{"id":4949,"date":"2025-05-20T16:01:01","date_gmt":"2025-05-20T09:01:01","guid":{"rendered":"https:\/\/baohiemtasco.vn\/blog\/?p=4949"},"modified":"2025-05-16T14:04:36","modified_gmt":"2025-05-16T07:04:36","slug":"su-kien-bao-hiem-la-gi","status":"publish","type":"post","link":"https:\/\/baohiemtasco.vn\/blog\/su-kien-bao-hiem-la-gi","title":{"rendered":"S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec? N\u00ean l\u00e0m g\u00ec khi x\u1ea3y ra? Nh\u1eefng th\u00f4ng tin c\u1ea7n bi\u1ebft v\u1ec1 s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m"},"content":{"rendered":"<p style=\"text-align: justify;\"><em>S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m l\u00e0 thu\u1eadt ng\u1eef quen thu\u1ed9c nh\u01b0ng kh\u00f4ng ph\u1ea3i ai c\u0169ng hi\u1ec3u r\u00f5 \u00fd ngh\u0129a v\u00e0 c\u00e1ch x\u1eed l\u00fd khi n\u00f3 x\u1ea3y ra trong cu\u1ed9c s\u1ed1ng. \u0110\u00e2y l\u00e0 y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh vi\u1ec7c b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng t\u1eeb c\u00f4ng ty b\u1ea3o hi\u1ec3m. B\u00e0i vi\u1ebft n\u00e0y s\u1ebd gi\u1ea3i th\u00edch <a href=\"https:\/\/baohiemtasco.vn\/blog\/su-kien-bao-hiem-la-gi\"><strong>s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec<\/strong><\/a>, th\u1eddi \u0111i\u1ec3m x\u1ea3y ra, c\u00e1ch x\u1eed l\u00fd, th\u1eddi h\u1ea1n b\u1ed3i th\u01b0\u1eddng, tr\u01b0\u1eddng h\u1ee3p gia h\u1ea1n ph\u00ed v\u00e0 gi\u1ea3i \u0111\u00e1p th\u1eafc m\u1eafc \u0111\u1ec3 b\u1ea1n n\u1eafm r\u00f5 h\u01a1n.<\/em><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/baohiemtasco.vn\/blog\/su-kien-bao-hiem-la-gi\/#Su_kien_bao_hiem_la_gi\" title=\"S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?\">S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/baohiemtasco.vn\/blog\/su-kien-bao-hiem-la-gi\/#Su_kien_bao_hiem_dien_ra_khi_nao\" title=\"S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m di\u1ec5n ra khi n\u00e0o?\">S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m di\u1ec5n ra khi n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/baohiemtasco.vn\/blog\/su-kien-bao-hiem-la-gi\/#Khi_co_su_kien_bao_hiem_ben_mua_can_lam_gi\" title=\"Khi c\u00f3 s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m, b\u00ean mua c\u1ea7n l\u00e0m g\u00ec?\">Khi c\u00f3 s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m, b\u00ean mua c\u1ea7n l\u00e0m g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/baohiemtasco.vn\/blog\/su-kien-bao-hiem-la-gi\/#Thoi_han_boi_thuong_bao_lau_ke_tu_ngay_xay_ra_su_kien_bao_hiem\" title=\"Th\u1eddi h\u1ea1n b\u1ed3i th\u01b0\u1eddng bao l\u00e2u k\u1ec3 t\u1eeb ng\u00e0y x\u1ea3y ra s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m?\">Th\u1eddi h\u1ea1n b\u1ed3i th\u01b0\u1eddng bao l\u00e2u k\u1ec3 t\u1eeb ng\u00e0y x\u1ea3y ra s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/baohiemtasco.vn\/blog\/su-kien-bao-hiem-la-gi\/#Su_kien_bao_hiem_xay_ra_trong_thoi_gian_gia_han_dong_phi_co_duoc_boi_thuong_khong\" title=\"S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m x\u1ea3y ra trong th\u1eddi gian gia h\u1ea1n \u0111\u00f3ng ph\u00ed c\u00f3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng kh\u00f4ng?