{"id":5115,"date":"2025-05-20T16:29:18","date_gmt":"2025-05-20T09:29:18","guid":{"rendered":"https:\/\/baohiemtasco.vn\/blog\/?p=5115"},"modified":"2025-05-16T16:30:48","modified_gmt":"2025-05-16T09:30:48","slug":"thoi-gian-cho-bao-hiem-la-gi","status":"publish","type":"post","link":"https:\/\/baohiemtasco.vn\/blog\/thoi-gian-cho-bao-hiem-la-gi","title":{"rendered":"Th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? \u00dd ngh\u0129a v\u00e0 quy \u0111\u1ecbnh m\u1edbi nh\u1ea5t v\u1ec1 th\u1eddi gian ch\u1edd n\u0103m 2026"},"content":{"rendered":"<p style=\"text-align: justify;\"><em>Khi tham gia b\u1ea5t k\u1ef3 lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o, \u0111\u1eb7c bi\u1ec7t l\u00e0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, ng\u01b0\u1eddi tham gia th\u01b0\u1eddng nghe \u0111\u1ebfn kh\u00e1i ni\u1ec7m th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m. \u0110\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng \u0111i\u1ec1u kho\u1ea3n quan tr\u1ecdng nh\u01b0ng l\u1ea1i d\u1ec5 b\u1ecb b\u1ecf qua, d\u1eabn \u0111\u1ebfn nhi\u1ec1u hi\u1ec3u l\u1ea7m khi ph\u00e1t sinh quy\u1ec1n l\u1ee3i. V\u1eady <a href=\"https:\/\/baohiemtasco.vn\/blog\/thoi-gian-cho-bao-hiem-la-gi\"><strong>th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec<\/strong><\/a>, quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 ra sao? H\u00e3y c\u00f9ng t\u00ecm hi\u1ec3u chi ti\u1ebft trong b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y v\u1edbi B\u1ea3o hi\u1ec3m Tasco.<\/em><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 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ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/baohiemtasco.vn\/blog\/thoi-gian-cho-bao-hiem-la-gi\/#Y_nghia_cua_thoi_gian_cho_bao_hiem\" title=\"\u00dd ngh\u0129a c\u1ee7a th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m\">\u00dd ngh\u0129a c\u1ee7a th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/baohiemtasco.vn\/blog\/thoi-gian-cho-bao-hiem-la-gi\/#Tranh_cac_truong_hop_truc_loi_tu_bao_hiem\" title=\"Tr\u00e1nh c\u00e1c tr\u01b0\u1eddng h\u1ee3p tr\u1ee5c l\u1ee3i t\u1eeb b\u1ea3o hi\u1ec3m\">Tr\u00e1nh c\u00e1c tr\u01b0\u1eddng h\u1ee3p tr\u1ee5c l\u1ee3i t\u1eeb b\u1ea3o hi\u1ec3m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/baohiemtasco.vn\/blog\/thoi-gian-cho-bao-hiem-la-gi\/#Khuyen_khich_tham_gia_bao_hiem_khi_con_tre\" title=\"Khuy\u1ebfn kh\u00edch tham gia b\u1ea3o hi\u1ec3m khi c\u00f2n tr\u1ebb\">Khuy\u1ebfn kh\u00edch tham gia b\u1ea3o hi\u1ec3m khi c\u00f2n tr\u1ebb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/baohiemtasco.vn\/blog\/thoi-gian-cho-bao-hiem-la-gi\/#Dam_bao_tinh_on_dinh_va_an_toan_tai_chinh\" title=\"\u0110\u1ea3m b\u1ea3o t\u00ednh \u1ed5n \u0111\u1ecbnh v\u00e0 an to\u00e0n t\u00e0i ch\u00ednh\">\u0110\u1ea3m b\u1ea3o t\u00ednh \u1ed5n \u0111\u1ecbnh v\u00e0 an to\u00e0n t\u00e0i ch\u00ednh<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/baohiemtasco.vn\/blog\/thoi-gian-cho-bao-hiem-la-gi\/#Khi_nao_ap_dung_thoi_gian_cho_bao_hiem\" title=\"Khi n\u00e0o \u00e1p d\u1ee5ng th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m?\">Khi n\u00e0o \u00e1p d\u1ee5ng th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/baohiemtasco.vn\/blog\/thoi-gian-cho-bao-hiem-la-gi\/#Cau_hoi_thuong_gap\" title=\"C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/baohiemtasco.vn\/blog\/thoi-gian-cho-bao-hiem-la-gi\/#Thoi_gian_cho_bao_hiem_co_ap_dung_cho_moi_loai_bao_hiem_khong\" title=\"Th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m c\u00f3 \u00e1p d\u1ee5ng cho m\u1ecdi lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00f4ng?