{"id":2791,"date":"2025-05-20T16:20:43","date_gmt":"2025-05-20T09:20:43","guid":{"rendered":"https:\/\/baohiemtasco.vn\/blog\/?p=2791"},"modified":"2025-03-19T15:35:39","modified_gmt":"2025-03-19T08:35:39","slug":"muc-boi-thuong-bao-hiem-tai-nan-xe-may","status":"publish","type":"post","link":"https:\/\/baohiemtasco.vn\/blog\/muc-boi-thuong-bao-hiem-tai-nan-xe-may","title":{"rendered":"M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n xe m\u00e1y l\u00e0 bao nhi\u00eau?"},"content":{"rendered":"<p style=\"text-align: justify;\"><em>Mua b\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 r\u1ea5t c\u1ea7n thi\u1ebft \u0111\u1ec3 b\u1ea3o v\u1ec7 b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh c\u00f9ng m\u1ecdi ng\u01b0\u1eddi khi tham gia giao th\u00f4ng. Tuy nhi\u00ean, m\u1ed9t c\u00e2u h\u1ecfi th\u01b0\u1eddng \u0111\u01b0\u1ee3c \u0111\u1eb7t ra l\u00e0 <a href=\"https:\/\/baohiemtasco.vn\/blog\/muc-boi-thuong-bao-hiem-tai-nan-xe-may\"><strong>m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n xe m\u00e1y<\/strong><\/a> l\u00e0 bao nhi\u00eau? \u0110\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 m\u1ee9c b\u1ed3i th\u01b0\u1eddng, quy\u1ec1n l\u1ee3i b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c khi tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y, c\u00f9ng B\u1ea3o Hi\u1ec3m Tasco tham kh\u1ea3o th\u00f4ng tin quan tr\u1ecdng d\u01b0\u1edbi \u0111\u00e2y.<\/em><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/baohiemtasco.vn\/blog\/muc-boi-thuong-bao-hiem-tai-nan-xe-may\/#Chi_phi_bao_hiem_xe_may_la_bao_nhieu_dong\" title=\"Chi ph\u00ed b\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 bao nhi\u00eau \u0111\u1ed3ng?\">Chi ph\u00ed b\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 bao nhi\u00eau \u0111\u1ed3ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/baohiemtasco.vn\/blog\/muc-boi-thuong-bao-hiem-tai-nan-xe-may\/#Chi_tiet_muc_boi_thuong_bao_hiem_tai_nan_xe_may\" title=\"Chi ti\u1ebft m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n xe m\u00e1y\">Chi ti\u1ebft m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n xe m\u00e1y<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/baohiemtasco.vn\/blog\/muc-boi-thuong-bao-hiem-tai-nan-xe-may\/#Cong_ty_bao_hiem_khong_boi_thuong_thiet_hai_trong_truong_hop_nao\" title=\"C\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00f4ng b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i trong tr\u01b0\u1eddng h\u1ee3p n\u00e0o?\">C\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00f4ng b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i trong tr\u01b0\u1eddng h\u1ee3p n\u00e0o?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Chi_phi_bao_hiem_xe_may_la_bao_nhieu_dong\"><\/span><strong>Chi ph\u00ed b\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 bao nhi\u00eau \u0111\u1ed3ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Tr\u01b0\u1edbc khi t\u00ecm hi\u1ec3u v\u1ec1 m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n xe m\u00e1y, c\u00f9ng t\u00ecm hi\u1ec3u gi\u00e1 mua b\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 bao nhi\u00eau? Theo Ngh\u1ecb \u0111\u1ecbnh 67\/2023\/N\u0110-CP, m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe m\u00e1y, xe m\u00e1y \u0111i\u1ec7n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh nh\u01b0 sau:<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\"><strong>Xe m\u00e1y d\u01b0\u1edbi 50cc:<\/strong> Ph\u00ed b\u1ea3o hi\u1ec3m l\u00e0 55.000 \u0111\u1ed3ng\/n\u0103m (ch\u01b0a bao g\u1ed3m VAT).