\">S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m x\u1ea3y ra trong th\u1eddi gian gia h\u1ea1n \u0111\u00f3ng ph\u00ed c\u00f3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/baohiemtasco.vn\/blog\/su-kien-bao-hiem-la-gi\/#Cau_hoi_thuong_gap\" title=\"C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/baohiemtasco.vn\/blog\/su-kien-bao-hiem-la-gi\/#1_Su_kien_bao_hiem_co_phai_luon_duoc_boi_thuong_khong\" title=\"1. S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m c\u00f3 ph\u1ea3i lu\u00f4n \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng kh\u00f4ng?\">1. S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m c\u00f3 ph\u1ea3i lu\u00f4n \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/baohiemtasco.vn\/blog\/su-kien-bao-hiem-la-gi\/#2_Su_kien_bao_hiem_co_can_chung_minh_khong\" title=\"2. S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m c\u00f3 c\u1ea7n ch\u1ee9ng minh kh\u00f4ng?\">2. S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m c\u00f3 c\u1ea7n ch\u1ee9ng minh kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/baohiemtasco.vn\/blog\/su-kien-bao-hiem-la-gi\/#3_Thoi_gian_boi_thuong_co_the_rut_ngan_khong\" title=\"3. Th\u1eddi gian b\u1ed3i th\u01b0\u1eddng c\u00f3 th\u1ec3 r\u00fat ng\u1eafn kh\u00f4ng?\">3. Th\u1eddi gian b\u1ed3i th\u01b0\u1eddng c\u00f3 th\u1ec3 r\u00fat ng\u1eafn kh\u00f4ng?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/baohiemtasco.vn\/blog\/su-kien-bao-hiem-la-gi\/#Ket_luan\" title=\"K\u1ebft lu\u1eadn\u00a0\">K\u1ebft lu\u1eadn\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Su_kien_bao_hiem_la_gi\"><\/span><strong>S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m l\u00e0 t\u00ecnh hu\u1ed1ng ho\u1eb7c bi\u1ebfn c\u1ed1 n\u1eb1m trong ph\u1ea1m vi b\u1ea3o hi\u1ec3m, \u0111\u01b0\u1ee3c ghi r\u00f5 trong h\u1ee3p \u0111\u1ed3ng, m\u00e0 khi x\u1ea3y ra, c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 tr\u00e1ch nhi\u1ec7m chi tr\u1ea3 quy\u1ec1n l\u1ee3i cho b\u00ean mua b\u1ea3o hi\u1ec3m. Nh\u1eefng s\u1ef1 ki\u1ec7n n\u00e0y th\u01b0\u1eddng l\u00e0 r\u1ee7i ro b\u1ea5t ng\u1edd, kh\u00f4ng ai mong mu\u1ed1n nh\u01b0 tai n\u1ea1n, b\u1ec7nh t\u1eadt, t\u1eed vong ho\u1eb7c h\u01b0 h\u1ecfng t\u00e0i s\u1ea3n (t\u00f9y lo\u1ea1i b\u1ea3o hi\u1ec3m).<\/p>\n<p style=\"text-align: justify;\">V\u00ed d\u1ee5, trong b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 l\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m qua \u0111\u1eddi; trong b\u1ea3o hi\u1ec3m \u00f4 t\u00f4, \u0111\u00f3 l\u00e0 va ch\u1ea1m g\u00e2y thi\u1ec7t h\u1ea1i. S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m l\u00e0 \u201cch\u00eca kh\u00f3a\u201d \u0111\u1ec3 k\u00edch ho\u1ea1t quy\u1ec1n l\u1ee3i, nh\u01b0ng ph\u1ea3i n\u1eb1m trong \u0111i\u1ec1u kho\u1ea3n h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 k\u00fd k\u1ebft.