{"id":612,"date":"2025-05-20T16:15:06","date_gmt":"2025-05-20T09:15:06","guid":{"rendered":"https:\/\/blog.baohiemtasco.vn\/?p=612"},"modified":"2025-03-19T16:12:16","modified_gmt":"2025-03-19T09:12:16","slug":"muc-khau-tru-bao-hiem-la-gi","status":"publish","type":"post","link":"https:\/\/baohiemtasco.vn\/blog\/muc-khau-tru-bao-hiem-la-gi","title":{"rendered":"M\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? Tr\u01b0\u1eddng h\u1ee3p n\u00e0o \u00e1p d\u1ee5ng kh\u1ea5u tr\u1eeb?"},"content":{"rendered":"<p style=\"text-align: justify;\"><em>B\u1ea3o hi\u1ec3m l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 ng\u00e0y c\u00e0ng quan tr\u1ecdng trong cu\u1ed9c s\u1ed1ng hi\u1ec7n nay. Khi tham gia b\u1ea3o hi\u1ec3m m\u1ecdi ng\u01b0\u1eddi c\u1ea7n ph\u1ea3i n\u1eafm v\u1eefng \u0111\u01b0\u1ee3c c\u00e1c kh\u00e1i ni\u1ec7m c\u1ea7n thi\u1ebft \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh. M\u1ed9t trong nh\u1eefng kh\u00e1i ni\u1ec7m b\u1ea1n c\u1ea7n ph\u1ea3i bi\u1ebft \u0111\u00f3 ch\u00ednh l\u00e0 <strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/muc-khau-tru-bao-hiem-la-gi\">m\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec<\/a><\/strong>? \u0110\u00e2y l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 then ch\u1ed1t trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, \u1ea3nh h\u01b0\u1edfng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn quy\u1ec1n l\u1ee3i c\u0169ng nh\u01b0 chi ph\u00ed b\u1ea3o hi\u1ec3m m\u00e0 ng\u01b0\u1eddi mua ph\u1ea3i chi tr\u1ea3. H\u00e3y c\u00f9ng B\u1ea3o Hi\u1ec3m Tasco t\u00ecm hi\u1ec3u qua b\u00e0i chia s\u1ebb d\u01b0\u1edbi \u0111\u00e2y.<\/em><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/baohiemtasco.vn\/blog\/muc-khau-tru-bao-hiem-la-gi\/#Muc_khau_tru_bao_hiem_la_gi\" title=\"M\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?\">M\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/baohiemtasco.vn\/blog\/muc-khau-tru-bao-hiem-la-gi\/#Y_nghia_cua_muc_khau_tru_bao_hiem_la_gi\" title=\"\u00dd ngh\u0129a c\u1ee7a m\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?\">\u00dd ngh\u0129a c\u1ee7a m\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/baohiemtasco.vn\/blog\/muc-khau-tru-bao-hiem-la-gi\/#Cac_truong_hop_sau_khi_ap_dung_muc_khau_tru_bao_hiem\" title=\"C\u00e1c tr\u01b0\u1eddng h\u1ee3p sau khi \u00e1p d\u1ee5ng m\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m\">C\u00e1c tr\u01b0\u1eddng h\u1ee3p sau khi \u00e1p d\u1ee5ng m\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/baohiemtasco.vn\/blog\/muc-khau-tru-bao-hiem-la-gi\/#Tim_hieu_hai_hinh_thuc_khau_tru_bao_hiem_co_ban\" title=\"T\u00ecm hi\u1ec3u hai h\u00ecnh th\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n\">T\u00ecm hi\u1ec3u hai h\u00ecnh th\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/baohiemtasco.vn\/blog\/muc-khau-tru-bao-hiem-la-gi\/#Mien_thuong_co_khau_tru\" title=\"Mi\u1ec5n th\u01b0\u1eddng c\u00f3 kh\u1ea5u tr\u1eeb\">Mi\u1ec5n th\u01b0\u1eddng c\u00f3 kh\u1ea5u tr\u1eeb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/baohiemtasco.vn\/blog\/muc-khau-tru-bao-hiem-la-gi\/#Mien_thuong_khong_khau_tru\" title=\"Mi\u1ec5n th\u01b0\u1eddng kh\u00f4ng kh\u1ea5u tr\u1eeb\">Mi\u1ec5n