{"id":47,"date":"2025-05-20T16:23:21","date_gmt":"2025-05-20T09:23:21","guid":{"rendered":"http:\/\/tdi_181_0af"},"modified":"2025-03-19T16:08:45","modified_gmt":"2025-03-19T09:08:45","slug":"bao-hiem-xe-o-to-khi-bi-tray-xuoc","status":"publish","type":"post","link":"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tray-xuoc","title":{"rendered":"B\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tr\u1ea7y x\u01b0\u1edbc &#8211; Th\u00f4ng tin h\u1eefu \u00edch \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i"},"content":{"rendered":"<p style=\"text-align: justify;\"><em><a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tray-xuoc\" target=\"_blank\" rel=\"noopener\"><strong>B\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tr\u1ea7y x\u01b0\u1edbc<\/strong><\/a> l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 c\u1ee7a b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4. B\u1ea3o hi\u1ec3m n\u00e0y c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ti\u1ebfn h\u00e0nh chi tr\u1ea3 cho kh\u00e1ch h\u00e0ng trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p xe \u00f4 t\u00f4 b\u1ecb tr\u1ea7y x\u01b0\u1edbc. \u0110\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i cho m\u00ecnh khi mua b\u1ea3o hi\u1ec3m b\u1ea1n h\u00e3y c\u00f9ng tham kh\u1ea3o nh\u1eefng chia s\u1ebb d\u01b0\u1edbi \u0111\u00e2y.<\/em><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tray-xuoc\/#Giai_thich_chi_tiet_ve_bao_hiem_xe_o_to_bi_tray_xuoc\" title=\"Gi\u1ea3i th\u00edch chi ti\u1ebft v\u1ec1 b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 b\u1ecb tr\u1ea7y x\u01b0\u1edbc\">Gi\u1ea3i th\u00edch chi ti\u1ebft v\u1ec1 b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 b\u1ecb tr\u1ea7y x\u01b0\u1edbc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tray-xuoc\/#Nhung_loi_ich_cua_bao_hiem_xe_o_to_khi_bi_tray_xuoc\" title=\"Nh\u1eefng l\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tr\u1ea7y x\u01b0\u1edbc\">Nh\u1eefng l\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tr\u1ea7y x\u01b0\u1edbc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tray-xuoc\/#Nhung_truong_hop_tray_xuoc_cong_ty_bao_hiem_se_chi_tra\" title=\"Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p tr\u1ea7y x\u01b0\u1edbc c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3\">Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p tr\u1ea7y x\u01b0\u1edbc c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tray-xuoc\/#Mot_vai_truong_hop_khong_duoc_huong_bao_hiem_xe_o_to_khi_bi_tray_xuoc\" title=\"M\u1ed9t v\u00e0i tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tr\u1ea7y x\u01b0\u1edbc\">M\u1ed9t v\u00e0i tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tr\u1ea7y x\u01b0\u1edbc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tray-xuoc\/#Cach_yeu_cau_boi_thuong_khi_xe_bi_tray_xuoc\" title=\"C\u00e1ch y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng khi xe b\u1ecb tr\u1ea7y x\u01b0\u1edbc\">C\u00e1ch y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng khi xe b\u1ecb tr\u1ea7y x\u01b0\u1edbc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-o-to-khi-bi-tray-xuoc\/#Tham_gia_bao_hiem_o_to_cung_Bao_Hiem_Tasco\" title=\"Tham gia b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 c\u00f9ng B\u1ea3o Hi\u1ec3m Tasco\">Tham gia b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 c\u00f9ng B\u1ea3o Hi\u1ec3m Tasco<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Giai_thich_chi_tiet_ve_bao_hiem_xe_o_to_bi_tray_xuoc\"><\/span><strong>Gi\u1ea3i th\u00edch chi ti\u1ebft v\u1ec1 b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 b\u1ecb tr\u1ea7y x\u01b0\u1edbc<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">B\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tr\u1ea7y x\u01b0\u1edbc l\u00e0 thu\u1ed9c ph\u1ea1m vi <strong><a href=\"https:\/\/baohiemtasco.vn\/bao-hiem-vat-chat-xe\" target=\"_blank\" rel=\"noopener\">b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/a><\/strong> hay b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe. Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y s\u1ebd gi\u00fap c\u00e1c ch\u1ee7 xe \u00f4 t\u00f4 gi\u1ea3m b\u1edbt \u0111\u01b0\u1ee3c nh\u1eefng chi ph\u00ed s\u1eeda ch\u1eefa n\u1ebfu xe b\u1ecb tr\u1ea7y x\u01b0\u1edbc, m\u00f3p m\u00e9o ho\u1eb7c v\u1ee1 k\u00ednh, h\u1ecfng \u0111\u00e8n do m\u1ed9t s\u1ed1 tai n\u1ea1n g\u00e2y ra.<\/p>\n<p style=\"text-align: justify;\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4 l\u00e0 b\u1ea3o hi\u1ec3m bao g\u1ed3m c\u1ea3 c\u00e1c y\u1ebfu t\u1ed1 ch\u00e1y n\u1ed5, ng\u1eadp n\u01b0\u1edbc, m\u1ea5t c\u1eafp. Trong \u0111\u00f3 ph\u1ea7n tr\u1ea7y x\u01b0\u1edbc b\u1ed9 ph\u1eadn xe l\u00e0 m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng trong ph\u1ea1m vi b\u1ea3o hi\u1ec3m n\u00e0y. S\u1ed1 ti\u1ec1n m\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m chi tr\u1ea3 cho xe b\u1ecb tr\u1ea7y x\u01b0\u1edbc s\u1ebd d\u1ef1a theo nh\u1eefng \u0111i\u1ec1u kho\u1ea3n \u0111\u01b0\u1ee3c k\u00fd k\u1ebft trong h\u1ee3p \u0111\u1ed3ng.<\/p>\n<p><span style=\"font-weight: 400;\">Ngo\u00e0i ra, b\u1ea3o hi\u1ec3m xe tr\u1ea7y x\u01b0\u1edbc c\u00f2n n\u1eb1m trong ph\u1ea1m v\u1ecb b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4 n\u00ean c\u00e1c ch\u1ee7 xe c\u00f2n \u0111\u01b0\u1ee3c h\u01b0\u1edfng th\u00eam c\u00e1c l\u1ee3i \u00edch nh\u01b0 c\u1ee9u h\u1ed9 24\/7, li\u00ean k\u1ebft v\u1edbi gara uy t\u00edn \u0111\u1ec3 s\u1eeda ch\u1eefa.<\/span><\/p>\n<p><em><strong>Quan t\u00e2m th\u00eam th\u00f4ng tin:<\/strong><\/em><\/p>\n<ul>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-2-chieu-la-gi\" target=\"_blank\" rel=\"noopener\">B\u1ea3o hi\u1ec3m 2 chi\u1ec1u l\u00e0 g\u00ec? Nh\u1eefng th\u00f4ng tin kh\u00f4ng th\u1ec3 b\u1ecf qua<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/quy-trinh-xu-ly-bao-hiem-than-vo\" target=\"_blank\" rel=\"noopener\">T\u00ecm hi\u1ec3u quy tr\u00ecnh x\u1eed l\u00fd b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf nhanh ch\u00f3ng<\/a><\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_431\" aria-describedby=\"caption-attachment-431\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-431 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/bao-hiem-xe-o-to-khi-bi-tray-xuoc-dem-lai-nhieu-quyen-loi-thiet-thuc.jpg\" alt=\"B\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tr\u1ea7y x\u01b0\u1edbc \u0111em l\u1ea1i nhi\u1ec1u quy\u1ec1n l\u1ee3i thi\u1ebft th\u1ef1c\" width=\"600\" height=\"400\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/bao-hiem-xe-o-to-khi-bi-tray-xuoc-dem-lai-nhieu-quyen-loi-thiet-thuc.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/bao-hiem-xe-o-to-khi-bi-tray-xuoc-dem-lai-nhieu-quyen-loi-thiet-thuc-300x200.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/bao-hiem-xe-o-to-khi-bi-tray-xuoc-dem-lai-nhieu-quyen-loi-thiet-thuc-150x100.