\">Th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m c\u00f3 \u00e1p d\u1ee5ng cho m\u1ecdi lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/baohiemtasco.vn\/blog\/thoi-gian-cho-bao-hiem-la-gi\/#Thoi_gian_cho_co_the_rut_ngan_khong\" title=\"Th\u1eddi gian ch\u1edd c\u00f3 th\u1ec3 r\u00fat ng\u1eafn kh\u00f4ng?\">Th\u1eddi gian ch\u1edd c\u00f3 th\u1ec3 r\u00fat ng\u1eafn kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/baohiemtasco.vn\/blog\/thoi-gian-cho-bao-hiem-la-gi\/#Trong_thoi_gian_cho_co_duoc_chi_tra_gi_khong\" title=\"Trong th\u1eddi gian ch\u1edd c\u00f3 \u0111\u01b0\u1ee3c chi tr\u1ea3 g\u00ec kh\u00f4ng?\">Trong th\u1eddi gian ch\u1edd c\u00f3 \u0111\u01b0\u1ee3c chi tr\u1ea3 g\u00ec kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/baohiemtasco.vn\/blog\/thoi-gian-cho-bao-hiem-la-gi\/#Thoi_gian_cho_bao_hiem_dai_nhat_la_bao_lau\" title=\"Th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m d\u00e0i nh\u1ea5t l\u00e0 bao l\u00e2u?\">Th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m d\u00e0i nh\u1ea5t l\u00e0 bao l\u00e2u?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/baohiemtasco.vn\/blog\/thoi-gian-cho-bao-hiem-la-gi\/#Co_the_huy_hop_dong_trong_thoi_gian_cho_khong\" title=\"C\u00f3 th\u1ec3 h\u1ee7y h\u1ee3p \u0111\u1ed3ng trong th\u1eddi gian ch\u1edd kh\u00f4ng?\">C\u00f3 th\u1ec3 h\u1ee7y h\u1ee3p \u0111\u1ed3ng trong th\u1eddi gian ch\u1edd kh\u00f4ng?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/baohiemtasco.vn\/blog\/thoi-gian-cho-bao-hiem-la-gi\/#Ket_luan\" title=\"K\u1ebft lu\u1eadn\">K\u1ebft lu\u1eadn<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Thoi_gian_cho_bao_hiem_la_gi\"><\/span><strong>Th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m l\u00e0 kho\u1ea3ng th\u1eddi gian k\u1ec3 t\u1eeb khi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c \u0111\u1ebfn khi ng\u01b0\u1eddi tham gia b\u1eaft \u0111\u1ea7u \u0111\u01b0\u1ee3c h\u01b0\u1edfng \u0111\u1ea7y \u0111\u1ee7 quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m theo cam k\u1ebft. Trong giai \u0111o\u1ea1n n\u00e0y, c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 kh\u00f4ng chi tr\u1ea3 ho\u1eb7c chi tr\u1ea3 h\u1ea1n ch\u1ebf n\u1ebfu x\u1ea3y ra s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m. Th\u1eddi gian ch\u1edd th\u01b0\u1eddng \u00e1p d\u1ee5ng trong b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, b\u1ea3o hi\u1ec3m y t\u1ebf t\u1ef1 nguy\u1ec7n ho\u1eb7c b\u1ea3o hi\u1ec3m b\u1ec7nh hi\u1ec3m ngh\u00e8o, nh\u1eb1m \u0111\u1ea3m b\u1ea3o t\u00ednh c\u00f4ng b\u1eb1ng v\u00e0 gi\u1ea3m r\u1ee7i ro cho c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n<figure id=\"attachment_5116\" aria-describedby=\"caption-attachment-5116\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-5116\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/thoi-gian-cho-bao-hiem-la-nhu-the-nao.jpg\" alt=\"Th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m l\u00e0 nh\u01b0 th\u1ebf n\u00e0o?\" width=\"600\" height=\"400\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/thoi-gian-cho-bao-hiem-la-nhu-the-nao.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/thoi-gian-cho-bao-hiem-la-nhu-the-nao-300x200.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/thoi-gian-cho-bao-hiem-la-nhu-the-nao-150x100.