<\/li>\n<li aria-level=\"1\"><strong>Xe m\u00e1y t\u1eeb 50cc tr\u1edf l\u00ean:<\/strong> Ph\u00ed b\u1ea3o hi\u1ec3m l\u00e0 60.000 \u0111\u1ed3ng\/n\u0103m (ch\u01b0a bao g\u1ed3m VAT).<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Ngo\u00e0i b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c, b\u1ea1n c\u00f3 th\u1ec3 tham gia th\u00eam c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n\u00a0 (b\u1ea3o hi\u1ec3m tai n\u1ea1n, b\u1ea3o hi\u1ec3m m\u1ea5t c\u1eafp,&#8230;). Chi ph\u00ed b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n t\u00f9y theo g\u00f3i b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c \u0111i\u1ec1u ki\u1ec7n b\u1ed5 sung, quy\u1ec1n l\u1ee3i,&#8230; \u0111\u01b0\u1ee3c ch\u1ee7 xe v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u1ecfa thu\u1eadn.<\/p>\n<p><em><strong>B\u1ed5 sung th\u00eam:<\/strong><\/em><\/p>\n<ul>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/thoi-han-bao-hiem-xe-may\" target=\"_blank\" rel=\"noopener\">L\u01b0u \u00fd v\u1ec1 th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m xe m\u00e1y m\u1ecdi ch\u1ee7 xe c\u1ea7n bi\u1ebft<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/khong-co-bao-hiem-xe-may-co-bi-phat-khong\" target=\"_blank\" rel=\"noopener\">T\u00ecm hi\u1ec3u kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 b\u1ecb ph\u1ea1t kh\u00f4ng<\/a><\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_2792\" aria-describedby=\"caption-attachment-2792\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-2792\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/moi-nguoi-quan-tam-muc-boi-thuong-bao-hiem-tai-nan-xe-may-cung-gia-bao-hiem-de-can-nhac-lua-chon.jpg\" alt=\"M\u1ecdi ng\u01b0\u1eddi quan t\u00e2m m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n xe m\u00e1y c\u00f9ng gi\u00e1 b\u1ea3o hi\u1ec3m \u0111\u1ec3 c\u00e2n nh\u1eafc l\u1ef1a ch\u1ecdn\" width=\"600\" height=\"302\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/moi-nguoi-quan-tam-muc-boi-thuong-bao-hiem-tai-nan-xe-may-cung-gia-bao-hiem-de-can-nhac-lua-chon.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/moi-nguoi-quan-tam-muc-boi-thuong-bao-hiem-tai-nan-xe-may-cung-gia-bao-hiem-de-can-nhac-lua-chon-300x151.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/moi-nguoi-quan-tam-muc-boi-thuong-bao-hiem-tai-nan-xe-may-cung-gia-bao-hiem-de-can-nhac-lua-chon-150x76.