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-431\" class=\"wp-caption-text\"><center>B\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tr\u1ea7y x\u01b0\u1edbc \u0111em l\u1ea1i nhi\u1ec1u quy\u1ec1n l\u1ee3i thi\u1ebft th\u1ef1c<\/center><\/figcaption><\/figure>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Nhung_loi_ich_cua_bao_hiem_xe_o_to_khi_bi_tray_xuoc\"><\/span><strong>Nh\u1eefng l\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tr\u1ea7y x\u01b0\u1edbc<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">\u0110\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tr\u1ea7y x\u01b0\u1edbc \u0111em l\u1ea1i r\u1ea5t nhi\u1ec1u c\u00e1c l\u1ee3i \u00edch cho ch\u1ee7 xe nh\u01b0:<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">Gi\u00fap ch\u1ee7 xe gi\u1ea3m thi\u1ec3u \u0111\u01b0\u1ee3c nhi\u1ec1u chi ph\u00ed s\u1eeda ch\u1eefa khi tr\u1ea7y x\u01b0\u1edbc ho\u1eb7c h\u01b0 h\u1ea1i v\u1ec1 ngo\u1ea1i h\u00ecnh. Nh\u1edd c\u00f3 b\u1ea3o hi\u1ec3m s\u1ebd gi\u1ea3m b\u1edbt g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh khi b\u1ea3o hi\u1ec3m thanh to\u00e1n m\u1ed9t ph\u1ea7n ho\u1eb7c to\u00e0n b\u1ed9 chi ph\u00ed.<\/li>\n<li aria-level=\"1\">B\u1ea3o hi\u1ec3m s\u1ebd gi\u00fap b\u1ea3o v\u1ec7 gi\u00e1 tr\u1ecb xe gi\u00fap xe lu\u00f4n \u0111\u01b0\u1ee3c gi\u00e1 khi b\u00e1n l\u1ea1i.<\/li>\n<li aria-level=\"1\">Vi\u1ec7c c\u00f3 b\u1ea3o hi\u1ec3m c\u0169ng \u0111em l\u1ea1i s\u1ef1 an t\u00e2m h\u01a1n cho c\u00e1c ch\u1ee7 xe trong qu\u00e1 tr\u00ecnh tham gia giao th\u00f4ng.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Khi c\u00f3 s\u1ef1 c\u1ed1 tr\u1ea7y x\u01b0\u1edbc x\u1ea3y ra c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd li\u00ean k\u1ebft v\u1edbi c\u00e1c gara s\u1eeda ch\u1eefa ch\u00ednh h\u00e3ng hay c\u00e1c c\u01a1 s\u1edf uy t\u00edn. \u0110i\u1ec1u n\u00e0y \u0111\u1ea3m b\u1ea3o ch\u1ea5t l\u01b0\u1ee3ng khi s\u1eeda ch\u1eefa hay thay th\u1ebf linh ki\u1ec7n.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Nhung_truong_hop_tray_xuoc_cong_ty_bao_hiem_se_chi_tra\"><\/span><strong>Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p tr\u1ea7y x\u01b0\u1edbc c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Xe b\u1ecb tr\u1ea7y x\u01b0\u1edbc n\u1eb1m trong b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4 n\u00ean m\u1ee9c \u0111\u1ed9 b\u1ed3i th\u01b0\u1eddng lu\u00f4n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh r\u00f5 r\u00e0ng. M\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd b\u1ed3i th\u01b0\u1eddng cho xe b\u1ecb tr\u1ea7y x\u01b0\u1edbc nh\u01b0:<\/p>\n<ul>\n<li>Nh\u1eefng xe b\u1ecb tr\u1ea7y x\u01b0\u1edbc do va ch\u1ea1m, tai n\u1ea1n, l\u1eadt \u0111\u1ed5 hay nh\u1eefng t\u00e1c \u0111\u1ed9ng b\u00ean ngo\u00e0i m\u00e0 c\u00e1c ch\u1ee7 xe kh\u00f4ng th\u1ec3 ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tr\u01b0\u1eddng h\u1ee3p xe b\u1ecb th\u1ee7y k\u00edch hay nh\u1eefng h\u1ecfng h\u00f3c do \u0111i\u1ec1u ki\u1ec7n m\u00f4i tr\u01b0\u1eddng b\u1ea5t th\u01b0\u1eddng x\u1ea3y ra c\u00f3 th\u1ec3 l\u00e0 \u0111\u1ed9ng \u0111\u1ea5t, s\u1ee5t l\u1edf, b\u00e3o l\u0169\u2026.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00a0Xe b\u1ecb nh\u1eefng v\u1eadt th\u1ec3 b\u00ean ngo\u00e0i t\u00e1c \u0111\u1ed9ng g\u00e2y ra t\u00ecnh tr\u1ea1ng tr\u1ea7y x\u01b0\u1edbc cho xe.<\/span><\/li>\n<\/ul>\n<p><b>X\u01b0\u1edbc xe \u00f4 t\u00f4 s\u1eeda h\u1ebft bao nhi\u00eau<\/b><span style=\"font-weight: 400;\"> s\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o m\u1ee9c \u0111\u1ed9 v\u1ebft x\u01b0\u1edbc. T\u00f9y theo m\u1ee9c \u0111\u1ed9 x\u01b0\u1edbc \u0111\u00f3 m\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 s\u1ed1 ti\u1ec1n theo \u0111\u00fang quy \u0111\u1ecbnh.