th\u01b0\u1eddng kh\u00f4ng kh\u1ea5u tr\u1eeb<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Muc_khau_tru_bao_hiem_la_gi\"><\/span><strong>M\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><strong>M\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m<\/strong> l\u00e0 m\u1ed9t chi ph\u00ed m\u00e0 b\u00ean mua b\u1ea3o hi\u1ec3m ph\u1ea3i chi tr\u1ea3 khi c\u00f3 r\u1ee7i ro x\u1ea3y ra. Trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m lu\u00f4n quy \u0111\u1ecbnh r\u00f5 r\u00e0ng v\u1ec1 m\u1ee9c kh\u1ea5u tr\u1eeb th\u1ec3 hi\u1ec7n qua m\u1ed9t s\u1ed1 ti\u1ec1n nh\u1ea5t \u0111\u1ecbnh ho\u1eb7c % t\u1ed5n th\u1ea5t n\u00e0o \u0111\u00f3.<\/p>\n<p style=\"text-align: justify;\">H\u1ea7u h\u1ebft, m\u1ecdi lo\u1ea1i b\u1ea3o hi\u1ec3m hi\u1ec7n nay \u0111\u1ec1u \u00e1p d\u1ee5ng m\u1ee9c kh\u1ea5u tr\u1eeb. M\u1ed7i m\u1ed9t c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd c\u00f3 m\u1ee9c kh\u1ea5u tr\u1eeb t\u1ed1i thi\u1ec3u v\u00e0 ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m c\u00f3 quy\u1ec1n l\u1ef1a ch\u1ecdn m\u1ee9c kh\u1ea5u tr\u1eeb cao h\u01a1n, nh\u01b0ng kh\u00f4ng \u0111\u01b0\u1ee3c ch\u1ecdn m\u1ee9c th\u1ea5p h\u01a1n con s\u1ed1 \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u01b0a ra.<\/p>\n<p><em><strong>B\u1ea1n c\u00f3 th\u1ec3 quan t\u00e2m:<\/strong><\/em><\/p>\n<ul>\n<li><a href=\"https:\/\/baohiemtasco.vn\/blog\/mua-bao-hiem-o-dau-tot\" target=\"_blank\" rel=\"noopener\"><strong>Mua b\u1ea3o hi\u1ec3m \u1edf \u0111\u00e2u t\u1ed1t v\u1edbi d\u1ecbch v\u1ee5 t\u1ed1t nh\u1ea5t hi\u1ec7n nay?<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/baohiemtasco.vn\/blog\/dong-chi-tra-bao-hiem-la-gi\" target=\"_blank\" rel=\"noopener\"><strong>\u0110\u1ed3ng chi tr\u1ea3 b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? H\u01b0\u1edbng d\u1eabn c\u00e1ch t\u00ednh ch\u00ednh x\u00e1c<\/strong><\/a><\/li>\n<\/ul>\n<figure id=\"attachment_614\" aria-describedby=\"caption-attachment-614\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-614 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/muc-khau-tru-bao-hiem-la-chi-phi-ma-nguoi-mua-bao-hiem-chi-tra.jpg\" alt=\"M\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m l\u00e0 chi ph\u00ed m\u00e0 ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m chi tr\u1ea3\" width=\"600\" height=\"450\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/muc-khau-tru-bao-hiem-la-chi-phi-ma-nguoi-mua-bao-hiem-chi-tra.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/muc-khau-tru-bao-hiem-la-chi-phi-ma-nguoi-mua-bao-hiem-chi-tra-300x225.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/muc-khau-tru-bao-hiem-la-chi-phi-ma-nguoi-mua-bao-hiem-chi-tra-150x113.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-614\" class=\"wp-caption-text\"><center>M\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m l\u00e0 chi ph\u00ed m\u00e0 ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m chi tr\u1ea3<\/center><\/figcaption><\/figure>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Y_nghia_cua_muc_khau_tru_bao_hiem_la_gi\"><\/span><strong>\u00dd ngh\u0129a c\u1ee7a m\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><strong>M\u1ee9c kh\u1ea5u tr\u1eeb lu\u00f4n \u0111\u01b0\u1ee3c c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u01b0a ra mang l\u1ea1i \u00fd ngh\u0129a cho ng\u01b0\u1eddi mua nh\u01b0:<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">Gi\u1ea3m thi\u1ec3u chi ph\u00ed ch\u1ecdn mua b\u1ea3o hi\u1ec3m: Tr\u01b0\u1eddng h\u1ee3p m\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m cao th\u00ec chi ph\u00ed \u0111\u1ec3 mua b\u1ea3o hi\u1ec3m s\u1ebd gi\u1ea3m xu\u1ed1ng.