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-2792\" class=\"wp-caption-text\">M\u1ecdi ng\u01b0\u1eddi quan t\u00e2m m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n xe m\u00e1y c\u00f9ng gi\u00e1 b\u1ea3o hi\u1ec3m \u0111\u1ec3 c\u00e2n nh\u1eafc l\u1ef1a ch\u1ecdn<\/figcaption><\/figure>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Chi_tiet_muc_boi_thuong_bao_hiem_tai_nan_xe_may\"><\/span><strong>Chi ti\u1ebft m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n xe m\u00e1y<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Theo Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 103\/2008\/N\u0110-CP c\u1ee7a Ch\u00ednh ph\u1ee7 v\u1ec1 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi, khi x\u1ea3y ra tai n\u1ea1n giao th\u00f4ng, c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u1edbi ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n. Ph\u1ea1m vi b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i c\u0169ng \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 7 c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh n\u00e0y l\u00e0 thi\u1ec7t h\u1ea1i v\u1ec1 th\u00e2n th\u1ec3, t\u00ednh m\u1ea1ng v\u00e0 t\u00e0i s\u1ea3n \u0111\u1ed1i v\u1edbi b\u00ean th\u1ee9 ba do xe c\u01a1 gi\u1edbi g\u00e2y ra.<\/p>\n<p style=\"text-align: justify;\"><em>M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n xe m\u00e1y<\/em> \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo t\u1eebng lo\u1ea1i th\u01b0\u01a1ng t\u1eadt, thi\u1ec7t h\u1ea1i ho\u1eb7c theo th\u1ecfa thu\u1eadn gi\u1eefa c\u00e1c b\u00ean ho\u1eb7c theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n (n\u1ebfu c\u00f3). Tuy nhi\u00ean, m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n xe m\u00e1y n\u00e0y kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m quy \u0111\u1ecbnh.<\/p>\n<p style=\"text-align: justify;\">C\u1ee5 th\u1ec3, theo Kho\u1ea3n 1 \u0110i\u1ec1u 6 Ngh\u1ecb \u0111\u1ecbnh 67\/2023\/N\u0110-CP quy \u0111\u1ecbnh: m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n xe m\u00e1y \u0111\u1ed1i v\u1edbi thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe v\u00e0 t\u00ednh m\u1ea1ng do xe m\u00e1y g\u00e2y ra t\u1ed1i \u0111a l\u00e0 150 tri\u1ec7u \u0111\u1ed3ng\/ng\u01b0\u1eddi\/v\u1ee5 tai n\u1ea1n. Trong \u0111\u00f3:<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">B\u1ed3i th\u01b0\u1eddng t\u1ed1i \u0111a l\u00e0 150 tri\u1ec7u \u0111\u1ed3ng\/ng\u01b0\u1eddi trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i ch\u1ebft ho\u1eb7c b\u1ecb t\u1ed5n th\u01b0\u01a1ng n\u00e3o g\u00e2y di ch\u1ee9ng s\u1ed1ng ki\u1ec3u th\u1ef1c v\u1eadt.<\/li>\n<li aria-level=\"1\">B\u1ed3i th\u01b0\u1eddng theo m\u1ee9c \u0111\u1ed9 th\u01b0\u01a1ng t\u1eadt t\u00f9y theo t\u1ef7 l\u1ec7 t\u1ed5n th\u01b0\u01a1ng n\u1ea1n nh\u00e2n theo ch\u1ee9ng nh\u1eadn y t\u1ebf sau v\u1ee5 tai n\u1ea1n ch\u1ee7 xe tham gia b\u1ea3o hi\u1ec3m g\u00e2y ra.<\/li>\n<li aria-level=\"1\">M\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m v\u1ec1 t\u00e0i s\u1ea3n do xe m\u00e1y g\u00e2y ra t\u1ed1i \u0111a l\u00e0 50 tri\u1ec7u \u0111\u1ed3ng\/v\u1ee5 tai n\u1ea1n (theo Kho\u1ea3n 2 \u0110i\u1ec1u 6 Ngh\u1ecb \u0111\u1ecbnh 67\/2023\/N\u0110-CP).<\/li>\n<\/ul>\n<p><em><strong>Tham kh\u1ea3o th\u00eam:<\/strong><\/em><\/p>\n<ul>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/mua-bao-hiem-xe-may-online\" target=\"_blank\" rel=\"noopener\">C\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m xe m\u00e1y online? H\u01b0\u1edbng d\u1eabn chi ti\u1ebft<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/mua-bao-hiem-xe-may-o-cay-xang\" target=\"_blank\" rel=\"noopener\">Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf c\u00e2y x\u0103ng c\u00f3 h\u1ee3p l\u1ec7 kh\u00f4ng?