<\/span><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Mot_vai_truong_hop_khong_duoc_huong_bao_hiem_xe_o_to_khi_bi_tray_xuoc\"><\/span><strong>M\u1ed9t v\u00e0i tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tr\u1ea7y x\u01b0\u1edbc<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_432\" aria-describedby=\"caption-attachment-432\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-432 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/mot-vai-nhung-truong-hop-xe-khong-duoc-huong-bao-hiem-tray-xuoc.jpg\" alt=\"M\u1ed9t v\u00e0i nh\u1eefng tr\u01b0\u1eddng h\u1ee3p xe kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m tr\u1ea7y x\u01b0\u1edbc\" width=\"600\" height=\"400\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/mot-vai-nhung-truong-hop-xe-khong-duoc-huong-bao-hiem-tray-xuoc.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/mot-vai-nhung-truong-hop-xe-khong-duoc-huong-bao-hiem-tray-xuoc-300x200.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/mot-vai-nhung-truong-hop-xe-khong-duoc-huong-bao-hiem-tray-xuoc-150x100.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-432\" class=\"wp-caption-text\"><center>M\u1ed9t v\u00e0i nh\u1eefng tr\u01b0\u1eddng h\u1ee3p xe kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m tr\u1ea7y x\u01b0\u1edbc<\/center><\/figcaption><\/figure>\n<p style=\"text-align: justify;\"><strong>S\u1eeda v\u1ebft x\u01b0\u1edbc xe \u00f4 t\u00f4 gi\u00e1 bao nhi\u00eau<\/strong> \u0111\u01a1n v\u1ecb b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 theo \u0111\u00fang h\u00f3a \u0111\u01a1n. Tuy nhi\u00ean, b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 b\u1ecb tr\u1ea7y x\u01b0\u1edbc c\u0169ng c\u00f3 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00f4ng ch\u1ea5p nh\u1eadn b\u1ed3i th\u01b0\u1eddng nh\u01b0:<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p l\u00e1i xe ch\u1ee7 xe c\u1ed1 \u00fd l\u00e0m cho xe b\u1ecb tr\u1ea7y x\u01b0\u1edbc \u0111\u1ec3 \u0111\u00f2i h\u01b0\u1edfng b\u1ea3o hi\u1ec3m.<\/li>\n<li aria-level=\"1\">Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p t\u00e0i x\u1ebf c\u00f3 s\u1eed d\u1ee5ng r\u01b0\u1ee3u bia, ch\u1ea5t k\u00edch th\u00edch g\u00e2y ra t\u00ecnh tr\u1ea1ng tr\u1ea7y x\u01b0\u1edbc xe.<\/li>\n<li aria-level=\"1\">Nh\u1eefng xe m\u00e0 ch\u1ee7 xe kh\u00f4ng c\u00f3 gi\u1ea5y ph\u00e9p l\u00e1i xe h\u1ee3p l\u1ec7.<\/li>\n<li aria-level=\"1\">Nh\u1eefng xe ch\u1edf qu\u00e1 t\u1ea3i tr\u1ecdng hay nh\u1eefng xe vi ph\u1ea1m lu\u1eadt giao th\u00f4ng s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c hi\u1ec3m b\u1ea3o hi\u1ec3m.<\/li>\n<li aria-level=\"1\">Nh\u1eefng xe b\u1ecb h\u1ecfng h\u00f3c do nh\u1eefng y\u1ebfu t\u1ed1 hao m\u00f2n m\u00e0 kh\u00f4ng ph\u1ea3i do c\u00e1c t\u00e1c \u0111\u1ed9ng b\u00ean ngo\u00e0i.<\/li>\n<li aria-level=\"1\">Tr\u01b0\u1eddng h\u1ee3p nh\u1eefng xe b\u1ecb t\u1ed5n h\u1ea1i ngo\u00e0i l\u00e3nh th\u1ed5 c\u1ee7a Vi\u1ec7t Nam.<\/li>\n<li aria-level=\"1\">Nh\u1eefng xe ph\u1ea3i ch\u1ecbu t\u1ed5n th\u1ea5t do kh\u1ee7ng b\u1ed1, chi\u1ebfn tranh.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Nh\u1eefng ph\u1ea1m vi b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0\u1ee3c k\u00fd k\u1ebft theo c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u00f3 trong h\u1ee3p \u0111\u1ed3ng. V\u00ec v\u1eady, c\u00e1c ch\u1ee7 xe n\u00ean t\u00ecm hi\u1ec3u k\u1ef9 l\u01b0\u1ee1ng tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i t\u1ed1i \u0111a. Khi xe x\u1ea3y ra s\u1ef1 c\u1ed1 th\u00ec c\u00e1c ch\u1ee7 xe n\u00ean li\u00ean h\u1ec7 v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3, t\u01b0 v\u1ea5n r\u00f5 