<\/li>\n<li aria-level=\"1\">Gi\u1ea3m b\u1edbt c\u00e1c th\u1ee7 t\u1ee5c r\u01b0\u1eddm r\u00e0 khi s\u1ef1 c\u1ed1 x\u1ea3y ra: N\u1ebfu c\u00f3 m\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m th\u00ec b\u00ean mua s\u1ebd kh\u00f4ng c\u1ea7n ph\u1ea3i l\u00e0m c\u00e1c th\u1ee7 t\u1ee5c khi\u1ebfu n\u1ea1i cho nh\u1eefng t\u1ed5n th\u1ea5t \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn t\u00e0i ch\u00ednh.<\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Cac_truong_hop_sau_khi_ap_dung_muc_khau_tru_bao_hiem\"><\/span><strong>C\u00e1c tr\u01b0\u1eddng h\u1ee3p sau khi \u00e1p d\u1ee5ng m\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><strong>Sau khi s\u1eed d\u1ee5ng m\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m th\u01b0\u1eddng s\u1ebd c\u00f3 2 tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra nh\u01b0:<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\"><strong>Tr\u01b0\u1eddng h\u1ee3p s\u1ed1 1:<\/strong> N\u1ebfu s\u1ed1 ti\u1ec1n t\u1ed5n th\u1ea5t l\u1edbn h\u01a1n m\u1ee9c kh\u1ea5u tr\u1eeb th\u00ec c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ti\u1ebfn h\u00e0nh b\u1ed3i th\u01b0\u1eddng s\u1ed1 ti\u1ec1n v\u1edbi \u0111\u00fang s\u1ed1 ti\u1ec1n t\u1ed5n th\u1ea5t thu\u1ed9c c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a ph\u1ea1m vi b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/li>\n<li aria-level=\"1\"><strong>Tr\u01b0\u1eddng h\u1ee3p s\u1ed1 2:<\/strong> N\u1ebfu s\u1ed1 ti\u1ec1n t\u1ed5n th\u1ea5t nh\u1ecf h\u01a1n m\u1ee9c kh\u1ea5u tr\u1eeb th\u00ec c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd kh\u00f4ng ph\u1ea3i b\u1ed3i th\u01b0\u1eddng c\u00e1c t\u1ed5n th\u1ea5t cho ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m.<\/li>\n<\/ul>\n<figure id=\"attachment_615\" aria-describedby=\"caption-attachment-615\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-615 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/co-nhieu-hinh-thuc-khau-tru-bao-hiem-khac-nhau.jpg\" alt=\"C\u00f3 nhi\u1ec1u h\u00ecnh th\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m kh\u00e1c nhau\" width=\"600\" height=\"450\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/co-nhieu-hinh-thuc-khau-tru-bao-hiem-khac-nhau.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/co-nhieu-hinh-thuc-khau-tru-bao-hiem-khac-nhau-300x225.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/co-nhieu-hinh-thuc-khau-tru-bao-hiem-khac-nhau-150x113.