{"id":590,"date":"2025-05-20T16:25:10","date_gmt":"2025-05-20T09:25:10","guid":{"rendered":"https:\/\/blog.baohiemtasco.vn\/?p=590"},"modified":"2025-04-23T15:45:24","modified_gmt":"2025-04-23T08:45:24","slug":"bao-hiem-la-gi","status":"publish","type":"post","link":"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-la-gi","title":{"rendered":"B\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? Gi\u1ea3i th\u00edch t\u1eeb A-Z v\u1ec1 b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi m\u1edbi tham gia"},"content":{"rendered":"<p style=\"text-align: justify;\"><em><a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-la-gi\" target=\"_blank\" rel=\"noopener\"><strong>B\u1ea3o hi\u1ec3m l\u00e0 g\u00ec<\/strong><\/a>? B\u1ea3o hi\u1ec3m l\u00e0 c\u00f4ng c\u1ee5 quan tr\u1ecdng gi\u00fap ch\u00fang ta b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n, s\u1ee9c kh\u1ecfe v\u00e0 c\u1ea3 t\u00ednh m\u1ea1ng. D\u00f9 b\u1ea1n l\u00e0 ng\u01b0\u1eddi m\u1edbi hay \u0111\u00e3 c\u00f3 m\u1ed9t s\u1ed1 ki\u1ebfn th\u1ee9c th\u00ec vi\u1ec7c n\u1eafm v\u1eefng c\u00e1c kh\u00e1i ni\u1ec7m c\u01a1 b\u1ea3n c\u1ee7a b\u1ea3o hi\u1ec3m l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft. V\u00ec v\u1eady h\u00e3y \u0111\u1ecdc b\u00e0i vi\u1ebft n\u00e0y \u0111\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c c\u00e1i nh\u00ecn to\u00e0n di\u1ec7n v\u1ec1 b\u1ea3o hi\u1ec3m.\u00a0<\/em><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-la-gi\/#Bao_hiem_la_gi_Y_nghia_cua_bao_hiem\" title=\"B\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? \u00dd ngh\u0129a c\u1ee7a b\u1ea3o hi\u1ec3m\">B\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? \u00dd ngh\u0129a c\u1ee7a b\u1ea3o hi\u1ec3m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-la-gi\/#Cac_thuat_ngu_co_ban_trong_bao_hiem\" title=\"C\u00e1c thu\u1eadt ng\u1eef c\u01a1 b\u1ea3n trong b\u1ea3o hi\u1ec3m\">C\u00e1c thu\u1eadt ng\u1eef c\u01a1 b\u1ea3n trong b\u1ea3o hi\u1ec3m<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-la-gi\/#Nguoi_duoc_bao_hiem\" title=\"Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m\u00a0\">Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-la-gi\/#Nguoi_bao_hiem\" title=\"Ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m\">Ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-la-gi\/#Ben_mua_bao_hiem\" title=\"B\u00ean mua b\u1ea3o hi\u1ec3m\">B\u00ean mua b\u1ea3o hi\u1ec3m<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-la-gi\/#Vai_tro_va_trach_nhiem_cua_cac_ben_trong_hop_dong_bao_hiem\" title=\"Vai tr\u00f2 v\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00e1c b\u00ean trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m\">Vai tr\u00f2 v\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00e1c b\u00ean trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-la-gi\/#Nguoi_bao_hiem-2\" title=\"Ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m\">Ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-la-gi\/#Nguoi_duoc_bao_hiem-2\" title=\"Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m\">Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Bao_hiem_la_gi_Y_nghia_cua_bao_hiem\"><\/span><strong>B\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? \u00dd ngh\u0129a c\u1ee7a b\u1ea3o hi\u1ec3m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">B\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? \u0110\u00e2y