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-5116\" class=\"wp-caption-text\">Th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m l\u00e0 nh\u01b0 th\u1ebf n\u00e0o?<\/figcaption><\/figure>\n<p><em><strong>Xem th\u00eam th\u00f4ng tin:<\/strong><\/em><\/p>\n<ul>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/so-sanh-bao-hiem-xa-hoi-va-bao-hiem-thuong-mai\" target=\"_blank\" rel=\"noopener\">So s\u00e1nh b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i v\u00e0 b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i chi ti\u1ebft<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-thuong-mai\" target=\"_blank\" rel=\"noopener\">B\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i &#8211; \u0110\u1eb7c \u0111i\u1ec3m, l\u1ee3i \u00edch b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i<\/a><\/strong><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Y_nghia_cua_thoi_gian_cho_bao_hiem\"><\/span><strong>\u00dd ngh\u0129a c\u1ee7a th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m mang l\u1ea1i nhi\u1ec1u \u00fd ngh\u0129a quan tr\u1ecdng cho c\u1ea3 ng\u01b0\u1eddi tham gia v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m:<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Tranh_cac_truong_hop_truc_loi_tu_bao_hiem\"><\/span><strong>Tr\u00e1nh c\u00e1c tr\u01b0\u1eddng h\u1ee3p tr\u1ee5c l\u1ee3i t\u1eeb b\u1ea3o hi\u1ec3m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Th\u1eddi gian ch\u1edd gi\u00fap ng\u0103n ng\u1eeba t\u00ecnh tr\u1ea1ng ng\u01b0\u1eddi tham gia mua b\u1ea3o hi\u1ec3m khi \u0111\u00e3 bi\u1ebft m\u00ecnh c\u00f3 b\u1ec7nh ho\u1eb7c r\u1ee7i ro s\u1eafp x\u1ea3y ra. V\u00ed d\u1ee5, m\u1ed9t ng\u01b0\u1eddi ph\u00e1t hi\u1ec7n b\u1ec7nh ung th\u01b0 r\u1ed3i m\u1edbi mua b\u1ea3o hi\u1ec3m s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c chi tr\u1ea3 ngay n\u1ebfu c\u00f3 th\u1eddi gian ch\u1edd 12 th\u00e1ng. \u0110i\u1ec1u n\u00e0y b\u1ea3o v\u1ec7 qu\u1ef9 b\u1ea3o hi\u1ec3m kh\u1ecfi c\u00e1c h\u00e0nh vi tr\u1ee5c l\u1ee3i, \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i cho nh\u1eefng ng\u01b0\u1eddi tham gia ch\u00e2n ch\u00ednh.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Khuyen_khich_tham_gia_bao_hiem_khi_con_tre\"><\/span><strong>Khuy\u1ebfn kh\u00edch tham gia b\u1ea3o hi\u1ec3m khi c\u00f2n tr\u1ebb<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Th\u1eddi gian ch\u1edd khuy\u1ebfn kh\u00edch m\u1ecdi ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m s\u1edbm, khi s\u1ee9c kh\u1ecfe c\u00f2n t\u1ed1t:<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">Ng\u01b0\u1eddi tr\u1ebb th\u01b0\u1eddng kh\u00f4ng ph\u1ea3i ch\u1ecbu th\u1eddi gian ch\u1edd d\u00e0i ho\u1eb7c \u0111\u01b0\u1ee3c mi\u1ec5n ch\u1edd v\u1edbi m\u1ed9t s\u1ed1 quy\u1ec1n l\u1ee3i, gi\u1ea3m chi ph\u00ed v\u00e0 r\u1ee7i ro v\u1ec1 sau.<\/li>\n<li aria-level=\"1\">Ng\u01b0\u1ee3c l\u1ea1i, tham gia mu\u1ed9n c\u00f3 th\u1ec3 k\u00e9o d\u00e0i th\u1eddi gian ch\u1edd, \u0111\u1eb7c bi\u1ec7t v\u1edbi c\u00e1c b\u1ec7nh c\u00f3 s\u1eb5n.<\/li>\n<\/ul>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Dam_bao_tinh_on_dinh_va_an_toan_tai_chinh\"><\/span><strong>\u0110\u1ea3m b\u1ea3o t\u00ednh \u1ed5n \u0111\u1ecbnh v\u00e0 an to\u00e0n t\u00e0i ch\u00ednh<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<figure id=\"attachment_5118\" aria-describedby=\"caption-attachment-5118\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-5118\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/dam-bao-tinh-on-dinh-va-an-toan-tai-chinh.jpg\" alt=\"\u0110\u1ea3m b\u1ea3o t\u00ednh \u1ed5n \u0111\u1ecbnh v\u00e0 an to\u00e0n t\u00e0i ch\u00ednh\" width=\"600\" height=\"300\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/dam-bao-tinh-on-dinh-va-an-toan-tai-chinh.