<\/p>\n<p><em><strong>B\u1ea1n c\u00f3 th\u1ec3 quan t\u00e2m:<\/strong><\/em><\/p>\n<ul>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/tra-cuu-hop-dong-bao-hiem\" target=\"_blank\" rel=\"noopener\">C\u00e1ch tra c\u1ee9u h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd nhanh, ch\u00ednh x\u00e1c<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-lien-ket-don-vi-la-gi\" target=\"_blank\" rel=\"noopener\">B\u1ea3o hi\u1ec3m li\u00ean k\u1ebft \u0111\u01a1n v\u1ecb l\u00e0 g\u00ec? Quy \u0111\u1ecbnh nh\u01b0 th\u1ebf n\u00e0o?<\/a><\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_4950\" aria-describedby=\"caption-attachment-4950\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-4950\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/su-kien-bao-hiem-la-gi.jpg\" alt=\"S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?\" width=\"600\" height=\"400\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/su-kien-bao-hiem-la-gi.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/su-kien-bao-hiem-la-gi-300x200.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/su-kien-bao-hiem-la-gi-150x100.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-4950\" class=\"wp-caption-text\">S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?<\/figcaption><\/figure>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Su_kien_bao_hiem_dien_ra_khi_nao\"><\/span><strong>S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m di\u1ec5n ra khi n\u00e0o?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m di\u1ec5n ra khi c\u00f3 bi\u1ebfn c\u1ed1 b\u1ea5t ng\u1edd x\u1ea3y ra trong th\u1eddi gian h\u1ee3p \u0111\u1ed3ng c\u00f2n hi\u1ec7u l\u1ef1c, ph\u00f9 h\u1ee3p v\u1edbi ph\u1ea1m vi b\u1ea3o v\u1ec7 \u0111\u00e3 th\u1ecfa thu\u1eadn. S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m ch\u1ec9 \u0111\u01b0\u1ee3c c\u00f4ng nh\u1eadn n\u1ebfu x\u1ea3y ra trong th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng v\u00e0 kh\u00f4ng thu\u1ed9c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb (nh\u01b0 c\u1ed1 \u00fd g\u00e2y h\u1ea1i). Th\u1eddi \u0111i\u1ec3m c\u1ee5 th\u1ec3 ph\u1ee5 thu\u1ed9c v\u00e0o lo\u1ea1i b\u1ea3o hi\u1ec3m:<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\"><strong>B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd:<\/strong> S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m x\u1ea3y ra khi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m qua \u0111\u1eddi, m\u1eafc b\u1ec7nh hi\u1ec3m ngh\u00e8o (n\u1ebfu c\u00f3 \u0111i\u1ec1u kho\u1ea3n b\u1ed5 sung) ho\u1eb7c h\u1ee3p \u0111\u1ed3ng \u0111\u00e1o h\u1ea1n.<\/li>\n<li aria-level=\"1\"><strong>B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe:<\/strong> Khi b\u1ea1n ph\u1ea3i nh\u1eadp vi\u1ec7n, ph\u1eabu thu\u1eadt ho\u1eb7c \u0111i\u1ec1u tr\u1ecb y t\u1ebf do tai n\u1ea1n, b\u1ec7nh t\u1eadt.<\/li>\n<li aria-level=\"1\"><strong>B\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd:<\/strong> S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m xu\u1ea5t hi\u1ec7n khi t\u00e0i s\u1ea3n b\u1ecb h\u01b0 h\u1ecfng (xe c\u1ed9 tai n\u1ea1n, nh\u00e0 ch\u00e1y) th\u01b0\u1eddng trong v\u00f2ng 1 n\u0103m h\u1ee3p \u0111\u1ed3ng.<\/li>\n<li aria-level=\"1\"><strong>B\u1ea3o hi\u1ec3m du l\u1ecbch:<\/strong> Khi m\u1ea5t h\u00e0nh l\u00fd, h\u1ee7y chuy\u1ebfn bay trong th\u1eddi gian \u0111i du l\u1ecbch.