l\u00e0 m\u1ed9t th\u1ecfa thu\u1eadn gi\u1eefa ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m. Theo \u0111\u00f3, ng\u01b0\u1eddi mua s\u1ebd \u0111\u00f3ng 1 kho\u1ea3n ph\u00ed \u0111\u1ec3 \u0111\u1ed5i l\u1ea1i s\u1ef1 \u0111\u1ec1n b\u00f9 v\u1ec1 t\u00e0i ch\u00ednh t\u1eeb ph\u00eda c\u00f4ng ty b\u1ea3o hi\u1ec3m trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra r\u1ee7i ro. Nh\u1eefng s\u1ef1 c\u1ed1 bao g\u1ed3m tai n\u1ea1n, b\u1ec7nh t\u1eadt, m\u1ea5t m\u00e1t t\u00e0i s\u1ea3n, ho\u1eb7c th\u1eadm ch\u00ed l\u00e0 t\u1eed vong\u2026<\/p>\n<p style=\"text-align: justify;\">Khi tham gia b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi mua s\u1ebd y\u00ean t\u00e2m h\u01a1n v\u1ec1 m\u1eb7t kinh t\u1ebf, \u0111\u1eb7c bi\u1ec7t l\u00e0 tr\u01b0\u1edbc nh\u1eefng bi\u1ebfn c\u1ed1 b\u1ea5t ng\u1edd kh\u00f4ng \u0111o\u00e1n tr\u01b0\u1edbc \u0111\u01b0\u1ee3c. B\u1ea3o hi\u1ec3m s\u1ebd kh\u00f4ng ch\u1ec9 b\u1ea3o v\u1ec7 b\u1ea1n m\u00e0 c\u00f2n \u0111\u1ea3m b\u1ea3o m\u1ecdi l\u1ee3i \u00edch c\u1ee7a gia \u0111\u00ecnh b\u1ea1n trong l\u00fac kh\u00f3 kh\u0103n.<\/p>\n<p><em><strong>Tham kh\u1ea3o th\u00eam th\u00f4ng tin:<\/strong><\/em><\/p>\n<ul>\n<li><a href=\"https:\/\/baohiemtasco.vn\/blog\/ty-le-phi-bao-hiem-la-gi\" target=\"_blank\" rel=\"noopener\"><strong>T\u1ef7 l\u1ec7 ph\u00ed b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? Gi\u1ea3i th\u00edch v\u00e0 c\u00f4ng th\u1ee9c t\u00ednh<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/baohiemtasco.vn\/blog\/pham-vi-bao-hiem-la-gi\" target=\"_blank\" rel=\"noopener\"><strong>Ph\u1ea1m vi b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? T\u00ecm hi\u1ec3u th\u00f4ng tin chi ti\u1ebft<\/strong><\/a><\/li>\n<\/ul>\n<figure id=\"attachment_591\" aria-describedby=\"caption-attachment-591\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-591 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/bao-hiem-la-mot-cong-cu-de-bao-ve-chung-ta-truoc-moi-rui-ro-trong-cuoc-song.jpg\" alt=\"B\u1ea3o hi\u1ec3m l\u00e0 m\u1ed9t c\u00f4ng c\u1ee5 \u0111\u1ec3 b\u1ea3o v\u1ec7 ch\u00fang ta tr\u01b0\u1edbc m\u1ecdi r\u1ee7i ro trong cu\u1ed9c s\u1ed1ng\" width=\"600\" height=\"450\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/bao-hiem-la-mot-cong-cu-de-bao-ve-chung-ta-truoc-moi-rui-ro-trong-cuoc-song.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/bao-hiem-la-mot-cong-cu-de-bao-ve-chung-ta-truoc-moi-rui-ro-trong-cuoc-song-300x225.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/bao-hiem-la-mot-cong-cu-de-bao-ve-chung-ta-truoc-moi-rui-ro-trong-cuoc-song-150x113.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-591\" class=\"wp-caption-text\"><center>B\u1ea3o hi\u1ec3m l\u00e0 m\u1ed9t c\u00f4ng c\u1ee5 \u0111\u1ec3 b\u1ea3o v\u1ec7 ch\u00fang ta tr\u01b0\u1edbc m\u1ecdi r\u1ee7i ro trong cu\u1ed9c s\u1ed1ng<\/center><\/figcaption><\/figure>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Cac_thuat_ngu_co_ban_trong_bao_hiem\"><\/span><strong>C\u00e1c thu\u1eadt ng\u1eef c\u01a1 b\u1ea3n trong b\u1ea3o hi\u1ec3m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Nguoi_duoc_bao_hiem\"><\/span><strong>Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? L\u00e0 c\u00e1 nh\u00e2n ho\u1eb7c t\u1ed5 ch\u1ee9c m\u00e0 quy\u1ec1n l\u1ee3i c\u1ee7a h\u1ecd \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 