{"id":74,"date":"2025-05-20T16:06:03","date_gmt":"2025-05-20T09:06:03","guid":{"rendered":"http:\/\/tdi_208_544"},"modified":"2025-03-19T15:26:21","modified_gmt":"2025-03-19T08:26:21","slug":"bao-hiem-xe-o-to-khi-bi-tai-nan","status":"publish","type":"post","link":"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tai-nan","title":{"rendered":"B\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tai n\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c \u0111\u1ec1n b\u00f9 nh\u01b0 th\u1ebf n\u00e0o?"},"content":{"rendered":"<p style=\"text-align: justify;\"><em>Khi l\u1ef1a ch\u1ecdn mua b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 th\u00ec ch\u1eafc ch\u1eafn c\u00e1c ch\u1ee7 xe s\u1ebd \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng th\u1ecfa \u0111\u00e1ng n\u1ebfu tai n\u1ea1n xay ra. Tuy nhi\u00ean, c\u00e1c ch\u1ee7 xe c\u0169ng c\u1ea7n ph\u1ea3i n\u1eafm \u0111\u01b0\u1ee3c quy tr\u00ecnh \u0111\u1ec1n b\u00f9 nh\u01b0 th\u1ebf n\u00e0o v\u00e0 nh\u1eefng \u0111i\u1ec1u kh\u00f4ng n\u00ean l\u00e0m khi tai n\u1ea1n x\u1ea3y ra \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng \u0111\u1ea7y \u0111\u1ee7 <a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tai-nan\" target=\"_blank\" rel=\"noopener\"><strong>b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tai n\u1ea1n<\/strong><\/a>. H\u00e3y tham kh\u1ea3o b\u00e0i chia s\u1ebb sau \u0111\u00e2y \u0111\u1ec3 gi\u00fap b\u1ea1n c\u00f3 \u0111\u01b0\u1ee3c ki\u1ebfn th\u1ee9c c\u1ea7n thi\u1ebft nh\u1ea5t.<\/em><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tai-nan\/#Bao_hiem_xe_o_to_khi_bi_tai_nan_se_duoc_den_bu_nhu_the_nao\" title=\"B\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tai n\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c \u0111\u1ec1n b\u00f9 nh\u01b0 th\u1ebf n\u00e0o?\">B\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tai n\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c \u0111\u1ec1n b\u00f9 nh\u01b0 th\u1ebf n\u00e0o?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tai-nan\/#Chu_xe_thong_bao_voi_cong_ty_bao_hiem_khi_co_tai_nan_xay_ra\" title=\"Ch\u1ee7 xe th\u00f4ng b\u00e1o v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m khi c\u00f3 tai n\u1ea1n x\u1ea3y ra\">Ch\u1ee7 xe th\u00f4ng b\u00e1o v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m khi c\u00f3 tai n\u1ea1n x\u1ea3y ra<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tai-nan\/#Cong_ty_giam_dinh_boi_thuong_bao_hiem_cho_xe_o_to_bi_tai_nan\" title=\"C\u00f4ng ty gi\u00e1m \u0111\u1ecbnh b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m cho xe \u00f4 t\u00f4 b\u1ecb tai n\u1ea1n\">C\u00f4ng ty gi\u00e1m \u0111\u1ecbnh b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m cho xe \u00f4 t\u00f4 b\u1ecb tai n\u1ea1n<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tai-nan\/#Xe_khong_va_cham_voi_ben_thu_3\" title=\"Xe kh\u00f4ng va ch\u1ea1m v\u1edbi b\u00ean th\u1ee9 3\">Xe kh\u00f4ng va ch\u1ea1m v\u1edbi b\u00ean th\u1ee9 3<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tai-nan\/#Truong_hop_xe_xay_ra_va_cham_voi_ben_thu_3\" title=\"Tr\u01b0\u1eddng h\u1ee3p xe x\u1ea3y ra va ch\u1ea1m v\u1edbi b\u00ean th\u1ee9 3\">Tr\u01b0\u1eddng h\u1ee3p xe x\u1ea3y ra va ch\u1ea1m v\u1edbi