{"id":564,"date":"2025-05-20T16:27:15","date_gmt":"2025-05-20T09:27:15","guid":{"rendered":"https:\/\/blog.baohiemtasco.vn\/?p=564"},"modified":"2025-03-19T16:09:38","modified_gmt":"2025-03-19T09:09:38","slug":"claim-bao-hiem-la-gi","status":"publish","type":"post","link":"https:\/\/baohiemtasco.vn\/blog\/claim-bao-hiem-la-gi","title":{"rendered":"Claim b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec &#8211; Quy tr\u00ecnh claim v\u00e0 3 sai l\u1ea7m c\u1ea7n tr\u00e1nh"},"content":{"rendered":"<p style=\"text-align: justify;\"><b><i>Claim b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec<\/i><\/b><i><span style=\"font-weight: 400;\">? Hi\u1ec3u \u0111\u01a1n gi\u1ea3n th\u00ec \u0111\u00e2y l\u00e0 quy tr\u00ecnh y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m. Claim b\u1ea3o hi\u1ec3m kh\u00f4ng ch\u1ec9 \u0111\u1ec1n b\u00f9 t\u1ed5n th\u1ea5t m\u00e0 c\u00f2n li\u00ean quan \u0111\u1ebfn vi\u1ec7c \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea1n. Vi\u1ec7c hi\u1ec3u \u0111\u00fang v\u1ec1 <a href=\"https:\/\/baohiemtasco.vn\/blog\/claim-bao-hiem-la-gi\" target=\"_blank\" rel=\"noopener\"><strong>claim b\u1ea3o hi\u1ec3m<\/strong><\/a> s\u1ebd gi\u00fap b\u1ea1n tr\u00e1nh r\u1ee7i ro v\u00e0 t\u1eadn d\u1ee5ng t\u1ed1i \u0111a l\u1ee3i \u00edch m\u00ecnh c\u00f3.\u00a0<\/span><\/i><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/baohiemtasco.vn\/blog\/claim-bao-hiem-la-gi\/#Claim_bao_hiem_la_gi_Dinh_nghia_de_hieu_nhat\" title=\"Claim b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? \u0110\u1ecbnh ngh\u0129a d\u1ec5 hi\u1ec3u nh\u1ea5t\">Claim b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? \u0110\u1ecbnh ngh\u0129a d\u1ec5 hi\u1ec3u nh\u1ea5t<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/baohiemtasco.vn\/blog\/claim-bao-hiem-la-gi\/#Quy_trinh_lam_claim_bao_hiem_la_gi\" title=\"Quy tr\u00ecnh l\u00e0m claim b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?\">Quy tr\u00ecnh l\u00e0m claim b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/baohiemtasco.vn\/blog\/claim-bao-hiem-la-gi\/#Thong_bao_claim\" title=\"Th\u00f4ng b\u00e1o claim\">Th\u00f4ng b\u00e1o claim<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/baohiemtasco.vn\/blog\/claim-bao-hiem-la-gi\/#Thu_thap_thong_tin_ve_su_co\" title=\"Thu th\u1eadp th\u00f4ng tin v\u1ec1 s\u1ef1 c\u1ed1\">Thu th\u1eadp th\u00f4ng tin v\u1ec1 s\u1ef1 c\u1ed1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/baohiemtasco.vn\/blog\/claim-bao-hiem-la-gi\/#Xu_ly_yeu_cau\" title=\"X\u1eed l\u00fd y\u00eau c\u1ea7u\">X\u1eed l\u00fd y\u00eau c\u1ea7u<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/baohiemtasco.vn\/blog\/claim-bao-hiem-la-gi\/#Thanh_toan_boi_thuong\" title=\"Thanh to\u00e1n b\u1ed3i th\u01b0\u1eddng\">Thanh to\u00e1n b\u1ed3i th\u01b0\u1eddng<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/baohiemtasco.vn\/blog\/claim-bao-hiem-la-gi\/#3_sai_lam_can_tranh_khi_lam_claim_bao_hiem\" title=\"3 sai l\u1ea7m c\u1ea7n tr\u00e1nh khi l\u00e0m claim b\u1ea3o hi\u1ec3m\">3 sai l\u1ea7m c\u1ea7n tr\u00e1nh khi l\u00e0m claim b\u1ea3o hi\u1ec3m<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/baohiemtasco.vn\/blog\/claim-bao-hiem-la-gi\/#Doc_khong_ky_ve_dieu_khoan_trong_hop_dong\" title=\"\u0110\u1ecdc