<\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Khi_co_su_kien_bao_hiem_ben_mua_can_lam_gi\"><\/span><strong>Khi c\u00f3 s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m, b\u00ean mua c\u1ea7n l\u00e0m g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Khi <em>s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m<\/em> x\u1ea3y ra, b\u1ea1n c\u1ea7n h\u00e0nh \u0111\u1ed9ng nhanh ch\u00f3ng v\u00e0 \u0111\u00fang quy tr\u00ecnh \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o nh\u1eadn b\u1ed3i th\u01b0\u1eddng:<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\"><strong>Th\u00f4ng b\u00e1o ngay:<\/strong> B\u1ea1n ph\u1ea3i b\u00e1o cho c\u00f4ng ty b\u1ea3o hi\u1ec3m trong th\u1eddi gian quy \u0111\u1ecbnh (th\u01b0\u1eddng 24-72 gi\u1edd ho\u1eb7c theo h\u1ee3p \u0111\u1ed3ng) qua hotline, email ho\u1eb7c v\u0103n ph\u00f2ng \u0111\u1ea1i di\u1ec7n.<\/li>\n<li aria-level=\"1\"><strong>Chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1:<\/strong> B\u1ea1n c\u1ea7n cung c\u1ea5p gi\u1ea5y t\u1edd li\u00ean quan nh\u01b0 gi\u1ea5y ch\u1ee9ng t\u1eed (nh\u00e2n th\u1ecd), bi\u00ean b\u1ea3n tai n\u1ea1n (\u00f4 t\u00f4), h\u00f3a \u0111\u01a1n y t\u1ebf (s\u1ee9c kh\u1ecfe), t\u00f9y lo\u1ea1i s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m.<\/li>\n<li aria-level=\"1\"><strong>H\u1ee3p t\u00e1c \u0111i\u1ec1u tra:<\/strong> B\u1ea1n n\u00ean ph\u1ed1i h\u1ee3p v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u1ebfu h\u1ecd c\u1ea7n x\u00e1c minh (ch\u1ee5p \u1ea3nh hi\u1ec7n tr\u01b0\u1eddng, ph\u1ecfng v\u1ea5n nh\u00e2n ch\u1ee9ng).<\/li>\n<li aria-level=\"1\"><strong>N\u1ed9p y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng:<\/strong> B\u1ea1n \u0111i\u1ec1n m\u1eabu y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng (c\u00f3 s\u1eb5n t\u1eeb c\u00f4ng ty) v\u00e0 g\u1eedi k\u00e8m h\u1ed3 s\u01a1 \u0111\u1ea7y \u0111\u1ee7.<\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Thoi_han_boi_thuong_bao_lau_ke_tu_ngay_xay_ra_su_kien_bao_hiem\"><\/span><strong>Th\u1eddi h\u1ea1n b\u1ed3i th\u01b0\u1eddng bao l\u00e2u k\u1ec3 t\u1eeb ng\u00e0y x\u1ea3y ra s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_4951\" aria-describedby=\"caption-attachment-4951\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-4951\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/thoi-han-boi-thuong-bao-lau-ke-tu-ngay-xay-ra-su-kien-bao-hiem.jpg\" alt=\"Th\u1eddi h\u1ea1n b\u1ed3i th\u01b0\u1eddng bao l\u00e2u k\u1ec3 t\u1eeb ng\u00e0y x\u1ea3y ra s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m\" width=\"600\" height=\"430\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/thoi-han-boi-thuong-bao-lau-ke-tu-ngay-xay-ra-su-kien-bao-hiem.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/thoi-han-boi-thuong-bao-lau-ke-tu-ngay-xay-ra-su-kien-bao-hiem-300x215.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/thoi-han-boi-thuong-bao-lau-ke-tu-ngay-xay-ra-su-kien-bao-hiem-150x108.