b\u00ean th\u1ee9 3<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tai-nan\/#Cong_ty_bao_hiem_dua_ra_cac_phuong_an_boi_thuong\" title=\"C\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u01b0a ra c\u00e1c ph\u01b0\u01a1ng \u00e1n b\u1ed3i th\u01b0\u1eddng\">C\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u01b0a ra c\u00e1c ph\u01b0\u01a1ng \u00e1n b\u1ed3i th\u01b0\u1eddng<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tai-nan\/#Khac_phuc_sua_chua_xe\" title=\"Kh\u1eafc ph\u1ee5c s\u1eeda ch\u1eefa xe\">Kh\u1eafc ph\u1ee5c s\u1eeda ch\u1eefa xe<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tai-nan\/#Truong_hop_cong_ty_bao_hiem_se_tien_hanh_boi_thuong_bang_tien_mat\" title=\"Tr\u01b0\u1eddng h\u1ee3p c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ti\u1ebfn h\u00e0nh b\u1ed3i th\u01b0\u1eddng b\u1eb1ng ti\u1ec1n m\u1eb7t\">Tr\u01b0\u1eddng h\u1ee3p c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ti\u1ebfn h\u00e0nh b\u1ed3i th\u01b0\u1eddng b\u1eb1ng ti\u1ec1n m\u1eb7t<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tai-nan\/#Mot_so_dieu_khong_nen_lam_khi_xay_ra_tai_nan_o_to_de_duoc_huong_boi_thuong\" title=\"M\u1ed9t s\u1ed1 \u0111i\u1ec1u kh\u00f4ng n\u00ean l\u00e0m khi x\u1ea3y ra tai n\u1ea1n \u00f4 t\u00f4 \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ed3i th\u01b0\u1eddng\">M\u1ed9t s\u1ed1 \u0111i\u1ec1u kh\u00f4ng n\u00ean l\u00e0m khi x\u1ea3y ra tai n\u1ea1n \u00f4 t\u00f4 \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ed3i th\u01b0\u1eddng<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tai-nan\/#Tu_thoa_thuan_voi_nhau\" title=\"T\u1ef1 th\u1ecfa thu\u1eadn v\u1edbi nhau\">T\u1ef1 th\u1ecfa thu\u1eadn v\u1edbi nhau<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tai-nan\/#Khong_tu_y_nhan_loi\" title=\"Kh\u00f4ng t\u1ef1 \u00fd nh\u1eadn l\u1ed7i\">Kh\u00f4ng t\u1ef1 \u00fd nh\u1eadn l\u1ed7i<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Bao_hiem_xe_o_to_khi_bi_tai_nan_se_duoc_den_bu_nhu_the_nao\"><\/span><strong>B\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tai n\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c \u0111\u1ec1n b\u00f9 nh\u01b0 th\u1ebf n\u00e0o?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">\u0110\u1ed1i v\u1edbi xe b\u1ecb tai n\u1ea1n v\u00e0 c\u00f3 <a href=\"https:\/\/baohiemtasco.vn\/bao-hiem-xe-co-gioi\" target=\"_blank\" rel=\"noopener\"><strong>mua b\u1ea3o hi\u1ec3m xe<\/strong><\/a> th\u00ec lu\u00f4n \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng theo \u0111\u00fang quy \u0111\u1ecbnh \u0111\u01b0\u1ee3c \u0111\u01b0a ra. Tuy nhi\u00ean, \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m v\u00e0 \u0111\u1ec1n th\u1ee7 th\u1ecfa \u0111\u00e1ng th\u00ec ch\u1ee7 xe c\u1ea7n ph\u1ea3i th\u1ef1c hi\u1ec7n theo t\u1eebng b\u01b0\u1edbc nh\u01b0 sau:<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Chu_xe_thong_bao_voi_cong_ty_bao_hiem_khi_co_tai_nan_xay_ra\"><\/span><strong>Ch\u1ee7 xe th\u00f4ng b\u00e1o v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m khi c\u00f3 tai n\u1ea1n x\u1ea3y ra<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Vi\u1ec7c \u0111\u1ea7u ti\u00ean l\u00e0m khi b\u1ecb tai n\u1ea1n \u0111\u00f3 ch\u00ednh l\u00e0 ch\u1ee7 xe c\u1ea7n g\u1ecdi \u0111i\u1ec7n th\u00f4ng b\u00e1o s\u1ef1 c\u1ed1 cho c\u00f4ng ty b\u1ea3o hi\u1ec3m. B\u1ea1n c\u00f3 th\u1ec3 li\u00ean h\u1ec7 theo b\u1ea5t c\u1ee9 c\u00e1ch n\u00e0o ph\u00f9 h\u1ee3p v\u00e0 thu\u1eadn ti\u1ec7n nh\u1ea5t. Ch\u1ee7 xe c\u1ea7n ph\u1ea3i khai b\u00e1o \u0111\u1ea7y \u0111\u1ee7 c\u00e1c th\u00f4ng tin tr\u00ean gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m theo quy \u0111\u1ecbnh.