{"id":2701,"date":"2025-05-20T16:14:56","date_gmt":"2025-05-20T09:14:56","guid":{"rendered":"https:\/\/baohiemtasco.vn\/blog\/?p=2701"},"modified":"2025-03-19T15:24:39","modified_gmt":"2025-03-19T08:24:39","slug":"bao-hiem-xe-may-bat-buoc","status":"publish","type":"post","link":"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-may-bat-buoc","title":{"rendered":"B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c \u0111em l\u1ea1i l\u1ee3i \u00edch, quy\u1ec1n l\u1ee3i g\u00ec?"},"content":{"rendered":"<p style=\"text-align: justify;\"><em><a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-may-bat-buoc\"><strong>B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c<\/strong><\/a> l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m \u00e1p d\u1ee5ng v\u1edbi m\u1ecdi ng\u01b0\u1eddi l\u00e1i xe m\u00e1y\/xe \u0111i\u1ec7n theo quy \u0111\u1ecbnh ph\u00e1p l\u00fd Vi\u1ec7t Nam. V\u1edbi t\u1ea7n su\u1ea5t tai n\u1ea1n giao th\u00f4ng gia t\u0103ng, nh\u00e0 n\u01b0\u1edbc ban h\u00e0nh \u00e1p d\u1ee5ng b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 xe m\u00e1y b\u1eaft bu\u1ed9c \u0111\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro v\u00e0 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i cho c\u00e1c b\u00ean li\u00ean quan khi x\u1ea3y ra tai n\u1ea1n. \u0110\u1ec3 gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 nh\u1eefng l\u1ee3i \u00edch v\u00e0 quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi tham gia giao th\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c khi tham gia g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y, m\u1eddi b\u1ea1n tham kh\u1ea3o c\u00e1c chia s\u1ebb c\u1ee7a B\u1ea3o Hi\u1ec3m Tasco d\u01b0\u1edbi \u0111\u00e2y.<\/em><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-may-bat-buoc\/#Bao_hiem_xe_may_bat_buoc_la_gi_va_tai_sao_can_tham_gia\" title=\"B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c l\u00e0 g\u00ec v\u00e0 t\u1ea1i sao c\u1ea7n tham gia?\">B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c l\u00e0 g\u00ec v\u00e0 t\u1ea1i sao c\u1ea7n tham gia?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-may-bat-buoc\/#Tuan_thu_quy_dinh_cua_phap_luat\" title=\"Tu\u00e2n th\u1ee7 quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt\">Tu\u00e2n th\u1ee7 quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-may-bat-buoc\/#Bao_ve_tai_chinh_ca_nhan\" title=\"B\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n\">B\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-may-bat-buoc\/#Bao_ve_quyen_loi_cho_nguoi_bi_hai\" title=\"B\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i cho ng\u01b0\u1eddi b\u1ecb h\u1ea1i\">B\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i cho ng\u01b0\u1eddi b\u1ecb h\u1ea1i<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-may-bat-buoc\/#Khuyen_khich_moi_nguoi_gia_tang_y_thuc_khi_tham_gia_giao_thong\" title=\"Khuy\u1ebfn kh\u00edch m\u1ecdi ng\u01b0\u1eddi gia t\u0103ng \u00fd th\u1ee9c khi tham gia giao th\u00f4ng\">Khuy\u1ebfn kh\u00edch m\u1ecdi ng\u01b0\u1eddi gia t\u0103ng \u00fd th\u1ee9c khi tham gia giao th\u00f4ng<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-may-bat-buoc\/#Phuong_tien_nao_can_mua_bao_hiem_xe_may_bat_buoc_Quyen_loi_nhan_duoc_la_gi\" title=\"Ph\u01b0\u01a1ng ti\u1ec7n n\u00e0o c\u1ea7n mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c? Quy\u1ec1n l\u1ee3i nh\u1eadn \u0111\u01b0\u1ee3c l\u00e0 g\u00ec?