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-4951\" class=\"wp-caption-text\">Th\u1eddi h\u1ea1n b\u1ed3i th\u01b0\u1eddng bao l\u00e2u k\u1ec3 t\u1eeb ng\u00e0y x\u1ea3y ra s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">Th\u1eddi h\u1ea1n b\u1ed3i th\u01b0\u1eddng sau s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m ph\u1ee5 thu\u1ed9c v\u00e0o t\u1ed1c \u0111\u1ed9 b\u1ea1n n\u1ed9p h\u1ed3 s\u01a1 v\u00e0 m\u1ee9c \u0111\u1ed9 ph\u1ee9c t\u1ea1p c\u1ee7a v\u1ee5 vi\u1ec7c. Th\u1eddi h\u1ea1n b\u1ed3i th\u01b0\u1eddng sau s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong Lu\u1eadt Kinh doanh B\u1ea3o hi\u1ec3m v\u00e0 \u0111i\u1ec1u kho\u1ea3n h\u1ee3p \u0111\u1ed3ng, nh\u01b0ng th\u01b0\u1eddng dao \u0111\u1ed9ng t\u00f9y tr\u01b0\u1eddng h\u1ee3p:<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\"><strong>Th\u1eddi gian th\u00f4ng b\u00e1o:<\/strong> B\u1ea1n ph\u1ea3i b\u00e1o trong 3-30 ng\u00e0y (t\u00f9y h\u1ee3p \u0111\u1ed3ng), n\u1ebfu kh\u00f4ng c\u00f3 th\u1ec3 b\u1ecb t\u1eeb ch\u1ed1i.<\/li>\n<li aria-level=\"1\"><strong>Th\u1eddi gian x\u1eed l\u00fd:<\/strong> C\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u1eddng gi\u1ea3i quy\u1ebft trong 15-30 ng\u00e0y k\u1ec3 t\u1eeb khi nh\u1eadn \u0111\u1ee7 h\u1ed3 s\u01a1 h\u1ee3p l\u1ec7. V\u1edbi tr\u01b0\u1eddng h\u1ee3p ph\u1ee9c t\u1ea1p (c\u1ea7n \u0111i\u1ec1u tra), c\u00f3 th\u1ec3 k\u00e9o d\u00e0i \u0111\u1ebfn 60 ng\u00e0y.<\/li>\n<li aria-level=\"1\"><strong>Quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt:<\/strong> Theo \u0110i\u1ec1u 36 Lu\u1eadt Kinh doanh B\u1ea3o hi\u1ec3m 2000, c\u00f4ng ty ph\u1ea3i b\u1ed3i th\u01b0\u1eddng trong 15 ng\u00e0y sau khi x\u00e1c minh xong, tr\u1eeb khi c\u00f3 tranh ch\u1ea5p.<\/li>\n<\/ul>\n<p><em><strong>B\u1ed5 sung th\u00f4ng tin t\u1ea1i:<\/strong><\/em><\/p>\n<ul>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-khoan-vay-chi-tra-trong-truong-hop-nao\" target=\"_blank\" rel=\"noopener\">[Gi\u1ea3i \u0111\u00e1p] B\u1ea3o hi\u1ec3m kho\u1ea3n vay chi tr\u1ea3 trong tr\u01b0\u1eddng h\u1ee3p n\u00e0o?<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/fyp-la-gi-trong-bao-hiem\" target=\"_blank\" rel=\"noopener\">FYP l\u00e0 g\u00ec trong b\u1ea3o hi\u1ec3m? Gi\u1ea3i th\u00edch chi ti\u1ebft cho ng\u01b0\u1eddi m\u1edbi<\/a><\/strong><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Su_kien_bao_hiem_xay_ra_trong_thoi_gian_gia_han_dong_phi_co_duoc_boi_thuong_khong\"><\/span><strong>S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m x\u1ea3y ra trong th\u1eddi gian gia h\u1ea1n \u0111\u00f3ng ph\u00ed c\u00f3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Th\u1eddi gian gia h\u1ea1n \u0111\u00f3ng ph\u00ed l\u00e0 kho\u1ea3ng \u201c\u00e2n h\u1ea1n\u201d (th\u01b0\u1eddng 30-60 ng\u00e0y) m\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m cho ph\u00e9p b\u1ea1n n\u1ed9p ph\u00ed tr\u1ec5 m\u00e0 h\u1ee3p \u0111\u1ed3ng v\u1eabn hi\u1ec7u l\u1ef1c. V\u00ec v\u1eady s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m x\u1ea3y ra trong giai \u0111o\u1ea1n n\u00e0y c\u00f3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng nh\u01b0ng v\u1edbi \u0111i\u1ec1u ki\u1ec7n:<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\"><strong>H\u1ee3p \u0111\u1ed3ng c\u00f2n hi\u1ec7u l\u1ef1c:<\/strong> N\u1ebfu s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m x\u1ea3y ra trong th\u1eddi gian gia h\u1ea1n v\u00e0 b\u1ea1n \u0111\u00f3ng ph\u00ed \u0111\u1ea7y \u0111\u1ee7 sau \u0111\u00f3, c\u00f4ng ty v\u1eabn chi tr\u1ea3.