<\/p>\n<figure id=\"attachment_410\" aria-describedby=\"caption-attachment-410\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-410 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/quy-dinh-den-bu-khi-xe-o-to-gap-tai-nan.jpg\" alt=\"Quy \u0111\u1ecbnh \u0111\u1ec1n b\u00f9 khi xe \u00f4 t\u00f4 g\u1eb7p tai n\u1ea1n\" width=\"600\" height=\"314\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/quy-dinh-den-bu-khi-xe-o-to-gap-tai-nan.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/quy-dinh-den-bu-khi-xe-o-to-gap-tai-nan-300x157.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/quy-dinh-den-bu-khi-xe-o-to-gap-tai-nan-150x79.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-410\" class=\"wp-caption-text\"><center>Quy \u0111\u1ecbnh \u0111\u1ec1n b\u00f9 khi xe \u00f4 t\u00f4 g\u1eb7p tai n\u1ea1n<\/center><\/figcaption><\/figure>\n<p style=\"text-align: justify;\">Tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng th\u00f4ng b\u00e1o v\u1ec1 s\u1ef1 c\u1ed1 v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u00ec ch\u1ee7 xe c\u00f3 th\u1ebb kh\u00f4ng \u0111\u01b0\u1ee3c nh\u1eadn b\u1ed3i th\u01b0\u1eddng. Th\u1eadm ch\u00ed c\u00f2n c\u00f3 th\u1ec3 b\u1ecb ph\u1ea1t th\u00eam ti\u1ec1n t\u1eeb 10 &#8211; 50% t\u1ed5ng s\u1ed1 ti\u1ec1n s\u1eeda ch\u1eefa khi th\u1ef1c hi\u1ec7n quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea3o hi\u1ec3m.<\/p>\n<p><em><strong>Xem th\u00eam th\u00f4ng tin:<\/strong><\/em><\/p>\n<ul>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tray-xuoc\" target=\"_blank\" rel=\"noopener\">B\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tr\u1ea7y x\u01b0\u1edbc &#8211; Nh\u1eefng th\u00f4ng tin h\u1eefu \u00edch<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-2-chieu-la-gi\" target=\"_blank\" rel=\"noopener\">B\u1ea3o hi\u1ec3m 2 chi\u1ec1u l\u00e0 g\u00ec? Nh\u1eefng th\u00f4ng tin kh\u00f4ng th\u1ec3 b\u1ecf qua<\/a><\/strong><\/li>\n<\/ul>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Cong_ty_giam_dinh_boi_thuong_bao_hiem_cho_xe_o_to_bi_tai_nan\"><\/span><strong>C\u00f4ng ty gi\u00e1m \u0111\u1ecbnh b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m cho xe \u00f4 t\u00f4 b\u1ecb tai n\u1ea1n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Sau khi nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng tin c\u1ee7a ch\u1ee7 xe v\u1ec1 tai n\u1ea1n th\u00ec c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ti\u1ebfn h\u00e0nh gi\u00e1m \u0111\u1ecbnh b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m cho xe \u00f4 t\u00f4 b\u1ecb tai n\u1ea1n v\u1edbi c\u00e1c tr\u01b0\u1eddng h\u1ee3p nh\u01b0:<\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Xe_khong_va_cham_voi_ben_thu_3\"><\/span><strong>Xe kh\u00f4ng va ch\u1ea1m v\u1edbi b\u00ean th\u1ee9 3<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">Qu\u00e1 