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/dam-bao-tinh-on-dinh-va-an-toan-tai-chinh-300x150.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/dam-bao-tinh-on-dinh-va-an-toan-tai-chinh-150x75.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-5118\" class=\"wp-caption-text\">\u0110\u1ea3m b\u1ea3o t\u00ednh \u1ed5n \u0111\u1ecbnh v\u00e0 an to\u00e0n t\u00e0i ch\u00ednh<\/figcaption><\/figure>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">B\u1eb1ng c\u00e1ch tr\u00ec ho\u00e3n chi tr\u1ea3 cho c\u00e1c r\u1ee7i ro ngay l\u1eadp t\u1ee9c, c\u00f4ng ty c\u00f3 th\u1eddi gian thu ph\u00ed v\u00e0 \u0111\u1ea7u t\u01b0, \u0111\u1ea3m b\u1ea3o kh\u1ea3 n\u0103ng thanh to\u00e1n l\u00e2u d\u00e0i.<\/li>\n<li aria-level=\"1\">\u0110i\u1ec1u n\u00e0y c\u0169ng mang l\u1ea1i s\u1ef1 an t\u00e2m cho ng\u01b0\u1eddi tham gia khi qu\u1ef9 b\u1ea3o hi\u1ec3m ho\u1ea1t \u0111\u1ed9ng b\u1ec1n v\u1eefng.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Nh\u1eefng \u00fd ngh\u0129a n\u00e0y cho th\u1ea5y vai tr\u00f2 quan tr\u1ecdng c\u1ee7a th\u1eddi gian ch\u1edd trong vi\u1ec7c c\u00e2n b\u1eb1ng l\u1ee3i \u00edch gi\u1eefa c\u00e1c b\u00ean.<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Khi_nao_ap_dung_thoi_gian_cho_bao_hiem\"><\/span><strong>Khi n\u00e0o \u00e1p d\u1ee5ng th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><em>Th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m<\/em> \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p c\u1ee5 th\u1ec3, t\u00f9y thu\u1ed9c v\u00e0o lo\u1ea1i b\u1ea3o hi\u1ec3m v\u00e0 \u0111i\u1ec1u kho\u1ea3n h\u1ee3p \u0111\u1ed3ng:<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\"><strong>B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe:<\/strong> \u00c1p d\u1ee5ng cho b\u1ec7nh c\u00f3 s\u1eb5n, b\u1ec7nh \u0111\u1eb7c bi\u1ec7t (vi\u00eam xoang, tho\u00e1t v\u1ecb) ho\u1eb7c thai s\u1ea3n, th\u01b0\u1eddng t\u1eeb 30 ng\u00e0y \u0111\u1ebfn 12 th\u00e1ng. V\u00ed d\u1ee5, th\u1eddi gian ch\u1edd thai s\u1ea3n l\u00e0 270 &#8211; 280 ng\u00e0y \u0111\u1ec3 tr\u00e1nh \u0111\u0103ng k\u00fd khi \u0111\u00e3 mang thai.<\/li>\n<li aria-level=\"1\"><strong>B\u1ea3o hi\u1ec3m b\u1ec7nh hi\u1ec3m ngh\u00e8o:<\/strong> Th\u1eddi gian ch\u1edd t\u1eeb 90 ng\u00e0y \u0111\u1ebfn 1 n\u0103m, nh\u1eb1m lo\u1ea1i tr\u1eeb c\u00e1c tr\u01b0\u1eddng h\u1ee3p \u0111\u00e3 m\u1eafc b\u1ec7nh tr\u01b0\u1edbc khi tham gia.<\/li>\n<li aria-level=\"1\"><strong>B\u1ea3o hi\u1ec3m y t\u1ebf t\u1ef1 nguy\u1ec7n:<\/strong> Ng\u01b0\u1eddi m\u1edbi tham gia ch\u1edd 30 ng\u00e0y tr\u01b0\u1edbc khi \u0111\u01b0\u1ee3c chi tr\u1ea3 quy\u1ec1n l\u1ee3i, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p c\u1ea5p c\u1ee9u.<\/li>\n<li aria-level=\"1\"><strong>B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd:<\/strong> M\u1ed9t s\u1ed1 quy\u1ec1n l\u1ee3i b\u1ed5 sung (tai n\u1ea1n, t\u1eed vong do b\u1ec7nh) c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng th\u1eddi gian ch\u1edd 1-2 n\u0103m n\u1ebfu s\u1ee9c kh\u1ecfe kh\u00f4ng \u0111\u1ea1t y\u00eau c\u1ea7u.