec1 nh\u01b0 sau:<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">C\u00e1c ch\u1ee7 xe l\u01b0u \u00fd kh\u00f4ng l\u00e0m tr\u00e1i v\u1edbi nh\u1eefng quy \u0111\u1ecbnh n\u1eb1m trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe n\u00eau tr\u00ean.<\/li>\n<li aria-level=\"1\">Lu\u00f4n lu\u00f4n theo d\u00f5i h\u1ee3p \u0111\u1ed3ng v\u00e0 t\u00e1i k\u00fd h\u1ee3p \u0111\u1ed3ng \u0111\u1ec3 tr\u00e1nh tr\u01b0\u1eddng h\u1ee3p h\u1ebft h\u1ea1n th\u00ec b\u1ea1n s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c t\u00ednh l\u00e0 h\u1ed3 s\u01a1 h\u1ee3p l\u1ec7.<\/li>\n<li aria-level=\"1\">N\u00ean l\u1ef1a ch\u1ecdn mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf t\u1ea1i nh\u1eefng \u0111\u1ecba ch\u1ec9 c\u00f4ng ty b\u1ea3o hi\u1ec3m uy t\u00edn. Tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng th\u00ec m\u1ecdi ng\u01b0\u1eddi c\u1ea7n ph\u1ea3i \u0111\u1ecdc k\u1ef9 c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u0169ng nh\u01b0 quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c h\u01b0\u1edfng. N\u1ebfu m\u1ecdi th\u00f4ng tin h\u1ee3p l\u1ec7 m\u1edbi th\u1ef1c hi\u1ec7n k\u00fd k\u1ebft.<\/li>\n<li aria-level=\"1\">C\u1ea7n ph\u1ea3i l\u1ef1a ch\u1ecdn nh\u1eefng h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p nh\u1ea5t cho xe ho\u1eb7c ph\u1ea3i c\u1ea7n \u0111\u1ebfn s\u1ef1 h\u1ed7 tr\u1ee3 c\u1ee7a nh\u00e2n vi\u00ean b\u1ea3o hi\u1ec3m.<\/li>\n<\/ul>\n<p><em><strong>Tham kh\u1ea3o th\u00eam th\u00f4ng tin:<\/strong><\/em><\/p>\n<ul>\n<li><a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-vat-chat-xe-o-to-bao-nhieu\" target=\"_blank\" rel=\"noopener\"><strong>Mua b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4 bao nhi\u00eau ti\u1ec1n?<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/baohiemtasco.vn\/blog\/co-nen-mua-bao-hiem-than-vo-xe-o-to\" target=\"_blank\" rel=\"noopener\"><strong>C\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 hay kh\u00f4ng?<\/strong><\/a><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Mot_so_chinh_sach_giam_tru_boi_thuong\"><\/span><strong>M\u1ed9t s\u1ed1 ch\u00ednh s\u00e1ch gi\u1ea3m tr\u1eeb b\u1ed3i th\u01b0\u1eddng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_382\" aria-describedby=\"caption-attachment-382\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-382 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/moi-don-vi-bao-hiem-se-dua-ra-chinh-sach-giam-tru-boi-thuong-tuy-theo-tinh-huong.jpg\" alt=\"M\u1ed7i \u0111\u01a1n v\u1ecb b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0a ra ch\u00ednh s\u00e1ch gi\u1ea3m tr\u1eeb b\u1ed3i th\u01b0\u1eddng t\u00f9y theo t\u00ecnh hu\u1ed1ng\" width=\"600\" height=\"450\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/moi-don-vi-bao-hiem-se-dua-ra-chinh-sach-giam-tru-boi-thuong-tuy-theo-tinh-huong.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/moi-don-vi-bao-hiem-se-dua-ra-chinh-sach-giam-tru-boi-thuong-tuy-theo-tinh-huong-300x225.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/moi-don-vi-bao-hiem-se-dua-ra-chinh-sach-giam-tru-boi-thuong-tuy-theo-tinh-huong-150x113.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-382\" class=\"wp-caption-text\"><center>M\u1ed7i \u0111\u01a1n v\u1ecb b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0a ra ch\u00ednh s\u00e1ch gi\u1ea3m tr\u1eeb b\u1ed3i th\u01b0\u1eddng t\u00f9y theo t\u00ecnh hu\u1ed1ng<\/center><\/figcaption><\/figure>\n<p style=\"text-align: justify;\">Ngo\u00e0i nh\u1eefng tr\u01b0\u1eddng h\u1ee3p s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c <strong><a href=\"https:\/\/baohiemtasco.vn\/bao-hiem-xe-co-gioi\" target=\"_blank\" rel=\"noopener\">b\u1ea3o hi\u1ec3m xe<\/a><\/strong> th\u00ec t\u00f9y t\u1eebng m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p s\u1ebd c\u00f3 c\u00e1c ch\u00ednh s\u00e1ch gi\u1ea3m tr\u1eeb b\u1ed3i th\u01b0\u1eddng sao cho ph\u00f9 h\u1ee3p nh\u1ea5t. C\u1ee5 th\u1ec3 nh\u01b0:<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Giam_tu_5_den_10_so_tien_boi_thuong\"><\/span><strong>Gi\u1ea3m t\u1eeb 5 \u0111\u1ebfn 10% s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">N\u1ebfu ch\u1ee7 xe g\u1eedi th\u00f4ng b\u00e1o t\u1ed5n th\u1ea5t trong th\u1eddi h\u1ea1n 5 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y x\u1ea3y ra t\u1ed5n th\u1ea5t.<\/li>\n<li aria-level=\"1\">Ch\u1ee7 xe kh\u00f4ng th\u1ef1c hi\u1ec7n c\u00e1c bi\u1ec7n ph\u00e1p \u0111\u1ec3 c\u1ee9u ch\u1eefa v\u00e0 gi\u1ea3m thi\u1ec3u c\u00e1c h\u1ea1n ch\u1ebf thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi v\u00e0 v\u1eadt ch\u1ea5t c\u1ee7a xe.