tr\u00ecnh gi\u00e1m \u0111\u1ecbnh b\u1ed3i th\u01b0\u1eddng s\u1ebd c\u00f3 m\u1eb7t c\u1ee7a b\u00ean \u0111\u1ea1i di\u1ec7n h\u1ee3p ph\u00e1p, \u0111\u1ea1i di\u1ec7n \u1ee7y quy\u1ec1n gi\u00e1m \u0111\u1ecbnh c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m. Sau khi gi\u00e1m \u0111\u1ecbnh s\u1ebd \u01b0\u1edbc t\u00ednh t\u1ed5n th\u1ea5t v\u00e0 chia ra c\u00e1c tr\u01b0\u1eddng h\u1ee3p nh\u01b0:<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">V\u1edbi nh\u1eefng t\u1ed5n th\u1ea5t th\u1ea5p d\u01b0\u1edbi 5 tri\u1ec7u \u0111\u1ed3ng th\u00ec c\u00e1c ch\u1ee7 xe ch\u1ec9 c\u1ea7n ch\u1edd \u0111\u1ee3i c\u00f4ng ty b\u1ea3o hi\u1ec3m ki\u1ec3m tra v\u00e0 th\u00f4ng b\u00e1o v\u1ec1 s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng.<\/li>\n<li aria-level=\"1\">V\u1edbi m\u1ee9c t\u1ed5n th\u1ea5t 5 &#8211; 10 tri\u1ec7u \u0111\u1ed3ng tr\u1edf l\u00ean th\u00ec xe \u00f4 t\u00f4 b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3 s\u1ef1 x\u00e1c nh\u1eadn c\u1ee7a c\u01a1 quan ban ng\u00e0nh v\u00e0 c\u00e1c gi\u00e1m \u0111\u1ecbnh vi\u00ean gi\u00fap ki\u1ec3m tra hi\u1ec7n tr\u01b0\u1eddng chi ti\u1ebft, r\u00f5 r\u00e0ng.<\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Truong_hop_xe_xay_ra_va_cham_voi_ben_thu_3\"><\/span><strong>Tr\u01b0\u1eddng h\u1ee3p xe x\u1ea3y ra va ch\u1ea1m v\u1edbi b\u00ean th\u1ee9 3<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\">Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y th\u00ec c\u00e1c ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n tham gia b\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f3 s\u1ef1 x\u00e1c nh\u1eadn c\u1ee7a c\u00e1c c\u01a1 quan ban ng\u00e0nh.<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">Xe t\u1ed5n th\u1ea5t d\u01b0\u1edbi 20 tri\u1ec7u th\u00ec ch\u1ee7 xe ph\u1ea3i xu\u1ea5t tr\u00ecnh x\u00e1c nh\u1eadn c\u1ee7a c\u1ea3nh s\u00e1t giao th\u00f4ng v\u00e0 gi\u00e1m \u0111\u1ecbnh vi\u00ean \u0111\u1ebfn hi\u1ec7n tr\u01b0\u1eddng.<\/li>\n<li aria-level=\"1\">V\u1edbi m\u1ee9c t\u1ed5n th\u1ea5t tr\u00ean 20 tri\u1ec7u th\u00ec ch\u1ee7 xe th\u00f4ng b\u00e1o cho c\u00f4ng ty b\u1ea3o hi\u1ec3m, \u0111\u1ed9i CSGT v\u00e0 gi\u00e1m \u0111\u1ecbnh vi\u00ean \u0111\u1ec3 c\u00f3 m\u1eb7t t\u1ea1i hi\u1ec7n t\u01b0\u1ee3ng khi va ch\u1ea1m x\u1ea3y ra.<\/li>\n<\/ul>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Cong_ty_bao_hiem_dua_ra_cac_phuong_an_boi_thuong\"><\/span><strong>C\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u01b0a ra c\u00e1c ph\u01b0\u01a1ng \u00e1n b\u1ed3i th\u01b0\u1eddng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<figure id=\"attachment_411\" aria-describedby=\"caption-attachment-411\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-411 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/sau-khi-giam-dinh-cong-ty-se-dua-ra-cac-phuong-an-boi-thuong-phu-hop.jpg\" alt=\"Sau khi gi\u00e1m \u0111\u1ecbnh c\u00f4ng ty s\u1ebd \u0111\u01b0a ra c\u00e1c ph\u01b0\u01a1ng \u00e1n b\u1ed3i th\u01b0\u1eddng ph\u00f9 h\u1ee3p\" width=\"600\" height=\"404\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/sau-khi-giam-dinh-cong-ty-se-dua-ra-cac-phuong-an-boi-thuong-phu-hop.