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-615\" class=\"wp-caption-text\"><center>C\u00f3 nhi\u1ec1u h\u00ecnh th\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m kh\u00e1c nhau<\/center><\/figcaption><\/figure>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Tim_hieu_hai_hinh_thuc_khau_tru_bao_hiem_co_ban\"><\/span><strong>T\u00ecm hi\u1ec3u hai h\u00ecnh th\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><strong>C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m hi\u1ec7n nay \u0111\u1ec1u \u00e1p d\u1ee5ng 2 h\u00ecnh th\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m c\u01a1 b\u1ea3n nh\u01b0:<\/strong><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Mien_thuong_co_khau_tru\"><\/span><strong>Mi\u1ec5n th\u01b0\u1eddng c\u00f3 kh\u1ea5u tr\u1eeb<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">\u0110\u00e2y l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c kh\u1ea5u tr\u1eeb quen thu\u1ed9c, th\u00f4ng d\u1ee5ng nh\u1ea5t \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho m\u1ecdi lo\u1ea1i b\u1ea3o hi\u1ec3m. \u0110\u1ed1i v\u1edbi h\u00ecnh th\u1ee9c n\u00e0y th\u00ec n\u1ebfu s\u1ed1 ti\u1ec1n kh\u00e1ch h\u00e0ng t\u1ed5n th\u1ea5t nh\u1ecf h\u01a1n ho\u1eb7c b\u1eb1ng v\u1edbi m\u1ee9c kh\u1ea5u tr\u1eeb th\u00ec b\u00ean mua b\u1ea3o hi\u1ec3m s\u1ebd ph\u1ea3i chi tr\u1ea3 m\u1ecdi t\u1ed5n th\u1ea5t. Nh\u01b0ng n\u1ebfu s\u1ed1 ti\u1ec1n t\u1ed5n th\u1ea5t l\u1edbn h\u01a1n th\u00ec c\u00f4ng ty s\u1ebd thanh to\u00e1n s\u1ed1 ti\u1ec1n c\u00f2n l\u1ea1i sau khi \u0111\u00e3 tr\u1eeb \u0111i m\u1ee9c kh\u1ea5u tr\u1eeb.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Mien_thuong_khong_khau_tru\"><\/span><strong>Mi\u1ec5n th\u01b0\u1eddng kh\u00f4ng kh\u1ea5u tr\u1eeb<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<figure id=\"attachment_616\" aria-describedby=\"caption-attachment-616\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-616 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/hinh-thuc-mien-thuong-khong-khau-tru-it-duoc-ap-dung.jpg\" alt=\"H\u00ecnh th\u1ee9c mi\u1ec5n th\u01b0\u1eddng kh\u00f4ng kh\u1ea5u tr\u1eeb \u00edt \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng\" width=\"600\" height=\"450\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/hinh-thuc-mien-thuong-khong-khau-tru-it-duoc-ap-dung.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/hinh-thuc-mien-thuong-khong-khau-tru-it-duoc-ap-dung-300x225.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/hinh-thuc-mien-thuong-khong-khau-tru-it-duoc-ap-dung-150x113.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-616\" class=\"wp-caption-text\"><center>H\u00ecnh th\u1ee9c mi\u1ec5n th\u01b0\u1eddng kh\u00f4ng kh\u1ea5u tr\u1eeb \u00edt \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng<\/center><\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\u0110\u00e2y ch\u00ednh l\u00e0 h\u00ecnh th\u1ee9c \u00edt \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng. \u0110\u1ed1i v\u1edbi h\u00ecnh th\u1ee9c n\u00e0y n\u1ebfu chi ph\u00ed t\u1ed5n th\u1ea5t l\u1edbn h\u01a1n m\u1ee9c kh\u1ea5u th\u00ec c\u00f4ng ty s\u1ebd thanh to\u00e1n to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n t\u1ed5n th\u1ea5t m\u00e0 kh\u00f4ng tr\u1eeb \u0111i kh\u1ea5u tr\u1eeb. N\u1ebfu s\u1ed1 ti\u1ec1n t\u1ed5n th\u1ea5t nh\u1ecf h\u01a1n ho\u1eb7c b\u1eb1ng v\u1edbi kh\u1ea5u tr\u1eeb th\u00ec b\u00ean mua b\u1ea3o hi\u1ec3m s\u1ebd ch\u1ecbu m\u1ecdi chi ph\u00ed.