<\/li>\n<li aria-level=\"1\"><strong>Kh\u00f4ng v\u01b0\u1ee3t th\u1eddi h\u1ea1n:<\/strong> N\u1ebfu b\u1ea1n kh\u00f4ng \u0111\u00f3ng ph\u00ed sau th\u1eddi gian gia h\u1ea1n, h\u1ee3p \u0111\u1ed3ng m\u1ea5t hi\u1ec7u l\u1ef1c v\u00e0 s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng.<\/li>\n<li aria-level=\"1\"><strong>Ki\u1ec3m tra \u0111i\u1ec1u kho\u1ea3n:<\/strong> M\u1ed9t s\u1ed1 h\u1ee3p \u0111\u1ed3ng c\u00f3 th\u1ec3 gi\u1edbi h\u1ea1n quy\u1ec1n l\u1ee3i trong th\u1eddi gian n\u00e0y, n\u00ean b\u1ea1n c\u1ea7n xem k\u1ef9.<\/li>\n<\/ul>\n<figure id=\"attachment_4952\" aria-describedby=\"caption-attachment-4952\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-4952\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/su-kien-bao-hiem-xay-ra-trong-thoi-gian-gia-han-dong-phi-co-duoc-boi-thuong-khong.jpg\" alt=\"S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m x\u1ea3y ra trong th\u1eddi gian gia h\u1ea1n \u0111\u00f3ng ph\u00ed c\u00f3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng kh\u00f4ng?\" width=\"600\" height=\"367\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/su-kien-bao-hiem-xay-ra-trong-thoi-gian-gia-han-dong-phi-co-duoc-boi-thuong-khong.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/su-kien-bao-hiem-xay-ra-trong-thoi-gian-gia-han-dong-phi-co-duoc-boi-thuong-khong-300x184.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/05\/su-kien-bao-hiem-xay-ra-trong-thoi-gian-gia-han-dong-phi-co-duoc-boi-thuong-khong-150x92.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-4952\" class=\"wp-caption-text\">S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m x\u1ea3y ra trong th\u1eddi gian gia h\u1ea1n \u0111\u00f3ng ph\u00ed c\u00f3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng kh\u00f4ng?<\/figcaption><\/figure>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Cau_hoi_thuong_gap\"><\/span><strong>C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1_Su_kien_bao_hiem_co_phai_luon_duoc_boi_thuong_khong\"><\/span><strong>1. S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m c\u00f3 ph\u1ea3i lu\u00f4n \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Kh\u00f4ng, n\u1ebfu r\u01a1i v\u00e0o tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb (c\u1ed1 \u00fd g\u00e2y h\u1ea1i, kh\u00f4ng khai b\u00e1o \u0111\u00fang), b\u1ea1n s\u1ebd kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c chi tr\u1ea3.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2_Su_kien_bao_hiem_co_can_chung_minh_khong\"><\/span><strong>2. S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m c\u00f3 c\u1ea7n ch\u1ee9ng minh kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">C\u00f3, b\u1ea1n ph\u1ea3i cung c\u1ea5p gi\u1ea5y t\u1edd (bi\u00ean b\u1ea3n, h\u00f3a \u0111\u01a1n) \u0111\u1ec3 c\u00f4ng ty x\u00e1c minh t\u00ednh h\u1ee3p l\u1ec7.