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/sau-khi-giam-dinh-cong-ty-se-dua-ra-cac-phuong-an-boi-thuong-phu-hop-300x202.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/sau-khi-giam-dinh-cong-ty-se-dua-ra-cac-phuong-an-boi-thuong-phu-hop-150x101.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-411\" class=\"wp-caption-text\"><center>Sau khi gi\u00e1m \u0111\u1ecbnh c\u00f4ng ty s\u1ebd \u0111\u01b0a ra c\u00e1c ph\u01b0\u01a1ng \u00e1n b\u1ed3i th\u01b0\u1eddng ph\u00f9 h\u1ee3p<\/center><\/figcaption><\/figure>\n<p style=\"text-align: justify;\">Sau khi \u0111\u00e3 gi\u00e1m \u0111\u1ecbnh t\u1ed5n th\u1ea5t th\u00ec c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0a ra m\u1ed9t ph\u01b0\u01a1ng \u00e1n b\u1ed3i th\u01b0\u1eddng c\u00e1ch h\u1ee3p l\u00fd nh\u1ea5t.<\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Khac_phuc_sua_chua_xe\"><\/span><strong>Kh\u1eafc ph\u1ee5c s\u1eeda ch\u1eefa xe<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">To\u00e0n b\u1ed9 m\u1ecdi chi ph\u00ed s\u1eeda ch\u1eefa s\u1ebd c\u0103n c\u1ee9 v\u00e0o b\u1ea3ng gi\u00e1 c\u1ee7a h\u00e3ng. Tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 xe kh\u00f4ng s\u1eeda ch\u1eefa \u1edf \u0111\u01a1n v\u1ecb ch\u00ednh h\u00e3ng th\u00ec s\u1ebd ph\u1ea3i c\u00f9ng nhau th\u1ed1ng nh\u1ea5t m\u1ee9c gi\u00e1.<\/li>\n<li aria-level=\"1\">tr\u01b0\u1eddng h\u1ee3p trong h\u1ee3p \u0111\u1ed3ng kh\u00f4ng c\u00f3 c\u00e1c \u0111i\u1ec1u kho\u1ea3n l\u1ef1a ch\u1ecdn n\u01a1i s\u1eeda ch\u1eefa th\u00ec c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ch\u1ec9 \u0111\u1ecbnh \u0111\u01a1n v\u1ecb th\u1ef1c hi\u1ec7n s\u1eeda ch\u1eefa. N\u1ebfu chi ph\u00ed t\u0103ng th\u00eam th\u00ec ch\u1ee7 xe ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u1ebfu kh\u00f4ng \u0111\u1ebfn \u0111\u00fang n\u01a1i m\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m chi tr\u1ea3.<\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Truong_hop_cong_ty_bao_hiem_se_tien_hanh_boi_thuong_bang_tien_mat\"><\/span><strong>Tr\u01b0\u1eddng h\u1ee3p c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ti\u1ebfn h\u00e0nh b\u1ed3i th\u01b0\u1eddng b\u1eb1ng ti\u1ec1n m\u1eb7t<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">C\u00f3 th\u1ec3 \u0111\u00e1nh gi\u00e1 \u0111\u01b0\u1ee3c ch\u00ednh x\u00e1c m\u1ee9c \u0111\u1ed9 thi\u1ec7t h\u1ea1i tr\u00ean th\u1ecb tr\u01b0\u1eddng v\u00e0 kh\u00f4ng c\u00f3 ph\u1ee5 ki\u1ec7n \u0111\u1ec3 thay th\u1ebf.<\/li>\n<li aria-level=\"1\">Ti\u1ebfn \u0111\u1ed9 thay th\u1ebf linh ki\u1ec7n m\u1edbi c\u00f3 th\u1ec3 m\u1ea5t r\u1ea5t nhi\u1ec1u th\u1eddi gian.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">S\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng nh\u01b0 th\u1ebf n\u00e0o s\u1ebd d\u1ef1a v\u00e0o gi\u00e1m \u0111\u1ecbnh t\u1ed5n th\u1ea5t m\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u01b0a ra. S\u1ed1 ti\u1ec1n \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 r\u00f5 r\u00e0ng.<\/p>\n<p><em><strong>Th\u00f4ng tin tham kh\u1ea3o:<\/strong><\/em><\/p>\n<ul>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-vat-chat-xe-o-to-bao-nhieu\" target=\"_blank\" rel=\"noopener\">Mua b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4 bao nhi\u00eau ti\u1ec1n?