<\/li>\n<\/ul>\n<figure id=\"attachment_5117\" aria-describedby=\"caption-attachment-5117\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-5117\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/khi-nao-ap-dung-thoi-gian-cho-bao-hiem.jpg\" alt=\"Khi n\u00e0o \u00e1p d\u1ee5ng th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m?\" width=\"600\" height=\"246\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/khi-nao-ap-dung-thoi-gian-cho-bao-hiem.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/khi-nao-ap-dung-thoi-gian-cho-bao-hiem-300x123.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/khi-nao-ap-dung-thoi-gian-cho-bao-hiem-150x62.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-5117\" class=\"wp-caption-text\">Khi n\u00e0o \u00e1p d\u1ee5ng th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m?<\/figcaption><\/figure>\n<p><em><strong>B\u1ea1n c\u00f3 th\u1ec3 quan t\u00e2m:<\/strong><\/em><\/p>\n<ul>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/nguyen-tac-the-quyen\" target=\"_blank\" rel=\"noopener\">Nguy\u00ean t\u1eafc th\u1ebf quy\u1ec1n l\u00e0 g\u00ec? Vai tr\u00f2, l\u1ee3i \u00edch trong b\u1ea3o hi\u1ec3m<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/cac-goi-bao-hiem-nhan-tho\" target=\"_blank\" rel=\"noopener\">C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u01a1 b\u1ea3n t\u1ea1i Vi\u1ec7t Nam n\u0103m 2026<\/a><\/strong><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Cau_hoi_thuong_gap\"><\/span><strong>C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Thoi_gian_cho_bao_hiem_co_ap_dung_cho_moi_loai_bao_hiem_khong\"><\/span><strong>Th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m c\u00f3 \u00e1p d\u1ee5ng cho m\u1ecdi lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Kh\u00f4ng, th\u1eddi gian ch\u1edd ch\u1ee7 y\u1ebfu \u00e1p d\u1ee5ng cho b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, b\u1ec7nh hi\u1ec3m ngh\u00e8o v\u00e0 y t\u1ebf t\u1ef1 nguy\u1ec7n, \u00edt \u00e1p d\u1ee5ng v\u1edbi b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u01a1 b\u1ea3n.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Thoi_gian_cho_co_the_rut_ngan_khong\"><\/span><strong>Th\u1eddi gian ch\u1edd c\u00f3 th\u1ec3 r\u00fat ng\u1eafn kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">C\u00f3, m\u1ed9t s\u1ed1 c\u00f4ng ty mi\u1ec5n ho\u1eb7c gi\u1ea3m th\u1eddi gian ch\u1edd n\u1ebfu b\u1ea1n ch\u1ee9ng minh s\u1ee9c kh\u1ecfe t\u1ed1t ho\u1eb7c tham gia g\u00f3i b\u1ea3o hi\u1ec3m cao c\u1ea5p.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Trong_thoi_gian_cho_co_duoc_chi_tra_gi_khong\"><\/span><strong>Trong th\u1eddi gian ch\u1edd c\u00f3 \u0111\u01b0\u1ee3c chi tr\u1ea3 g\u00ec kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Kh\u00f4ng, trong th\u1eddi gian ch\u1edd, b\u1ea1n kh\u00f4ng \u0111\u01b0\u1ee3c chi tr\u1ea3 cho c\u00e1c b\u1ec7nh\/r\u1ee7i ro thu\u1ed9c di\u1ec7n ch\u1edd, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p \u0111\u1eb7c bi\u1ec7t nh\u01b0 c\u1ea5p c\u1ee9u.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Thoi_gian_cho_bao_hiem_dai_nhat_la_bao_lau\"><\/span><strong>Th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m d\u00e0i nh\u1ea5t l\u00e0 bao l\u00e2u?