\">Ph\u01b0\u01a1ng ti\u1ec7n n\u00e0o c\u1ea7n mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c? Quy\u1ec1n l\u1ee3i nh\u1eadn \u0111\u01b0\u1ee3c l\u00e0 g\u00ec?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Bao_hiem_xe_may_bat_buoc_la_gi_va_tai_sao_can_tham_gia\"><\/span><strong>B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c l\u00e0 g\u00ec v\u00e0 t\u1ea1i sao c\u1ea7n tham gia?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c hay b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe m\u00e1y (b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y) l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m duy nh\u1ea5t b\u1eaft bu\u1ed9c m\u1ecdi ch\u1ee7 xe tham gia theo Ngh\u1ecb \u0111\u1ecbnh 103\/2008\/N\u0110-CP. Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y nh\u1eb1m \u0111\u1ea3m b\u1ea3o ng\u01b0\u1eddi tham gia giao th\u00f4ng \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra tai n\u1ea1n giao th\u00f4ng, bao g\u1ed3m c\u1ea3 ng\u01b0\u1eddi g\u00e2y tai n\u1ea1n v\u00e0 ng\u01b0\u1eddi b\u1ecb h\u1ea1i.<\/p>\n<p style=\"text-align: justify;\"><strong>L\u00fd do b\u1ea1n n\u00ean tham gia b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 xe m\u00e1y b\u1eaft bu\u1ed9c nh\u01b0 sau:<\/strong><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Tuan_thu_quy_dinh_cua_phap_luat\"><\/span><strong>Tu\u00e2n th\u1ee7 quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">N\u1eafm \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh li\u00ean quan b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c, m\u1ecdi ng\u01b0\u1eddi c\u00f3 ngh\u0129a v\u1ee5 tham gia \u0111\u1ea7y \u0111\u1ee7 theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt. N\u1ebfu kh\u00f4ng tham gia b\u1ea3o hi\u1ec3m, ch\u1ee7 s\u1edf h\u1eefu xe m\u00e1y c\u00f3 th\u1ec3 b\u1ecb x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh, c\u00f3 th\u1ec3 k\u00e8m t\u1ea1m gi\u1eef xe theo m\u1ee9c quy \u0111\u1ecbnh c\u1ee7a lu\u1eadt giao th\u00f4ng.<\/p>\n<p><em><strong>Xem th\u00eam th\u00f4ng tin:<\/strong><\/em><\/p>\n<ul>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-may-tu-nguyen\" target=\"_blank\" rel=\"noopener\">B\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ef1 nguy\u1ec7n mang &#8211; Ph\u1ea1m vi v\u00e0 quy\u1ec1n l\u1ee3i<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/khong-co-bao-hiem-xe-may-co-bi-phat-khong\" target=\"_blank\" rel=\"noopener\">T\u00ecm hi\u1ec3u kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 b\u1ecb ph\u1ea1t kh\u00f4ng<\/a><\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_2703\" aria-describedby=\"caption-attachment-2703\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-2703\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/hieu-ro-ve-quy-dinh-bao-hiem-xe-may-bat-buoc.jpg\" alt=\"Hi\u1ec3u r\u00f5 quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c \u0111\u1ec3 tham gia \u0111\u1ea7y \u0111\u1ee7, tr\u00e1nh b\u1ecb x\u1eed ph\u1ea1t khi l\u01b0u th\u00f4ng\" width=\"600\" height=\"399\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/hieu-ro-ve-quy-dinh-bao-hiem-xe-may-bat-buoc.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/hieu-ro-ve-quy-dinh-bao-hiem-xe-may-bat-buoc-300x200.