<\/a><\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_2793\" aria-describedby=\"caption-attachment-2793\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-2793\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/muc-boi-thuong-bao-hiem-tai-nan-xe-may-toi-da-duoc-quy-dinh-ro-trong-khoan-2-dieu-6-nghi-dinh-67-2023-nd-cp.jpg\" alt=\"M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n xe m\u00e1y t\u1ed1i \u0111a \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh r\u00f5 trong Kho\u1ea3n 2 \u0110i\u1ec1u 6 Ngh\u1ecb \u0111\u1ecbnh 67\/2023\/N\u0110-CP\" width=\"600\" height=\"398\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/muc-boi-thuong-bao-hiem-tai-nan-xe-may-toi-da-duoc-quy-dinh-ro-trong-khoan-2-dieu-6-nghi-dinh-67-2023-nd-cp.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/muc-boi-thuong-bao-hiem-tai-nan-xe-may-toi-da-duoc-quy-dinh-ro-trong-khoan-2-dieu-6-nghi-dinh-67-2023-nd-cp-300x199.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/muc-boi-thuong-bao-hiem-tai-nan-xe-may-toi-da-duoc-quy-dinh-ro-trong-khoan-2-dieu-6-nghi-dinh-67-2023-nd-cp-150x100.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-2793\" class=\"wp-caption-text\">M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n xe m\u00e1y t\u1ed1i \u0111a \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh r\u00f5 trong Kho\u1ea3n 2 \u0110i\u1ec1u 6 Ngh\u1ecb \u0111\u1ecbnh 67\/2023\/N\u0110-CP<\/figcaption><\/figure>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Cong_ty_bao_hiem_khong_boi_thuong_thiet_hai_trong_truong_hop_nao\"><\/span><strong>C\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00f4ng b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i trong tr\u01b0\u1eddng h\u1ee3p n\u00e0o?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Ngo\u00e0i quan t\u00e2m v\u1ec1 <em>m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n xe m\u00e1y<\/em>, \u0110i\u1ec1u 13 Ngh\u1ecb \u0111\u1ecbnh 103\/2008\/N\u0110-CP c\u0169ng quy \u0111\u1ecbnh r\u00f5 c\u00e1c tr\u01b0\u1eddng h\u1ee3p doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m kh\u00f4ng c\u1ea7n b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i, c\u1ee5 th\u1ec3 l\u00e0:<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">H\u00e0nh \u0111\u1ed9ng c\u1ed1 \u00fd g\u00e2y thi\u1ec7t h\u1ea1i c\u1ee7a ch\u1ee7 xe, l\u00e1i xe ho\u1eb7c c\u1ee7a ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i: N\u1ebfu thi\u1ec7t h\u1ea1i x\u1ea3y ra do h\u00e0nh \u0111\u1ed9ng c\u1ed1 \u00fd t\u1eeb c\u00e1c b\u00ean li\u00ean quan, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd kh\u00f4ng c\u00f3 tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng.<\/li>\n<li aria-level=\"1\">L\u00e1i xe c\u1ed1 \u00fd b\u1ecf ch\u1ea1y v\u00e0 kh\u00f4ng th\u1ef1c hi\u1ec7n tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1: N\u1ebfu ng\u01b0\u1eddi l\u00e1i xe g\u00e2y tai n\u1ea1n v\u00e0 c\u1ed1 t\u00ecnh b\u1ecf ch\u1ea1y, kh\u00f4ng th\u1ef1c hi\u1ec7n tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1, b\u1ea3o hi\u1ec3m s\u1ebd kh\u00f4ng ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng cho n\u1ea1n nh\u00e2n.