r\u00e0ng \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cach_yeu_cau_boi_thuong_khi_xe_bi_tray_xuoc\"><\/span><strong>C\u00e1ch y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng khi xe b\u1ecb tr\u1ea7y x\u01b0\u1edbc<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Tr\u01b0\u1eddng h\u1ee3p xe b\u1ecb tr\u1ea7y x\u01b0\u1edbc \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng b\u1ed3i th\u01b0\u1eddng th\u00ec c\u00e1c ch\u1ee7 xe c\u1ea7n ph\u1ea3i th\u1ef1c hi\u1ec7n theo nh\u1eefng b\u01b0\u1edbc nh\u01b0 sau:<\/p>\n<ul>\n<li>B\u01b0\u1edbc 1: Ch\u1ee7 xe c\u1ea7n ph\u1ea3i th\u00f4ng b\u00e1o c\u00e1c t\u1ed5n th\u1ea5t \u0111\u1ebfn c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/li>\n<li>B\u01b0\u1edbc 2: C\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd c\u1eed ng\u01b0\u1eddi \u0111\u1ebfn hi\u1ec7n tr\u01b0\u1eddng \u0111\u1ec3 gi\u00e1m \u0111\u1ecbnh c\u00e1c t\u1ed5n th\u1ea5t.<\/li>\n<li>B\u01b0\u1edbc 3: Trong v\u00f2ng 15 ng\u00e0y ch\u1ee7 xe c\u1ea7n ph\u1ea3i cung c\u1ea5p cho c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u1eefng ch\u1ee9ng t\u1eeb \u0111\u1ec3 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng.<\/li>\n<li>B\u01b0\u1edbc 4: Sau khi nh\u1eadn h\u1ed3 s\u01a1 v\u00e0 x\u1eed l\u00fd c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ti\u1ebfn h\u00e0nh b\u1ed3i th\u01b0\u1eddng theo \u0111\u00fang quy \u0111\u1ecbnh c\u00f3 trong h\u1ee3p \u0111\u1ed3ng.<\/li>\n<\/ul>\n<p><em><strong>Xem th\u00eam th\u00f4ng tin:<\/strong><\/em><\/p>\n<ul>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/nhung-truong-hop-khong-duoc-bao-hiem-than-vo\" target=\"_blank\" rel=\"noopener\">T\u1ed5ng h\u1ee3p nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-than-vo-xe-o-to-gom-nhung-gi\" target=\"_blank\" rel=\"noopener\">B\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 g\u1ed3m nh\u1eefng g\u00ec b\u1ea1n \u0111\u00e3 bi\u1ebft ch\u01b0a?<\/a><\/strong><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Tham_gia_bao_hiem_o_to_cung_Bao_Hiem_Tasco\"><\/span><strong>Tham gia b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 c\u00f9ng B\u1ea3o Hi\u1ec3m Tasco<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">\u0110\u1ec3 \u0111\u1ea3m b\u1ea3o t\u1ed1i \u0111a quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh khi ch\u1ecdn mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 th\u00ec b\u1ea1n c\u1ea7n ph\u1ea3i t\u00ecm \u0111\u1ebfn m\u1ed9t c\u00f4ng ty b\u1ea3o hi\u1ec3m uy t\u00edn, chuy\u00ean nghi\u1ec7p nh\u1ea5t. M\u1ed9t trong nh\u1eefng c\u00f4ng ty \u0111ang nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 quan t\u00e2m c\u1ee7a nhi\u1ec1u ch\u1ee7 xe \u0111\u00f3 ch\u00ednh l\u00e0 B\u1ea3o Hi\u1ec3m Tasco. M\u1ed9t trong nh\u1eefng c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u1edbi r\u1ea5t nhi\u1ec1u n\u0103m trong l\u0129nh v\u1ef1c \u0111em \u0111\u1ebfn cho kh\u00e1ch h\u00e0ng nh\u1eefng g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p nhu c\u1ea7u.<\/p>\n<figure id=\"attachment_433\" aria-describedby=\"caption-attachment-433\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-433 size-full\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/den-ngay-voi-bao-hiem-tasco-de-duoc-tu-van-ve-cac-loai-bao-hiem-xe-o-to.jpg\" alt=\"\u0110\u1ebfn ngay v\u1edbi B\u1ea3o Hi\u1ec3m Tasco \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u1ec1 c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4\" width=\"600\" height=\"480\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/den-ngay-voi-bao-hiem-tasco-de-duoc-tu-van-ve-cac-loai-bao-hiem-xe-o-to.