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/hieu-ro-ve-quy-dinh-bao-hiem-xe-may-bat-buoc-150x100.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-2703\" class=\"wp-caption-text\">Hi\u1ec3u r\u00f5 quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c \u0111\u1ec3 tham gia \u0111\u1ea7y \u0111\u1ee7, tr\u00e1nh b\u1ecb x\u1eed ph\u1ea1t khi l\u01b0u th\u00f4ng<\/figcaption><\/figure>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Bao_ve_tai_chinh_ca_nhan\"><\/span><strong>B\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra tai n\u1ea1n, <strong><a href=\"https:\/\/baohiemtasco.vn\/bao-hiem-xe-may\" target=\"_blank\" rel=\"noopener\">b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a><\/strong> s\u1ebd gi\u00fap gi\u1ea3m b\u1edbt chi ph\u00ed li\u00ean quan \u0111\u1ebfn b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i s\u1ee9c kh\u1ecfe v\u00e0 t\u00e0i s\u1ea3n, chi ph\u00ed y t\u1ebf \u0111i\u1ec1u tr\u1ecb cho b\u00ean b\u1ecb h\u1ea1i. Ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 h\u1ed7 tr\u1ee3 t\u1eeb c\u00f4ng ty b\u1ea3o hi\u1ec3m, kh\u00f4ng ph\u1ea3i t\u1ef1 g\u00e1nh ch\u1ecbu to\u00e0n b\u1ed9 chi ph\u00ed, gi\u1ea3m thi\u1ec3u r\u1ee7i ro t\u00e0i ch\u00ednh khi g\u1eb7p s\u1ef1 c\u1ed1.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Bao_ve_quyen_loi_cho_nguoi_bi_hai\"><\/span><strong>B\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i cho ng\u01b0\u1eddi b\u1ecb h\u1ea1i<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Lu\u1eadt ph\u00e1p \u0111\u01b0a ra quy \u0111\u1ecbnh y\u00eau c\u1ea7u m\u1ecdi ng\u01b0\u1eddi tham gia \u0111\u1ea7y \u0111\u1ee7 b\u1ea3o hi\u1ec3m TNDS \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i cho b\u00ean th\u1ee9 ba b\u1ecb h\u1ea1i. B\u1ea1n tham gia b\u1ea3o hi\u1ec3m TNDS khi g\u00e2y ra tai n\u1ea1n, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd gi\u00fap b\u1ea1n chi tr\u1ea3 m\u1ed9t ph\u1ea7n kho\u1ea3n b\u1ed3i th\u01b0\u1eddng v\u1ec1 th\u01b0\u01a1ng t\u1eadt, thi\u1ec7t h\u1ea1i t\u00e0i s\u1ea3n, chi ph\u00ed ch\u1eefa tr\u1ecb cho ng\u01b0\u1eddi b\u1ecb h\u1ea1i.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Khuyen_khich_moi_nguoi_gia_tang_y_thuc_khi_tham_gia_giao_thong\"><\/span><strong>Khuy\u1ebfn kh\u00edch m\u1ecdi ng\u01b0\u1eddi gia t\u0103ng \u00fd th\u1ee9c khi tham gia giao th\u00f4ng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Hi\u1ec3u r\u00f5 t\u1ea7m quan tr\u1ecdng c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c, t\u1eeb \u0111\u00f3 m\u1ecdi ng\u01b0\u1eddi \u0111\u1ec1u tham gia b\u1ea3o hi\u1ec3m v\u00e0 \u00fd th\u1ee9c h\u01a1n trong vi\u1ec7c tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh v\u1ec1 giao th\u00f4ng. \u0110\u00e2y kh\u00f4ng ch\u1ec9 \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea3n th\u00e2n ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe m\u00e0 c\u00f2n l\u00e0 tr\u00e1ch nhi\u1ec7m \u0111\u1ed1i v\u1edbi c\u1ed9ng \u0111\u1ed3ng. M\u1ecdi ng\u01b0\u1eddi c\u00f9ng tham gia b\u1ea3o hi\u1ec3m, tu\u00e2n th\u1ee7 lu\u1eadt giao th\u00f4ng \u0111\u1ec3 g\u00f3p ph\u1ea7n x\u00e2y d\u1ef1ng m\u1ed9t x\u00e3 h\u1ed9i giao th\u00f4ng an to\u00e0n h\u01a1n.