<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/co-nen-mua-bao-hiem-than-vo-xe-o-to\" target=\"_blank\" rel=\"noopener\">C\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 hay kh\u00f4ng?<\/a><\/strong><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Mot_so_dieu_khong_nen_lam_khi_xay_ra_tai_nan_o_to_de_duoc_huong_boi_thuong\"><\/span><strong>M\u1ed9t s\u1ed1 \u0111i\u1ec1u kh\u00f4ng n\u00ean l\u00e0m khi x\u1ea3y ra tai n\u1ea1n \u00f4 t\u00f4 \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ed3i th\u01b0\u1eddng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_412\" aria-describedby=\"caption-attachment-412\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-412 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/mot-so-dieu-ban-can-tranh-khi-gap-tai-nan-de-duoc-huong-bao-hiem.jpg\" alt=\"M\u1ed9t s\u1ed1 \u0111i\u1ec1u b\u1ea1n c\u1ea7n tr\u00e1nh khi g\u1eb7p tai n\u1ea1n \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m\" width=\"600\" height=\"496\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/mot-so-dieu-ban-can-tranh-khi-gap-tai-nan-de-duoc-huong-bao-hiem.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/mot-so-dieu-ban-can-tranh-khi-gap-tai-nan-de-duoc-huong-bao-hiem-300x248.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/mot-so-dieu-ban-can-tranh-khi-gap-tai-nan-de-duoc-huong-bao-hiem-150x124.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-412\" class=\"wp-caption-text\"><center>M\u1ed9t s\u1ed1 \u0111i\u1ec1u b\u1ea1n c\u1ea7n tr\u00e1nh khi g\u1eb7p tai n\u1ea1n \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m<\/center><\/figcaption><\/figure>\n<p style=\"text-align: justify;\">Khi tham gia giao th\u00f4ng g\u1eb7p ph\u1ea3i va ch\u1ea1m hay b\u1ea5t c\u1ee9 r\u1ee7i ro g\u00ec \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m th\u00ec b\u1ea1n c\u1ea7n ph\u1ea3i tr\u00e1nh l\u00e0m m\u1ed9t s\u1ed1 vi\u1ec7c sau \u0111\u00e2y.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Tu_thoa_thuan_voi_nhau\"><\/span><strong>T\u1ef1 th\u1ecfa thu\u1eadn v\u1edbi nhau<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Khi x\u1ea3y ra tai n\u1ea1n r\u1ea5t nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p hai b\u00ean t\u1ef1 th\u1ecfa thu\u1eadn v\u1edbi nhau \u0111\u1ec3 gi\u1ea3i quy\u1ebft nhanh ch\u00f3ng v\u00e0 c\u00f3 l\u1ee3i cho hai b\u00ean. Nhi\u1ec1u ng\u01b0\u1eddi suy ngh\u0129 r\u1eb1ng n\u1ebfu t\u1ef1 \u00fd th\u1ecfa thu\u1eadn th\u00ec c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u1eabn s\u1ebd ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng. Tuy nhi\u00ean, c\u00f4ng ty ch\u1ec9 chi tr\u1ea3 \u0111\u1ec1n b\u00f9 khi c\u00f3 ch\u1ee9ng c\u1ee9 r\u00f5 r\u00e0ng v\u00e0 c\u00f3 bi\u00ean b\u1ea3n t\u1eeb c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng. Do v\u1eady, ch\u1ee7 xe b\u1ecb tai n\u1ea1n c\u1ea7n ph\u1ea3i l\u1ea5y th\u00f4ng tin t\u1eeb ph\u00eda kia v\u00e0 t\u1eeb ch\u1ed1i n\u1ebfu h\u1ecd \u0111\u01b0a ra \u00fd \u0111\u1ecbnh t\u1ef1 th\u1ecfa thu\u1eadn.