b\u1edfi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Khi r\u1ee7i ro x\u1ea3y ra, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ho\u1eb7c ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng s\u1ebd nh\u1eadn kho\u1ea3n ti\u1ec1n b\u1ed3i th\u01b0\u1eddng t\u1eeb c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n<p style=\"text-align: justify;\">V\u00ed d\u1ee5, trong b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m th\u01b0\u1eddng s\u1ebd l\u00e0 ng\u01b0\u1eddi c\u00f3 m\u1ed1i li\u00ean h\u1ec7 m\u1eadt thi\u1ebft v\u1edbi ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m. \u0110i\u1ec3n h\u00ecnh nh\u01b0 th\u00e0nh vi\u00ean trong gia \u0111\u00ecnh.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Nguoi_bao_hiem\"><\/span><strong>Ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? L\u00e0 doanh nghi\u1ec7p ho\u1eb7c c\u00f4ng ty, \u0111\u01a1n v\u1ecb ch\u1ecbu tr\u00e1ch nhi\u1ec7m cung c\u1ea5p s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m v\u00e0 b\u1ed3i th\u01b0\u1eddng khi c\u00f3 s\u1ef1 c\u1ed1 x\u1ea3y ra. Vai tr\u00f2 c\u1ee7a ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m c\u00f2n l\u00e0 t\u01b0 v\u1ea5n v\u00e0 h\u01b0\u1edbng d\u1eabn kh\u00e1ch h\u00e0ng hi\u1ec3u r\u00f5 c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Ben_mua_bao_hiem\"><\/span><strong>B\u00ean mua b\u1ea3o hi\u1ec3m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">B\u00ean mua b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? L\u00e0 ng\u01b0\u1eddi ho\u1eb7c t\u1ed5 ch\u1ee9c k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m. H\u1ecd c\u00f3 tr\u00e1ch nhi\u1ec7m \u0111\u00f3ng ph\u00ed b\u1ea3o hi\u1ec3m theo th\u1ecfa thu\u1eadn v\u00e0 c\u00f3 quy\u1ec1n y\u00eau c\u1ea7u c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u1ef1c hi\u1ec7n cam k\u1ebft khi x\u1ea3y ra r\u1ee7i ro.<\/p>\n<figure id=\"attachment_592\" aria-describedby=\"caption-attachment-592\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-592 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/moi-nguoi-can-phai-nam-duoc-cac-thuat-ngu-bao-hiem.jpg\" alt=\"M\u1ecdi ng\u01b0\u1eddi c\u1ea7n ph\u1ea3i n\u1eafm \u0111\u01b0\u1ee3c c\u00e1c thu\u1eadt ng\u1eef b\u1ea3o hi\u1ec3m\" width=\"600\" height=\"450\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/moi-nguoi-can-phai-nam-duoc-cac-thuat-ngu-bao-hiem.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/moi-nguoi-can-phai-nam-duoc-cac-thuat-ngu-bao-hiem-300x225.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/moi-nguoi-can-phai-nam-duoc-cac-thuat-ngu-bao-hiem-150x113.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-592\" class=\"wp-caption-text\"><center>M\u1ecdi ng\u01b0\u1eddi c\u1ea7n ph\u1ea3i n\u1eafm \u0111\u01b0\u1ee3c c\u00e1c thu\u1eadt ng\u1eef b\u1ea3o hi\u1ec3m<\/center><\/figcaption><\/figure>\n<p style=\"text-align: justify;\">Trong m\u1ed9t v\u00e0i tr\u01b0\u1eddng h\u1ee3p, b\u00ean mua b\u1ea3o hi\u1ec3m kh\u00f4ng nh\u1ea5t thi\u1ebft ph\u1ea3i l\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. \u0110\u1eb7c bi\u1ec7t v\u1edbi c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, ng\u01b0\u1eddi mua s\u1ebd kh\u00e1c v\u1edbi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.<\/p>\n<p><em><strong>Th\u00f4ng tin b\u1ed5 sung:<\/strong><\/em><\/p>\n<ul>\n<li><a href=\"https:\/\/baohiemtasco.vn\/blog\/muc-khau-tru-bao-hiem-la-gi\" target=\"_blank\" rel=\"noopener\"><strong>M\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? \u00c1p d\u1ee5ng trong tr\u01b0\u1eddng h\u1ee3p n\u00e0o?