kh\u00f4ng k\u1ef9 v\u1ec1 \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng\">\u0110\u1ecdc kh\u00f4ng k\u1ef9 v\u1ec1 \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/baohiemtasco.vn\/blog\/claim-bao-hiem-la-gi\/#Phong_dai_thiet_hai_cua_ban_than\" title=\"Ph\u00f3ng \u0111\u1ea1i thi\u1ec7t h\u1ea1i c\u1ee7a b\u1ea3n th\u00e2n\">Ph\u00f3ng \u0111\u1ea1i thi\u1ec7t h\u1ea1i c\u1ee7a b\u1ea3n th\u00e2n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/baohiemtasco.vn\/blog\/claim-bao-hiem-la-gi\/#Khong_cung_cap_bang_chung_cu_the\" title=\"Kh\u00f4ng cung c\u1ea5p b\u1eb1ng ch\u1ee9ng c\u1ee5 th\u1ec3\">Kh\u00f4ng cung c\u1ea5p b\u1eb1ng ch\u1ee9ng c\u1ee5 th\u1ec3<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Claim_bao_hiem_la_gi_Dinh_nghia_de_hieu_nhat\"><\/span><b>Claim b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? \u0110\u1ecbnh ngh\u0129a d\u1ec5 hi\u1ec3u nh\u1ea5t<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Claim b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? \u0110\u00e2y l\u00e0 qu\u00e1 tr\u00ecnh ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m y\u00eau c\u1ea7u c\u00f4ng ty b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng khi x\u1ea3y ra s\u1ef1 c\u1ed1. V\u00e0 nh\u1eefng thi\u1ec7t h\u1ea1i \u0111\u00f3 \u0111\u00e3 theo \u0111\u00fang nh\u1eefng \u0111i\u1ec1u kho\u1ea3n th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng (c\u00f2n hi\u1ec7u l\u1ef1c).<\/span><\/p>\n<p><em><strong>B\u1ea1n c\u00f3 th\u1ec3 quan t\u00e2m:<\/strong><\/em><\/p>\n<ul>\n<li><a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-la-gi\" target=\"_blank\" rel=\"noopener\"><strong>B\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? Gi\u1ea3i th\u00edch t\u1eeb A-Z v\u1ec1 b\u1ea3o hi\u1ec3m<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/baohiemtasco.vn\/blog\/ty-le-phi-bao-hiem-la-gi\" target=\"_blank\" rel=\"noopener\"><strong>T\u1ef7 l\u1ec7 ph\u00ed b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? Gi\u1ea3i th\u00edch v\u00e0 c\u00f4ng th\u1ee9c t\u00ednh<\/strong><\/a><\/li>\n<\/ul>\n<figure id=\"attachment_584\" aria-describedby=\"caption-attachment-584\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-584 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/claim-bao-hiem-la-qua-trinh-nguoi-tham-gia-bao-hiem-yeu-cau-boi-thuong-khi-xay-ra-su-co.jpg\" alt=\"Claim b\u1ea3o hi\u1ec3m l\u00e0 qu\u00e1 tr\u00ecnh ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng khi x\u1ea3y ra s\u1ef1 c\u1ed1\" width=\"600\" height=\"450\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/claim-bao-hiem-la-qua-trinh-nguoi-tham-gia-bao-hiem-yeu-cau-boi-thuong-khi-xay-ra-su-co.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/claim-bao-hiem-la-qua-trinh-nguoi-tham-gia-bao-hiem-yeu-cau-boi-thuong-khi-xay-ra-su-co-300x225.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/claim-bao-hiem-la-qua-trinh-nguoi-tham-gia-bao-hiem-yeu-cau-boi-thuong-khi-xay-ra-su-co-150x113.