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/den-ngay-voi-bao-hiem-tasco-de-duoc-tu-van-ve-cac-loai-bao-hiem-xe-o-to-300x240.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/07\/den-ngay-voi-bao-hiem-tasco-de-duoc-tu-van-ve-cac-loai-bao-hiem-xe-o-to-150x120.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-433\" class=\"wp-caption-text\"><center>\u0110\u1ebfn ngay v\u1edbi B\u1ea3o Hi\u1ec3m Tasco \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u1ec1 c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4<\/center><\/figcaption><\/figure>\n<p style=\"text-align: justify;\">Th\u00eam v\u00e0o \u0111\u00f3, t\u1ea1i B\u1ea3o Hi\u1ec3m Tasco qu\u00fd kh\u00e1ch h\u00e0ng s\u1ebd lu\u00f4n \u0111\u01b0\u1ee3c \u0111\u1ed9i ng\u0169 nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n h\u1ed7 tr\u1ee3 m\u1ed9t c\u00e1ch t\u1eadn t\u00e2m nh\u1ea5t. \u0110\u1eb7c bi\u1ec7t, quy tr\u00ecnh x\u1eed l\u00fd b\u1ed3i th\u01b0\u1eddng nhanh ch\u00f3ng, kh\u00f4ng c\u1ea7n nh\u1eefng th\u1ee7 t\u1ee5c r\u01b0\u1eddm r\u00e0, ph\u1ee9c t\u1ea1p.<\/p>\n<p style=\"text-align: justify;\">T\u00f3m l\u1ea1i, v\u1edbi <span style=\"text-decoration: underline;\">b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tr\u1ea7y x\u01b0\u1edbc<\/span> gi\u00fap \u0111em \u0111\u1ebfn r\u1ea5t nhi\u1ec1u quy\u1ec1n l\u1ee3i h\u1eefu \u00edch, thi\u1ebft th\u1ef1c nh\u1ea5t. Qu\u00fd kh\u00e1ch h\u00e0ng c\u00f2n ch\u1ea7n ch\u1edd g\u00ec n\u1eefa m\u00e0 kh\u00f4ng ch\u1ecdn <a href=\"https:\/\/baohiemtasco.vn\/bao-hiem-xe-co-gioi\" target=\"_blank\" rel=\"noopener\"><strong>mua b\u1ea3o hi\u1ec3m xe h\u01a1i<\/strong><\/a> khi b\u1ecb tr\u1ea7y x\u01b0\u1edbc \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u1ed1i \u0111a quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh khi xe x\u1ea3y ra s\u1ef1 c\u1ed1. H\u00e3y nh\u1ea5c m\u00e1y l\u00ean g\u1ecdi cho <strong><a href=\"https:\/\/baohiemtasco.vn\" target=\"_blank\" rel=\"noopener\">B\u1ea3o Hi\u1ec3m Tasco<\/a><\/strong> \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n, h\u1ed7 tr\u1ee3 m\u1ed9t c\u00e1ch chi ti\u1ebft nh\u1ea5t.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 khi b\u1ecb tr\u1ea7y x\u01b0\u1edbc l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 c\u1ee7a b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4. B\u1ea3o hi\u1ec3m n\u00e0y c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd ti\u1ebfn h\u00e0nh chi tr\u1ea3 cho kh\u00e1ch h\u00e0ng trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p xe \u00f4 t\u00f4 b\u1ecb tr\u1ea7y x\u01b0\u1edbc. \u0110\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i cho m\u00ecnh khi [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":893,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-47","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bao-hiem-xe"],"_links":{"self":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/47","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/comments?post=47"}],"version-history":[{"count":11,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/47\/revisions"}],"predecessor-version":[{"id":2584,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/47\/revisions\/2584"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media\/893"}],"wp:attachment":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media?parent=47"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/categories?post=47"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/tags?post=47"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}