<\/li>\n<\/ul>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Giam_tu_10_den_25_so_tien_boi_thuong\"><\/span><strong>Gi\u1ea3m t\u1eeb 10% \u0111\u1ebfn 25% s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">Tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 xe t\u1ef1 \u00fd di d\u1eddi hi\u1ec7n t\u01b0\u1ee3ng tai n\u1ea1n ho\u1eb7c t\u1ef1 \u00fd s\u1eeda ch\u1eefa xe b\u1ecb tai n\u1ea1n m\u00e0 ch\u01b0a c\u00f3 \u0111\u01b0\u1ee3c s\u1ef1 \u0111\u1ed3ng \u00fd hay \u00fd ki\u1ebfn c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/li>\n<li aria-level=\"1\">N\u1ebfu ch\u1ee7 xe \u0111i xe v\u01b0\u1ee3t qu\u00e1 t\u1ed1c \u0111\u1ed9 20% &#8211; 50% so v\u1edbi t\u1ed1c \u0111\u1ed9 quy \u0111\u1ecbnh.<\/li>\n<\/ul>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Giam_tu_50_den_90\"><\/span><strong>Gi\u1ea3m t\u1eeb 50% \u0111\u1ebfn 90%<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">\u0110\u1ed1i v\u1edbi nh\u1eefng ch\u1ee7 xe t\u1ef1 \u0111\u1ed9ng th\u1ecfa thu\u1eadn b\u1ed3i th\u01b0\u1eddng v\u1edbi b\u00ean th\u1ee9 ba s\u1ebd b\u1ecb t\u1eeb % m\u1ee9c b\u1ea3o hi\u1ec3m nh\u1ea5t \u0111\u1ecbnh.<\/li>\n<li aria-level=\"1\">Ch\u1ee7 xe kh\u00f4ng trung th\u1ef1c trong vi\u1ec7c cung c\u1ea5p nh\u1eefng th\u00f4ng tin, t\u00e0i li\u1ec7u hay ch\u1ee9ng t\u1eeb c\u00f3 trong h\u1ed3 s\u01a1 b\u1ed3i th\u01b0\u1eddng.<\/li>\n<li aria-level=\"1\">Ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n tham gia giao th\u00f4ng s\u1eed d\u1ee5ng c\u00e1c ch\u1ea5t k\u00edch th\u00edch bi ph\u00e1p lu\u1eadt c\u1ea5m.<\/li>\n<li aria-level=\"1\">Nh\u1eefng ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n giao th\u00f4ng c\u00f3 h\u00e0nh vi b\u1ecf tr\u1ed1n v\u00e0 kh\u00f4ng \u0111\u1ebfn tr\u00ecnh b\u00e1o v\u1edbi c\u00e1c c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">V\u1edbi nh\u1eefng th\u00f4ng tin chia s\u1ebb v\u1ec1 <span style=\"text-decoration: underline;\">nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf<\/span> n\u00eau tr\u00ean c\u00e1c ch\u1ee7 xe c\u1ea7n ph\u1ea3i n\u1eafm \u0111\u01b0\u1ee3c \u0111\u1ec3 tr\u00e1nh l\u00e0m m\u1ea5t quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh. H\u00e3y t\u00ecm hi\u1ec3u k\u1ef9 v\u1ec1 b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o c\u00f3 \u0111\u01b0\u1ee3c cho m\u00ecnh nh\u1eefng quy\u1ec1n l\u1ee3i t\u1ed1t nh\u1ea5t. \u0110\u1ec3 mua <a href=\"https:\/\/baohiemtasco.vn\/bao-hiem-xe-co-gioi\" target=\"_blank\" rel=\"noopener\"><strong>b\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/strong><\/a> c\u00e1c b\u1ea1n h\u00e3y \u0111\u1ebfn ngay v\u1edbi <a href=\"https:\/\/baohiemtasco.vn\" target=\"_blank\" rel=\"noopener\"><strong>B\u1ea3o Hi\u1ec3m Tasco<\/strong><\/a> &#8211; T\u1ea1i \u0111\u00e2y cung c\u1ea5p r\u1ea5t nhi\u1ec1u c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00e1c nhau \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u1ed1i \u0111a m\u1ecdi quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi d\u00f9ng.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>D\u00f9 b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf cung c\u1ea5p s\u1ef1 b\u1ea3o v\u1ec7 to\u00e0n di\u1ec7n cho nhi\u1ec1u r\u1ee7i ro li\u00ean quan \u0111\u1ebfn th\u00e2n v\u1ecf xe nh\u01b0ng v\u1eabn c\u00f3 nh\u1eefng t\u00ecnh hu\u1ed1ng ho\u1eb7c \u0111i\u1ec1u ki\u1ec7n m\u00e0 b\u1ea3o hi\u1ec3m kh\u00f4ng bao ph\u1ee7. V\u1eady, nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf l\u00e0 g\u00ec? C\u00f9ng B\u1ea3o Hi\u1ec3m Tasco t\u00ecm hi\u1ec3u [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":950,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7],"tags":[],"class_list":{"0":"post-77","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bao-hiem-xe"},"_links":{"self":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/77","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/comments?post=77"}],"version-history":[{"count":11,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/77\/revisions"}],"predecessor-version":[{"id":2580,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/77\/revisions\/2580"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media\/950"}],"wp:attachment":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media?parent=77"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/categories?post=77"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/tags?post=77"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}