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-584\" class=\"wp-caption-text\"><center>Claim b\u1ea3o hi\u1ec3m l\u00e0 qu\u00e1 tr\u00ecnh ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng khi x\u1ea3y ra s\u1ef1 c\u1ed1<\/center><\/figcaption><\/figure>\n<p style=\"text-align: justify;\"><strong>C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u1eadn claim v\u00e0 \u0111\u1ec1n b\u00f9 cho t\u00f9y theo t\u1eebng tr\u01b0\u1eddng h\u1ee3p:<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\"><strong><a href=\"https:\/\/baohiemtasco.vn\/bao-hiem-vat-chat-xe\" target=\"_blank\" rel=\"noopener\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe<\/a><\/strong>: B\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng cho c\u00e1c thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n do s\u1ef1 c\u1ed1 g\u00e2y ra. V\u00ed d\u1ee5 n\u1ebfu xe c\u00f3 v\u1ea5n \u0111\u1ec1 v\u1ec1 h\u01b0 h\u1ecfng, tr\u1ee5c tr\u1eb7c, b\u1ea3o hi\u1ec3m s\u1ebd b\u1ed3i th\u01b0\u1eddng d\u1ef1a tr\u00ean gi\u00e1 tr\u1ecb th\u1eadt c\u1ee7a t\u00e0i s\u1ea3n \u0111\u00f3, c\u00f3 th\u1ec3 bao g\u1ed3m c\u1ea3 ph\u00ed s\u1eeda ch\u1eefa.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ed3i th\u01b0\u1eddng y t\u1ebf: Khi b\u1ea1n b\u1ecb th\u01b0\u01a1ng v\u00e0 l\u00e0m claim b\u1ea3o hi\u1ec3m th\u00ec s\u1ebd \u0111\u01b0\u1ee3c c\u00e1c chi ph\u00ed li\u00ean quan \u0111\u1ebfn vi\u1ec7c \u0111i\u1ec1u tr\u1ecb, ch\u0103m s\u00f3c y t\u1ebf.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ed3i th\u01b0\u1eddng tai n\u1ea1n: Khi b\u1ea1n g\u00e2y tai n\u1ea1n v\u00e0 c\u1ea7n \u0111\u1ec1n b\u00f9 cho b\u00ean th\u1ee9 3 th\u00ec c\u1ea7n claim b\u1ea3o hi\u1ec3m \u0111\u1ec3 gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng.<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Quy_trinh_lam_claim_bao_hiem_la_gi\"><\/span><b>Quy tr\u00ecnh l\u00e0m claim b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_585\" aria-describedby=\"caption-attachment-585\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-585 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/quy-trinh-claim-bao-hiem-luon-nhanh-chong-ro-rang.jpg\" alt=\"Quy tr\u00ecnh claim b\u1ea3o hi\u1ec3m lu\u00f4n nhanh ch\u00f3ng, r\u00f5 r\u00e0ng\" width=\"600\" height=\"450\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/quy-trinh-claim-bao-hiem-luon-nhanh-chong-ro-rang.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/quy-trinh-claim-bao-hiem-luon-nhanh-chong-ro-rang-300x225.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/quy-trinh-claim-bao-hiem-luon-nhanh-chong-ro-rang-150x113.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-585\" class=\"wp-caption-text\"><center>Quy tr\u00ecnh claim b\u1ea3o hi\u1ec3m lu\u00f4n nhanh ch\u00f3ng, r\u00f5 r\u00e0ng<\/center><\/figcaption><\/figure>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Quy tr\u00ecnh insurance claim hay claim b\u1ea3o hi\u1ec3m c\u00f3 nhi\u1ec1u b\u01b0\u1edbc k\u1ec3 t\u1eeb khi x\u1ea3y ra s\u1ef1 c\u1ed1 \u0111\u1ebfn khi b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng. Nh\u01b0ng c\u01a1 b\u1ea3n th\u00ec g\u1ed3m c\u00e1c b\u01b0\u1edbc ch\u00ednh nh\u01b0 sau:<\/span><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Thong_bao_claim\"><\/span><strong>Th\u00f4ng b\u00e1o claim<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">B\u1ea1n