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Khong_tu_y_nhan_loi\"><\/span><strong>Kh\u00f4ng t\u1ef1 \u00fd nh\u1eadn l\u1ed7i<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Tr\u01b0\u1eddng h\u1ee3p khi x\u1ea3y ra tai n\u1ea1n th\u01b0\u1eddng c\u00f4ng an s\u1ebd t\u1edbi hi\u1ec7n tr\u01b0\u1eddng \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh s\u1ef1 vi\u1ec7c m\u1ed9t c\u00e1ch ch\u00ednh x\u00e1c. Cho n\u00ean ng\u01b0\u1eddi l\u00e1i xe c\u1ea7n ph\u1ea3i t\u1ec9nh t\u00e1o \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c l\u1ed7i t\u1eeb b\u00ean n\u00e0o.<\/p>\n<p style=\"text-align: justify;\">Ngo\u00e0i ra, c\u0169ng c\u1ea7n ph\u1ea3i quan t\u00e2m s\u1ee9c kh\u1ecfe c\u1ee7a c\u1ea3 hai ch\u1ee7 xe. Tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p th\u00ec ph\u1ea3i mau ch\u00f3ng \u0111\u01b0a n\u1ea1n nh\u00e2n t\u1edbi b\u1ec7nh vi\u1ec7n. Nh\u1eefng l\u1eddi n\u00f3i c\u1ee7a ch\u1ee7 xe l\u00fac n\u00e0y s\u1ebd l\u00e0 b\u1eb1ng ch\u1ee9ng \u0111\u1ec3 b\u00ean c\u00f4ng ty b\u1ea3o hi\u1ec3m ch\u1ea5p nh\u1eadn ho\u1eb7c t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng.<\/p>\n<p style=\"text-align: justify;\">V\u1edbi nh\u1eefng th\u00f4ng tin chia s\u1ebb n\u00eau tr\u00ean v\u1ec1 <span style=\"text-decoration: underline;\">b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tai n\u1ea1n<\/span> gi\u00fap cho m\u1ecdi ng\u01b0\u1eddi c\u00f3 \u0111\u01b0\u1ee3c c\u00e1c th\u00f4ng tin c\u1ea7n thi\u1ebft, h\u1eefu \u00edch nh\u1ea5t. Nh\u1edd c\u00f3 b\u1ea3o hi\u1ec3m n\u00e0y ch\u1ee7 xe s\u1ebd gi\u1ea3m thi\u1ec3u m\u1ecdi thi\u1ec7t h\u1ea1i khi c\u00f3 tai n\u1ea1n x\u1ea3y ra. H\u00e3y \u0111\u1ebfn ngay v\u1edbi <strong><a href=\"https:\/\/baohiemtasco.vn\">B\u1ea3o Hi\u1ec3m Tasco<\/a><\/strong> \u0111\u1ec3 t\u00ecm hi\u1ec3u th\u00eam v\u1ec1 c\u00e1c g\u00f3i <strong><a href=\"https:\/\/baohiemtasco.vn\/bao-hiem-vat-chat-xe\" target=\"_blank\" rel=\"noopener\">b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/a><\/strong> chi ti\u1ebft.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Khi l\u1ef1a ch\u1ecdn mua b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 th\u00ec ch\u1eafc ch\u1eafn c\u00e1c ch\u1ee7 xe s\u1ebd \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng th\u1ecfa \u0111\u00e1ng n\u1ebfu tai n\u1ea1n xay ra. Tuy nhi\u00ean, c\u00e1c ch\u1ee7 xe c\u0169ng c\u1ea7n ph\u1ea3i n\u1eafm \u0111\u01b0\u1ee3c quy tr\u00ecnh \u0111\u1ec1n b\u00f9 nh\u01b0 th\u1ebf n\u00e0o v\u00e0 nh\u1eefng \u0111i\u1ec1u kh\u00f4ng n\u00ean l\u00e0m khi tai n\u1ea1n x\u1ea3y ra \u0111\u1ec3 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":892,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7],"tags":[],"class_list":{"0":"post-74","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bao-hiem-xe"},"_links":{"self":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/74","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/comments?post=74"}],"version-history":[{"count":9,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/74\/revisions"}],"predecessor-version":[{"id":2583,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/74\/revisions\/2583"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media\/892"}],"wp:attachment":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media?parent=74"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/categories?post=74"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/tags?post=74"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}