<\/p>\n<p><em><strong>B\u1ea1n c\u00f3 th\u1ec3 xem th\u00eam:<\/strong><\/em><\/p>\n<ul>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/mua-bao-hiem-xe-may-online\" target=\"_blank\" rel=\"noopener\">C\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m xe m\u00e1y online? H\u01b0\u1edbng d\u1eabn chi ti\u1ebft<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/mua-bao-hiem-xe-may-o-cay-xang\" target=\"_blank\" rel=\"noopener\">Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf c\u00e2y x\u0103ng c\u00f3 h\u1ee3p l\u1ec7 kh\u00f4ng?<\/a><\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_2702\" aria-describedby=\"caption-attachment-2702\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-2702\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/moi-nguoi-can-mua-bao-hiem-xe-may-bat-buoc-la-nghia-vu-khi-tham-gia-giao-thong.jpg\" alt=\"M\u1ecdi ng\u01b0\u1eddi c\u1ea7n mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c l\u00e0 ngh\u0129a v\u1ee5 khi tham gia giao th\u00f4ng\" width=\"600\" height=\"362\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/moi-nguoi-can-mua-bao-hiem-xe-may-bat-buoc-la-nghia-vu-khi-tham-gia-giao-thong.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/moi-nguoi-can-mua-bao-hiem-xe-may-bat-buoc-la-nghia-vu-khi-tham-gia-giao-thong-300x181.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/moi-nguoi-can-mua-bao-hiem-xe-may-bat-buoc-la-nghia-vu-khi-tham-gia-giao-thong-150x91.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-2702\" class=\"wp-caption-text\">M\u1ecdi ng\u01b0\u1eddi c\u1ea7n mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c l\u00e0 ngh\u0129a v\u1ee5 khi tham gia giao th\u00f4ng<\/figcaption><\/figure>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Phuong_tien_nao_can_mua_bao_hiem_xe_may_bat_buoc_Quyen_loi_nhan_duoc_la_gi\"><\/span><strong>Ph\u01b0\u01a1ng ti\u1ec7n n\u00e0o c\u1ea7n mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c? Quy\u1ec1n l\u1ee3i nh\u1eadn \u0111\u01b0\u1ee3c l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Theo th\u00f4ng t\u01b0 04\/2021\/TT-BTC c\u0169ng n\u00eau r\u00f5 v\u1ec1 m\u1ee9c b\u1ed3i th\u01b0\u1eddng c\u1ee7a b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y v\u1edbi ng\u01b0\u1eddi tham gia giao th\u00f4ng b\u1ecb h\u1ea1i trong tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 xe g\u00e2y ra tai n\u1ea1n, c\u1ee5 th\u1ec3 l\u00e0:<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">M\u1ee9c b\u1ed3i th\u01b0\u1eddng t\u1ed1i \u0111a cho m\u1ed7i c\u00e1 nh\u00e2n b\u1ecb thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi cho m\u1ed7i v\u1ee5 tai n\u1ea1n do ch\u1ee7 xe tham gia b\u1ea3o hi\u1ec3m l\u00e0 150 tri\u1ec7u \u0111\u1ed3ng. Chi ph\u00ed n\u00e0y bao g\u1ed3m chi ph\u00ed y t\u1ebf, ch\u1eefa tr\u1ecb v\u00e0 b\u1ed3i th\u01b0\u1eddng cho gia \u0111\u00ecnh n\u1ea1n nh\u00e2n t\u1eed vong (n\u1ebfu c\u00f3).<\/li>\n<li aria-level=\"1\">Thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n do xe g\u1eafn m\u00e1y (k\u1ec3 c\u1ea3 xe m\u00e1y \u0111i\u1ec7n) v\u00e0 c\u00e1c lo\u1ea1i xe t\u01b0\u01a1ng t\u1ef1 g\u00e2y ra l\u00e0 50 tri\u1ec7u \u0111\u1ed3ng cho m\u1ed7i v\u1ee5 tai n\u1ea1n. \u0110\u00e2y l\u00e0 kho\u1ea3n b\u1ed3i th\u01b0\u1eddng khi t\u00e0i s\u1ea3n c\u1ee7a ng\u01b0\u1eddi kh\u00e1c b\u1ecb h\u01b0 h\u1ecfng do ch\u1ee7 xe tham gia b\u1ea3o hi\u1ec3m g\u00e2y ra.