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Th\u1eddi gian ch\u1edd d\u00e0i nh\u1ea5t th\u01b0\u1eddng l\u00e0 24 th\u00e1ng, \u00e1p d\u1ee5ng cho b\u1ec7nh c\u00f3 s\u1eb5n ho\u1eb7c quy\u1ec1n l\u1ee3i b\u1ed5 sung trong b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Co_the_huy_hop_dong_trong_thoi_gian_cho_khong\"><\/span><strong>C\u00f3 th\u1ec3 h\u1ee7y h\u1ee3p \u0111\u1ed3ng trong th\u1eddi gian ch\u1edd kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">C\u00f3, b\u1ea1n c\u00f3 th\u1ec3 h\u1ee7y h\u1ee3p \u0111\u1ed3ng v\u00e0 nh\u1eadn l\u1ea1i ph\u00ed \u0111\u00e3 \u0111\u00f3ng (tr\u1eeb chi ph\u00ed qu\u1ea3n l\u00fd) n\u1ebfu ch\u01b0a x\u1ea3y ra s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m.<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Ket_luan\"><\/span><strong>K\u1ebft lu\u1eadn<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Hy v\u1ecdng B\u1ea3o hi\u1ec3m Tasco \u0111\u00e3 cung c\u1ea5p cho b\u1ea1n th\u00f4ng tin h\u1eefu \u00edch li\u00ean quan \u0111\u1ebfn <span style=\"text-decoration: underline;\">th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m<\/span>. Hi\u1ec3u r\u00f5 v\u1ec1 ti\u00eau ch\u00ed n\u00e0y s\u1ebd gi\u00fap b\u1ea1n ch\u1ee7 \u0111\u1ed9ng h\u01a1n trong vi\u1ec7c b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh v\u00e0 tr\u00e1nh nh\u1eefng r\u1ee7i ro kh\u00f4ng \u0111\u00e1ng c\u00f3 khi tham gia b\u1ea3o hi\u1ec3m. M\u1ecdi th\u1eafc m\u1eafc li\u00ean quan \u0111\u1ebfn th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m hay c\u00e1c th\u00f4ng tin v\u1ec1 c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m kh\u00e1c, li\u00ean h\u1ec7 ngay t\u1edbi s\u1ed1 hotline \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 gi\u1ea3i \u0111\u00e1p chi ti\u1ebft.<\/p>\n<p style=\"text-align: justify;\"><strong>C\u00d4NG TY TNHH B\u1ea2O HI\u1ec2M TASCO &#8211; TASCO INSURANCE CO., LTD <\/strong><br \/>\n\ud83c\udfe2 TSC: T\u00f2a nh\u00e0 Tasco, Ph\u1ea1m H\u00f9ng, M\u1ec5 Tr\u00ec, Nam T\u1eeb Li\u00eam, H\u00e0 N\u1ed9i<br \/>\n\ud83d\udce9 Email: info@baohiemtasco.vn<br \/>\n\ud83c\udf10 Website: <strong><a href=\"https:\/\/baohiemtasco.vn\" target=\"_blank\" rel=\"noopener\">baohiemtasco.vn<\/a><\/strong><br \/>\n\u260e\ufe0f Hotline: 1900 1562<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Khi tham gia b\u1ea5t k\u1ef3 lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o, \u0111\u1eb7c bi\u1ec7t l\u00e0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, ng\u01b0\u1eddi tham gia th\u01b0\u1eddng nghe \u0111\u1ebfn kh\u00e1i ni\u1ec7m th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m. \u0110\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng \u0111i\u1ec1u kho\u1ea3n quan tr\u1ecdng nh\u01b0ng l\u1ea1i d\u1ec5 b\u1ecb b\u1ecf qua, d\u1eabn \u0111\u1ebfn nhi\u1ec1u hi\u1ec3u l\u1ea7m khi [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":5120,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[15],"tags":[],"class_list":["post-5115","post","type-post","status-publish","format-standard","has-post-thumbnail","category-thong-tin-bao-hiem"],"_links":{"self":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/5115","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/comments?post=5115"}],"version-history":[{"count":4,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/5115\/revisions"}],"predecessor-version":[{"id":5179,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/5115\/revisions\/5179"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media\/5120"}],"wp:attachment":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media?parent=5115"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/categories?post=5115"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/tags?post=5115"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}