<\/li>\n<li aria-level=\"1\">L\u00e1i xe kh\u00f4ng c\u00f3 Gi\u1ea5y ph\u00e9p l\u00e1i xe h\u1ee3p l\u1ec7: N\u1ebfu ng\u01b0\u1eddi l\u00e1i xe kh\u00f4ng c\u00f3 gi\u1ea5y ph\u00e9p l\u00e1i xe h\u1ee3p l\u1ec7 ho\u1eb7c gi\u1ea5y ph\u00e9p kh\u00f4ng ph\u00f9 h\u1ee3p v\u1edbi lo\u1ea1i xe \u0111ang \u0111i\u1ec1u khi\u1ec3n, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m s\u1ebd kh\u00f4ng b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i.<\/li>\n<li aria-level=\"1\">Thi\u1ec7t h\u1ea1i g\u00e2y ra h\u1eadu qu\u1ea3 gi\u00e1n ti\u1ebfp: C\u00e1c thi\u1ec7t h\u1ea1i gi\u00e1n ti\u1ebfp nh\u01b0 gi\u1ea3m gi\u00e1 tr\u1ecb th\u01b0\u01a1ng m\u1ea1i, thi\u1ec7t h\u1ea1i li\u00ean quan \u0111\u1ebfn vi\u1ec7c s\u1eed d\u1ee5ng ho\u1eb7c khai th\u00e1c t\u00e0i s\u1ea3n b\u1ecb thi\u1ec7t h\u1ea1i s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng.<\/li>\n<li aria-level=\"1\">Thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n b\u1ecb m\u1ea5t c\u1eafp ho\u1eb7c b\u1ecb c\u01b0\u1edbp trong tai n\u1ea1n: N\u1ebfu t\u00e0i s\u1ea3n b\u1ecb m\u1ea5t c\u1eafp ho\u1eb7c b\u1ecb c\u01b0\u1edbp trong qu\u00e1 tr\u00ecnh x\u1ea3y ra tai n\u1ea1n, b\u1ea3o hi\u1ec3m kh\u00f4ng ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng.<\/li>\n<li aria-level=\"1\">Thi\u1ec7t h\u1ea1i do chi\u1ebfn tranh, kh\u1ee7ng b\u1ed1 ho\u1eb7c thi\u00ean tai: C\u00e1c thi\u1ec7t h\u1ea1i ph\u00e1t sinh t\u1eeb c\u00e1c s\u1ef1 ki\u1ec7n b\u1ea5t kh\u1ea3 kh\u00e1ng nh\u01b0 chi\u1ebfn tranh, kh\u1ee7ng b\u1ed1, \u0111\u1ed9ng \u0111\u1ea5t, thi\u00ean tai s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng.<\/li>\n<li aria-level=\"1\">Thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n \u0111\u1eb7c bi\u1ec7t: C\u00e1c t\u00e0i s\u1ea3n \u0111\u1eb7c bi\u1ec7t nh\u01b0 v\u00e0ng, b\u1ea1c, \u0111\u00e1 qu\u00fd, ti\u1ec1n, c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 tr\u1ecb nh\u01b0 ti\u1ec1n, \u0111\u1ed3 c\u1ed5, tranh \u1ea3nh qu\u00fd hi\u1ebfm, thi h\u00e0i, h\u00e0i c\u1ed1t,&#8230; kh\u00f4ng n\u1eb1m trong ph\u1ea1m vi b\u1ed3i th\u01b0\u1eddng c\u1ee7a b\u1ea3o hi\u1ec3m.<\/li>\n<\/ul>\n<figure id=\"attachment_2794\" aria-describedby=\"caption-attachment-2794\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-2794\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/hieu-ro-muc-boi-thuong-bao-hiem-tai-nan-xe-may-de-dam-bao-ban-nhan-duoc-day-du-quyen-loi-khi-tham-gia.jpg\" alt=\"Hi\u1ec3u r\u00f5 m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n xe m\u00e1y \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c \u0111\u1ea7y \u0111\u1ee7 quy\u1ec1n l\u1ee3i khi tham gia\" width=\"600\" height=\"301\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/hieu-ro-muc-boi-thuong-bao-hiem-tai-nan-xe-may-de-dam-bao-ban-nhan-duoc-day-du-quyen-loi-khi-tham-gia.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/hieu-ro-muc-boi-thuong-bao-hiem-tai-nan-xe-may-de-dam-bao-ban-nhan-duoc-day-du-quyen-loi-khi-tham-gia-300x151.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/hieu-ro-muc-boi-thuong-bao-hiem-tai-nan-xe-may-de-dam-bao-ban-nhan-duoc-day-du-quyen-loi-khi-tham-gia-150x75.