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3_Thoi_gian_boi_thuong_co_the_rut_ngan_khong\"><\/span><strong>3. Th\u1eddi gian b\u1ed3i th\u01b0\u1eddng c\u00f3 th\u1ec3 r\u00fat ng\u1eafn kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">C\u00f3, n\u1ebfu h\u1ed3 s\u01a1 \u0111\u1ea7y \u0111\u1ee7 v\u00e0 kh\u00f4ng c\u1ea7n \u0111i\u1ec1u tra, qu\u00e1 tr\u00ecnh c\u00f3 th\u1ec3 nhanh h\u01a1n (7-10 ng\u00e0y).<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Ket_luan\"><\/span><strong>K\u1ebft lu\u1eadn\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Hy v\u1ecdng qua nh\u1eefng th\u00f4ng tin m\u00e0 B\u1ea3o hi\u1ec3m Tasco cung c\u1ea5p tr\u00ean \u0111\u00e2y, b\u1ea1n \u0111\u1ecdc \u0111\u00e3 n\u1eafm r\u00f5 c\u00e1c th\u00f4ng tin li\u00ean quan t\u1edbi <span style=\"text-decoration: underline;\">s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m<\/span>. M\u1ecdi th\u1eafc m\u1eafc li\u00ean quan t\u1edbi <strong><a href=\"https:\/\/baohiemtasco.vn\/bao-hiem-xe-co-gioi\" target=\"_blank\" rel=\"noopener\">b\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/a><\/strong> vui l\u00f2ng li\u00ean h\u1ec7 theo s\u1ed1 hotline c\u1ee7a B\u1ea3o hi\u1ec3m Tasco ho\u1eb7c nh\u1eafn tin tr\u1ef1c ti\u1ebfp qua website \u0111\u1ec3 \u0111\u01b0\u1ee3c \u0111\u1ed9i ng\u0169 h\u1ed7 tr\u1ee3 gi\u1ea3i \u0111\u00e1p chi ti\u1ebft!<\/p>\n<p><strong>C\u00d4NG TY TNHH B\u1ea2O HI\u1ec2M TASCO &#8211; TASCO INSURANCE CO., LTD <\/strong><br \/>\n\ud83c\udfe2 TSC: T\u00f2a nh\u00e0 Tasco, Ph\u1ea1m H\u00f9ng, M\u1ec5 Tr\u00ec, Nam T\u1eeb Li\u00eam, H\u00e0 N\u1ed9i<br \/>\n\ud83d\udce9 Email: info@baohiemtasco.vn<br \/>\n\ud83c\udf10 Website: <strong><a href=\"https:\/\/baohiemtasco.vn\" target=\"_blank\" rel=\"noopener\">baohiemtasco.vn<\/a><\/strong><br \/>\n\u260e\ufe0f Hotline: 1900 1562<\/p>\n","protected":false},"excerpt":{"rendered":"<p>S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m l\u00e0 thu\u1eadt ng\u1eef quen thu\u1ed9c nh\u01b0ng kh\u00f4ng ph\u1ea3i ai c\u0169ng hi\u1ec3u r\u00f5 \u00fd ngh\u0129a v\u00e0 c\u00e1ch x\u1eed l\u00fd khi n\u00f3 x\u1ea3y ra trong cu\u1ed9c s\u1ed1ng. \u0110\u00e2y l\u00e0 y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh vi\u1ec7c b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng t\u1eeb c\u00f4ng ty b\u1ea3o hi\u1ec3m. B\u00e0i vi\u1ebft n\u00e0y s\u1ebd gi\u1ea3i th\u00edch s\u1ef1 ki\u1ec7n b\u1ea3o [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":4953,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-4949","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-thong-tin-bao-hiem"},"_links":{"self":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/4949","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/comments?post=4949"}],"version-history":[{"count":4,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/4949\/revisions"}],"predecessor-version":[{"id":5142,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/4949\/revisions\/5142"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media\/4953"}],"wp:attachment":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media?parent=4949"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/categories?post=4949"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/tags?post=4949"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}