<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/baohiemtasco.vn\/blog\/mua-bao-hiem-o-to-gia-re\" target=\"_blank\" rel=\"noopener\"><strong>B\u00ed quy\u1ebft mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 gi\u00e1 r\u1ebb b\u1ea1n n\u00ean bi\u1ebft<\/strong><\/a><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Vai_tro_va_trach_nhiem_cua_cac_ben_trong_hop_dong_bao_hiem\"><\/span><strong>Vai tr\u00f2 v\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00e1c b\u00ean trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Vai tr\u00f2 v\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00e1c b\u00ean trong <strong>b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec<\/strong>? Ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m v\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m s\u1ebd c\u00f3 nh\u1eefng quy\u1ec1n l\u1ee3i &amp; ngh\u0129a v\u1ee5 kh\u00e1c nhau:<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Nguoi_bao_hiem-2\"><\/span><strong>Ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m \u0111\u00f3ng vai tr\u00f2 ch\u1ee7 ch\u1ed1t trong vi\u1ec7c qu\u1ea3n l\u00fd v\u00e0 th\u1ef1c hi\u1ec7n c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Tr\u00e1ch nhi\u1ec7m c\u1ee7a h\u1ecd bao g\u1ed3m \u0111\u00e1nh gi\u00e1 r\u1ee7i ro, t\u01b0 v\u1ea5n kh\u00e1ch h\u00e0ng, thu ph\u00ed b\u1ea3o hi\u1ec3m v\u00e0 quan tr\u1ecdng nh\u1ea5t l\u00e0 gi\u1ea3i quy\u1ebft c\u00e1c y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng khi r\u1ee7i ro x\u1ea3y ra.<\/p>\n<p style=\"text-align: justify;\">B\u00ean c\u1ea1nh \u0111\u00f3, trong qu\u00e1 tr\u00ecnh k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng, ng\u01b0\u1eddi b\u1ea3o hi\u1ec3m c\u00f3 ngh\u0129a v\u1ee5 cung c\u1ea5p th\u00f4ng tin ch\u00ednh x\u00e1c v\u00e0 minh b\u1ea1ch v\u1ec1 s\u1ea3n ph\u1ea9m. Nh\u1eb1m \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 t\u1ed1i \u0111a.<\/p>\n<figure id=\"attachment_593\" aria-describedby=\"caption-attachment-593\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-593 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/cac-ben-trong-bao-hiem-luon-co-vai-tro-nhat-dinh.jpg\" alt=\"C\u00e1c b\u00ean trong b\u1ea3o hi\u1ec3m lu\u00f4n c\u00f3 vai tr\u00f2 nh\u1ea5t \u0111\u1ecbnh\" width=\"600\" height=\"450\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/cac-ben-trong-bao-hiem-luon-co-vai-tro-nhat-dinh.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/cac-ben-trong-bao-hiem-luon-co-vai-tro-nhat-dinh-300x225.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/cac-ben-trong-bao-hiem-luon-co-vai-tro-nhat-dinh-150x113.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-593\" class=\"wp-caption-text\"><center>C\u00e1c b\u00ean trong b\u1ea3o hi\u1ec3m lu\u00f4n c\u00f3 vai tr\u00f2 nh\u1ea5t \u0111\u1ecbnh<\/center><\/figcaption><\/figure>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Nguoi_duoc_bao_hiem-2\"><\/span><strong>Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m l\u00e0 ng\u01b0\u1eddi c\u00f3 quy\u1ec1n l\u1ee3i tr\u1ef1c ti\u1ebfp \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 b\u1edfi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Khi c\u00f3 s\u1ef1 c\u1ed1 th\u00ec tr\u00e1ch nhi\u1ec7m c\u1ee7a h\u1ecd l\u00e0 cung c\u1ea5p th\u00f4ng tin ch\u00ednh x\u00e1c v\u00e0 \u0111\u1ea7y \u0111\u1ee7 v\u1ec1 c\u00e1c y\u1ebfu t\u1ed1 li\u00ean quan \u0111\u1ebfn r\u1ee7i ro. \u0110i\u1ec3n h\u00ecnh nh\u01b0 h\u00ecnh \u1ea3nh, thi\u1ec7t h\u1ea1i hay b\u1eb1ng ch\u1ee9ng hi\u1ec7n tr\u01b0\u1eddng.