li\u00ean h\u1ec7 ngay v\u1edbi <strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/dai-ly-bao-hiem-la-gi\" target=\"_blank\" rel=\"noopener\">\u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m<\/a><\/strong> trong th\u1eddi gian quy \u0111\u1ecbnh sau khi s\u1ef1 c\u1ed1 x\u1ea3y ra. Cung c\u1ea5p cho h\u1ecd th\u00f4ng tin c\u01a1 b\u1ea3n nh\u01b0 th\u1eddi gian, \u0111\u1ecba \u0111i\u1ec3m, v\u00e0 m\u00f4 t\u1ea3 ng\u1eafn g\u1ecdn v\u1ec1 t\u1ed5n th\u1ea5t.<\/span><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Thu_thap_thong_tin_ve_su_co\"><\/span><strong>Thu th\u1eadp th\u00f4ng tin v\u1ec1 s\u1ef1 c\u1ed1<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Sau khi nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o t\u1eeb b\u1ea1n, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd y\u00eau c\u1ea7u b\u1ea1n cung c\u1ea5p th\u00eam th\u00f4ng tin chi ti\u1ebft v\u00e0 b\u1eb1ng ch\u1ee9ng v\u1ec1 s\u1ef1 c\u1ed1. C\u00f3 th\u1ec3 bao g\u1ed3m c\u00e1c t\u00e0i li\u1ec7u nh\u01b0 bi\u00ean b\u1ea3n hi\u1ec7n tr\u01b0\u1eddng, h\u00f3a \u0111\u01a1n s\u1eeda ch\u1eefa, h\u00ecnh \u1ea3nh thi\u1ec7t h\u1ea1i, v\u00e0 c\u00e1c gi\u1ea5y t\u1edd li\u00ean quan.<\/span><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Xu_ly_yeu_cau\"><\/span><strong>X\u1eed l\u00fd y\u00eau c\u1ea7u<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Khi \u0111\u00e3 c\u00f3 \u0111\u1ee7 th\u00f4ng tin, c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u00f3i chung ho\u1eb7c <a href=\"https:\/\/baohiemtasco.vn\/bao-hiem-xe-co-gioi\" target=\"_blank\" rel=\"noopener\"><strong>b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4<\/strong><\/a> n\u00f3i ri\u00eang s\u1ebd ti\u1ebfn h\u00e0nh \u0111\u00e1nh gi\u00e1 m\u1ee9c \u0111\u1ed9 thi\u1ec7t h\u1ea1i v\u00e0 ki\u1ec3m tra xem y\u00eau c\u1ea7u c\u1ee7a b\u1ea1n c\u00f3 n\u1eb1m trong ph\u1ea1m vi b\u1ea3o hi\u1ec3m hay kh\u00f4ng. C\u00e1c chuy\u00ean gia c\u1ee7a h\u1ecd s\u1ebd ti\u1ebfn h\u00e0nh \u0111i\u1ec1u tra hi\u1ec7n tr\u01b0\u1eddng ho\u1eb7c th\u1ea9m \u0111\u1ecbnh \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh m\u1ee9c \u0111\u1ed9 thi\u1ec7t h\u1ea1i v\u00e0 gi\u00e1 tr\u1ecb b\u1ed3i th\u01b0\u1eddng.<\/span><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Thanh_toan_boi_thuong\"><\/span><strong>Thanh to\u00e1n b\u1ed3i th\u01b0\u1eddng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">N\u1ebfu claim insurance &#8211; y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng c\u1ee7a b\u1ea1n \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ti\u1ebfn h\u00e0nh thanh to\u00e1n b\u1ed3i th\u01b0\u1eddng theo quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng. Th\u1eddi gian thanh to\u00e1n c\u00f3 th\u1ec3 kh\u00e1c nhau t\u00f9y thu\u1ed9c v\u00e0o lo\u1ea1i b\u1ea3o hi\u1ec3m v\u00e0 c\u00f4ng ty. Nh\u01b0ng th\u00f4ng th\u01b0\u1eddng b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c trong v\u00f2ng 2-3 tu\u1ea7n.