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-2794\" class=\"wp-caption-text\">Hi\u1ec3u r\u00f5 m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n xe m\u00e1y \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c \u0111\u1ea7y \u0111\u1ee7 quy\u1ec1n l\u1ee3i khi tham gia<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">Vi\u1ec7c hi\u1ec3u r\u00f5 <span style=\"text-decoration: underline;\">m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n xe m\u00e1y<\/span> s\u1ebd gi\u00fap b\u1ea1n ch\u1ee7 \u0111\u1ed9ng trong vi\u1ec7c x\u1eed l\u00fd t\u00ecnh hu\u1ed1ng khi x\u1ea3y ra tai n\u1ea1n. N\u1ebfu b\u1ea1n ch\u01b0a r\u00f5 v\u1ec1 c\u00e1c m\u1ee9c b\u1ed3i th\u01b0\u1eddng v\u1edbi t\u1eebng lo\u1ea1i <a href=\"https:\/\/baohiemtasco.vn\/bao-hiem-xe-may\" target=\"_blank\" rel=\"noopener\"><strong>b\u1ea3o hi\u1ec3m xe m\u00e1y<\/strong><\/a>, h\u00e3y li\u00ean h\u1ec7 v\u1edbi B\u1ea3o Hi\u1ec3m Tasco qua s\u1ed1 \u0111i\u1ec7n tho\u1ea1i hotline hay \u0111\u1ec3 l\u1ea1i th\u00f4ng tin t\u1ea1i website \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3, t\u01b0 v\u1ea5n t\u1ed1t nh\u1ea5t.<\/p>\n<p style=\"text-align: justify;\"><strong>C\u00d4NG TY TNHH B\u1ea2O HI\u1ec2M TASCO &#8211; TASCO INSURANCE CO., LTD <\/strong><br \/>\n\ud83c\udfe2 TSC: T\u00f2a nh\u00e0 Tasco, Ph\u1ea1m H\u00f9ng, M\u1ec5 Tr\u00ec, Nam T\u1eeb Li\u00eam, H\u00e0 N\u1ed9i<br \/>\n\ud83d\udce9 Email: info@baohiemtasco.vn<br \/>\n\ud83c\udf10 Website: <strong><a href=\"https:\/\/baohiemtasco.vn\" target=\"_blank\" rel=\"noopener\">baohiemtasco.vn<\/a><\/strong><br \/>\n\u260e\ufe0f Hotline: 1900 1562<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mua b\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 r\u1ea5t c\u1ea7n thi\u1ebft \u0111\u1ec3 b\u1ea3o v\u1ec7 b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh c\u00f9ng m\u1ecdi ng\u01b0\u1eddi khi tham gia giao th\u00f4ng. Tuy nhi\u00ean, m\u1ed9t c\u00e2u h\u1ecfi th\u01b0\u1eddng \u0111\u01b0\u1ee3c \u0111\u1eb7t ra l\u00e0 m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n xe m\u00e1y l\u00e0 bao nhi\u00eau? \u0110\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 m\u1ee9c b\u1ed3i th\u01b0\u1eddng, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2795,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7,34],"tags":[],"class_list":{"0":"post-2791","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bao-hiem-xe","8":"category-bao-hiem-xe-may"},"_links":{"self":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/2791","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/comments?post=2791"}],"version-history":[{"count":5,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/2791\/revisions"}],"predecessor-version":[{"id":2954,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/2791\/revisions\/2954"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media\/2795"}],"wp:attachment":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media?parent=2791"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/categories?post=2791"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/tags?post=2791"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}