<\/p>\n<p style=\"text-align: justify;\">Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ph\u1ea3i th\u00f4ng b\u00e1o k\u1ecbp th\u1eddi cho b\u00ean b\u1ea3o hi\u1ec3m. Th\u1ef1c hi\u1ec7n \u0111\u00fang quy tr\u00ecnh, th\u1ecfa m\u00e3n c\u00e1c \u0111i\u1ec1u ki\u1ec7n trong h\u1ee3p \u0111\u1ed3ng th\u00ec h\u1ecd s\u1ebd \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng \u0111\u1ea7y \u0111\u1ee7. Th\u1eddi gian x\u1eed l\u00fd s\u1ebd di\u1ec5n ra trong v\u00f2ng 2-3 tu\u1ea7n.<\/p>\n<p style=\"text-align: justify;\">Hi\u1ec3u \u0111\u00fang <span style=\"text-decoration: underline;\">b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec<\/span> s\u1ebd gi\u00fap b\u1ea1n ch\u1ecdn \u0111\u01b0\u1ee3c g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p. Nh\u01b0 v\u1eady, b\u1ea3o hi\u1ec3m kh\u00f4ng ch\u1ec9 l\u00e0 gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh m\u00e0 c\u00f2n l\u00e0 c\u00f4ng c\u1ee5 b\u1ea3o v\u1ec7 an to\u00e0n cho b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh. N\u1ebfu b\u1ea1n l\u1ef1a ch\u1ecdn <a href=\"https:\/\/baohiemtasco.vn\/bao-hiem-xe-co-gioi\" target=\"_blank\" rel=\"noopener\"><strong>mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/strong><\/a> t\u1eeb nh\u1eefng nh\u00e0 cung c\u1ea5p uy t\u00edn nh\u01b0 <a href=\"https:\/\/baohiemtasco.vn\" target=\"_blank\" rel=\"noopener\"><strong>B\u1ea3o Hi\u1ec3m Tasco<\/strong><\/a> \u0111\u1ec3 ch\u1eafc ch\u1eafn r\u1eb1ng b\u1ea1n lu\u00f4n \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 m\u1ed9t c\u00e1ch t\u1ed1t nh\u1ea5t.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? B\u1ea3o hi\u1ec3m l\u00e0 c\u00f4ng c\u1ee5 quan tr\u1ecdng gi\u00fap ch\u00fang ta b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n, s\u1ee9c kh\u1ecfe v\u00e0 c\u1ea3 t\u00ednh m\u1ea1ng. D\u00f9 b\u1ea1n l\u00e0 ng\u01b0\u1eddi m\u1edbi hay \u0111\u00e3 c\u00f3 m\u1ed9t s\u1ed1 ki\u1ebfn th\u1ee9c th\u00ec vi\u1ec7c n\u1eafm v\u1eefng c\u00e1c kh\u00e1i ni\u1ec7m c\u01a1 b\u1ea3n c\u1ee7a b\u1ea3o hi\u1ec3m l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft. V\u00ec v\u1eady h\u00e3y [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":921,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7,9],"tags":[],"class_list":{"0":"post-590","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bao-hiem-xe","8":"category-tu-van-phap-luat"},"_links":{"self":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/590","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/comments?post=590"}],"version-history":[{"count":10,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/590\/revisions"}],"predecessor-version":[{"id":2875,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/590\/revisions\/2875"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media\/921"}],"wp:attachment":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media?parent=590"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/categories?post=590"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/tags?post=590"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}