<\/span><\/p>\n<p><em><strong>B\u1ed5 sung th\u00f4ng tin t\u1ea1i:<\/strong><\/em><\/p>\n<ul>\n<li><a href=\"https:\/\/baohiemtasco.vn\/blog\/pham-vi-bao-hiem-la-gi\" target=\"_blank\" rel=\"noopener\"><strong>Ph\u1ea1m vi b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? T\u00ecm hi\u1ec3u th\u00f4ng tin chi ti\u1ebft<\/strong><\/a><\/li>\n<li><a href=\"https:\/\/baohiemtasco.vn\/blog\/muc-khau-tru-bao-hiem-la-gi\" target=\"_blank\" rel=\"noopener\"><strong>M\u1ee9c kh\u1ea5u tr\u1eeb b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? \u00c1p d\u1ee5ng trong tr\u01b0\u1eddng h\u1ee3p n\u00e0o?<\/strong><\/a><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3_sai_lam_can_tranh_khi_lam_claim_bao_hiem\"><\/span><b>3 sai l\u1ea7m c\u1ea7n tr\u00e1nh khi l\u00e0m claim b\u1ea3o hi\u1ec3m<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_586\" aria-describedby=\"caption-attachment-586\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-586 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/can-tranh-mot-vai-sai-lam-de-qua-trinh-claim-dien-ra-nhanh-chong.jpg\" alt=\"C\u1ea7n tr\u00e1nh m\u1ed9t v\u00e0i sai l\u1ea7m \u0111\u1ec3 qu\u00e1 tr\u00ecnh claim di\u1ec5n ra nhanh ch\u00f3ng\" width=\"600\" height=\"450\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/can-tranh-mot-vai-sai-lam-de-qua-trinh-claim-dien-ra-nhanh-chong.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/can-tranh-mot-vai-sai-lam-de-qua-trinh-claim-dien-ra-nhanh-chong-300x225.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/09\/can-tranh-mot-vai-sai-lam-de-qua-trinh-claim-dien-ra-nhanh-chong-150x113.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-586\" class=\"wp-caption-text\"><center>C\u1ea7n tr\u00e1nh m\u1ed9t v\u00e0i sai l\u1ea7m \u0111\u1ec3 qu\u00e1 tr\u00ecnh claim di\u1ec5n ra nhanh ch\u00f3ng<\/center><\/figcaption><\/figure>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Doc_khong_ky_ve_dieu_khoan_trong_hop_dong\"><\/span><strong>\u0110\u1ecdc kh\u00f4ng k\u1ef9 v\u1ec1 \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">M\u1ed7i h\u1ee3p \u0111\u1ed3ng \u0111\u1ec1u c\u00f3 nh\u1eefng quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 v\u1ec1 ph\u1ea1m vi b\u1ea3o hi\u1ec3m, \u0111i\u1ec1u ki\u1ec7n b\u1ed3i th\u01b0\u1eddng v\u00e0 th\u1eddi gian th\u00f4ng b\u00e1o s\u1ef1 c\u1ed1. N\u1ebfu kh\u00f4ng hi\u1ec3u r\u00f5 nh\u1eefng \u0111i\u1ec1u kho\u1ea3n n\u00e0y th\u00ec b\u1ea1n c\u00f3 th\u1ec3 b\u1ecf l\u1ee1 c\u01a1 h\u1ed9i nh\u1eadn b\u1ed3i th\u01b0\u1eddng ho\u1eb7c g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c l\u00e0m claim.<\/span><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Phong_dai_thiet_hai_cua_ban_than\"><\/span><strong>Ph\u00f3ng \u0111\u1ea1i thi\u1ec7t h\u1ea1i c\u1ee7a b\u1ea3n th\u00e2n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Nhi\u1ec1u ng\u01b0\u1eddi d\u00f9ng c\u00f3 xu h\u01b0\u1edbng ph\u00f3ng \u0111\u1ea1i thi\u1ec7t h\u1ea1i v\u1edbi hy v\u1ecdng nh\u1eadn \u0111\u01b0\u1ee3c kho\u1ea3n b\u1ed3i th\u01b0\u1eddng l\u1edbn h\u01a1n. Tuy nhi\u00ean, \u0111i\u1ec1u n\u00e0y kh\u00f4ng ch\u1ec9 l\u00e0m ch\u1eadm qu\u00e1 tr\u00ecnh x\u1eed l\u00fd y\u00eau c\u1ea7u. M\u00e0 c\u00f2n c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn vi\u1ec7c t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng n\u1ebfu c\u00f4ng ty b\u1ea3o hi\u1ec3m ph\u00e1t hi\u1ec7n ra s\u1ef1 c\u1ed1 kh\u00f4ng trung th\u1ef1c.