<\/p>\n<p><em><strong>B\u1ed5 sung th\u00f4ng tin t\u1ea1i:<\/strong><\/em><\/p>\n<ul>\n<li><a href=\"https:\/\/baohiemtasco.vn\/blog\/mua-bao-hiem-o-to-gia-re\" target=\"_blank\" rel=\"noopener\"><strong>B\u00ed quy\u1ebft mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 gi\u00e1 r\u1ebb b\u1ea1n n\u00ean bi\u1ebft<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-bat-buoc-khi-mua-o-to-tra-gop\" target=\"_blank\" rel=\"noopener\"><strong>B\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c khi mua \u00f4 t\u00f4 tr\u1ea3 g\u00f3p ch\u1ee7 xe c\u1ea7n bi\u1ebft<\/strong><\/a><\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Nh\u01b0 v\u1eady, c\u00f3 th\u1ec3 th\u1ea5y <span style=\"text-decoration: underline;\">m\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m<\/span> l\u00e0 m\u1ed9t trong nh\u1eefng kh\u00e1i ni\u1ec7m r\u1ea5t quan tr\u1ecdng trong b\u1ea3o hi\u1ec3m n\u00f3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn quy\u1ec1n l\u1ee3i, tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u00ean mua b\u1ea3o hi\u1ec3m. Hi\u1ec3u r\u00f5 \u0111\u01b0\u1ee3c m\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec s\u1ebd gi\u00fap cho ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m ch\u1ecdn \u0111\u01b0\u1ee3c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u c\u1ee7a m\u00ecnh. N\u1ebfu b\u1ea1n c\u1ea7n t\u01b0 v\u1ea5n, gi\u1ea3i \u0111\u00e1p c\u00e1c th\u00f4ng tin v\u1ec1 b\u1ea3o hi\u1ec3m li\u00ean h\u1ec7 v\u1edbi <strong><a href=\"https:\/\/baohiemtasco.vn\" target=\"_blank\" rel=\"noopener\">B\u1ea3o Hi\u1ec3m Tasco<\/a><\/strong> qua s\u1ed1 hotline 1900 1562. Ch\u00fang t\u00f4i s\u1eb5n s\u00e0ng ph\u1ee5c v\u1ee5, gi\u1ea3i \u0111\u00e1p m\u1ecdi th\u00f4ng tin h\u1eefu \u00edch cho b\u1ea1n v\u1ec1 <a href=\"https:\/\/baohiemtasco.vn\/bao-hiem-xe-co-gioi\" target=\"_blank\" rel=\"noopener\"><strong>b\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/strong><\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 ng\u00e0y c\u00e0ng quan tr\u1ecdng trong cu\u1ed9c s\u1ed1ng hi\u1ec7n nay. Khi tham gia b\u1ea3o hi\u1ec3m m\u1ecdi ng\u01b0\u1eddi c\u1ea7n ph\u1ea3i n\u1eafm v\u1eefng \u0111\u01b0\u1ee3c c\u00e1c kh\u00e1i ni\u1ec7m c\u1ea7n thi\u1ebft \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh. M\u1ed9t trong nh\u1eefng kh\u00e1i ni\u1ec7m b\u1ea1n c\u1ea7n ph\u1ea3i bi\u1ebft \u0111\u00f3 ch\u00ednh l\u00e0 m\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":923,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7,9],"tags":[],"class_list":{"0":"post-612","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bao-hiem-xe","8":"category-tu-van-phap-luat"},"_links":{"self":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/612","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/comments?post=612"}],"version-history":[{"count":9,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/612\/revisions"}],"predecessor-version":[{"id":2630,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/612\/revisions\/2630"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media\/923"}],"wp:attachment":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media?parent=612"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/categories?post=612"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/tags?post=612"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}