\u00a0<\/span><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Khong_cung_cap_bang_chung_cu_the\"><\/span><strong>Kh\u00f4ng cung c\u1ea5p b\u1eb1ng ch\u1ee9ng c\u1ee5 th\u1ec3<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Thi\u1ebfu b\u1eb1ng ch\u1ee9ng l\u00e0 nguy\u00ean nh\u00e2n ch\u00ednh khi\u1ebfn claim b\u1ea3o hi\u1ec3m b\u1ecb t\u1eeb ch\u1ed1i. \u0110\u1ec3 y\u00eau c\u1ea7u c\u1ee7a b\u1ea1n \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn th\u00ec b\u1ea1n c\u1ea7n cung c\u1ea5p \u0111\u1ea7y \u0111\u1ee7 c\u00e1c b\u1eb1ng ch\u1ee9ng li\u00ean quan. \u0110i\u1ec3n h\u00ecnh nh\u01b0 h\u00ecnh \u1ea3nh, bi\u00ean b\u1ea3n hi\u1ec7n tr\u01b0\u1eddng, h\u00f3a \u0111\u01a1n s\u1eeda ch\u1eefa&#8230;\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Qua b\u00e0i vi\u1ebft b\u1ea1n \u0111\u00e3 hi\u1ec3u \u0111\u01b0\u1ee3c <span style=\"text-decoration: underline;\">claim b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec<\/span>, quy tr\u00ecnh th\u1ebf n\u00e0o v\u00e0 nh\u1eefng l\u1ed7i c\u1ea7n tr\u00e1nh. N\u1ebfu b\u1ea1n c\u1ea7n h\u1ed7 tr\u1ee3 ho\u1eb7c th\u1eafc m\u1eafc v\u1ec1 c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m th\u00ec h\u00e3y li\u00ean h\u1ec7 v\u1edbi <strong><a href=\"https:\/\/baohiemtasco.vn\" target=\"_blank\" rel=\"noopener\">B\u1ea3o Hi\u1ec3m Tasco<\/a><\/strong>. T\u1ea1i \u0111\u00e2y lu\u00f4n c\u00f3 c\u00e1c t\u01b0 v\u1ea5n vi\u00ean lu\u00f4n mang \u0111\u1ebfn cho b\u1ea1n nh\u1eefng gi\u1ea3i ph\u00e1p b\u1ea3o hi\u1ec3m t\u1ed1i \u01b0u v\u00e0 d\u1ecbch v\u1ee5 kh\u00e1ch h\u00e0ng chu \u0111\u00e1o nh\u1ea5t.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Claim b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? Hi\u1ec3u \u0111\u01a1n gi\u1ea3n th\u00ec \u0111\u00e2y l\u00e0 quy tr\u00ecnh y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m. Claim b\u1ea3o hi\u1ec3m kh\u00f4ng ch\u1ec9 \u0111\u1ec1n b\u00f9 t\u1ed5n th\u1ea5t m\u00e0 c\u00f2n li\u00ean quan \u0111\u1ebfn vi\u1ec7c \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea1n. Vi\u1ec7c hi\u1ec3u \u0111\u00fang v\u1ec1 claim b\u1ea3o hi\u1ec3m s\u1ebd gi\u00fap b\u1ea1n tr\u00e1nh r\u1ee7i ro v\u00e0 t\u1eadn [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":938,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7,9],"tags":[],"class_list":{"0":"post-564","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bao-hiem-xe","8":"category-tu-van-phap-luat"},"_links":{"self":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/564","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/comments?post=564"}],"version-history":[{"count":9,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/564\/revisions"}],"predecessor-version":[{"id":2602,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/564\/revisions\/2602"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media\/938"}],"wp:attachment":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media?parent=564"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/categories?post=564"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/tags?post=564"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}