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>C\u00e1c lo\u1ea1i ph\u01b0\u01a1ng ti\u1ec7n c\u1ea7n tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt Vi\u1ec7t Nam g\u1ed3m c\u00f3:<\/strong><\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">Xe m\u00f4 t\u00f4 hai b\u00e1nh c\u00f3 ph\u00e2n kh\u1ed1i d\u01b0\u1edbi 50cc, xe m\u00e1y \u0111i\u1ec7n.<\/li>\n<li aria-level=\"1\">Xe m\u00f4 t\u00f4 hai b\u00e1nh c\u00f3 ph\u00e2n kh\u1ed1i tr\u00ean 50cc bao g\u1ed3m c\u00e1c lo\u1ea1i xe s\u1ed1, xe tay ga, xe ph\u00e2n kh\u1ed1i l\u1edbn. \u0110\u00e2y l\u00e0 nh\u00f3m xe c\u01a1 gi\u1edbi ph\u1ed5 bi\u1ebfn, c\u00f3 s\u1ed1 l\u01b0\u1ee3ng tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c khi tham gia giao th\u00f4ng \u0111\u00f4ng \u0111\u1ea3o nh\u1ea5t.<\/li>\n<li aria-level=\"1\">Xe m\u00f4 t\u00f4 ba b\u00e1nh v\u00e0 nh\u1eefng lo\u1ea1i xe g\u1eafn m\u00e1y kh\u00e1c (xe ba b\u00e1nh d\u00e0nh cho ng\u01b0\u1eddi khuy\u1ebft t\u1eadt) c\u0169ng thu\u1ed9c di\u1ec7n b\u1eaft bu\u1ed9c ph\u1ea3i tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c.<\/li>\n<\/ul>\n<figure id=\"attachment_1379\" aria-describedby=\"caption-attachment-1379\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-1379\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/11\/quy-trinh-tu-van-va-mua-bao-hiem-o-to-tai-bao-hiem-tasco-nhanh-chong-va-don-gian.jpg\" alt=\"Quy tr\u00ecnh t\u01b0 v\u1ea5n v\u00e0 mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 t\u1ea1i B\u1ea3o hi\u1ec3m Tasco nhanh ch\u00f3ng v\u00e0 \u0111\u01a1n gi\u1ea3n\" width=\"600\" height=\"750\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/11\/quy-trinh-tu-van-va-mua-bao-hiem-o-to-tai-bao-hiem-tasco-nhanh-chong-va-don-gian.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/11\/quy-trinh-tu-van-va-mua-bao-hiem-o-to-tai-bao-hiem-tasco-nhanh-chong-va-don-gian-240x300.jpg 240w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/11\/quy-trinh-tu-van-va-mua-bao-hiem-o-to-tai-bao-hiem-tasco-nhanh-chong-va-don-gian-150x188.jpg 150w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2024\/11\/quy-trinh-tu-van-va-mua-bao-hiem-o-to-tai-bao-hiem-tasco-nhanh-chong-va-don-gian-300x375.jpg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-1379\" class=\"wp-caption-text\">Quy tr\u00ecnh t\u01b0 v\u1ea5n v\u00e0 mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 t\u1ea1i B\u1ea3o hi\u1ec3m Tasco nhanh ch\u00f3ng v\u00e0 \u0111\u01a1n gi\u1ea3n<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">Vi\u1ec7c tham gia <span style=\"text-decoration: underline;\">b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c<\/span> kh\u00f4ng ch\u1ec9 l\u00e0 ngh\u0129a v\u1ee5 ph\u00e1p l\u00fd m\u00e0 c\u00f2n l\u00e0 c\u00e1ch hi\u1ec7u qu\u1ea3 \u0111\u1ec3 m\u1ecdi ng\u01b0\u1eddi b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea3n th\u00e2n v\u00e0 ng\u01b0\u1eddi tham gia giao th\u00f4ng kh\u00e1c. B\u1ea3o hi\u1ec3m s\u1ebd gi\u1ea3m thi\u1ec3u c\u00e1c thi\u1ec7t h\u1ea1i t\u00e0i ch\u00ednh trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra tai n\u1ea1n, h\u1ed7 tr\u1ee3 kh\u1eafc ph\u1ee5c h\u1eadu qu\u1ea3 sau tai n\u1ea1n v\u00e0 g\u00f3p ph\u1ea7n x\u00e2y d\u1ef1ng c\u1ed9ng \u0111\u1ed3ng giao th\u00f4ng an to\u00e0n, v\u0103n minh h\u01a1n.<\/p>\n<p style=\"text-align: justify;\">\u0110\u1ec3 bi\u1ebft th\u00eam th\u00f4ng tin chi ti\u1ebft v\u1ec1 quy\u1ec1n l\u1ee3i, chi ph\u00ed c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c, b\u1ea1n c\u00f3 th\u1ec3 li\u00ean h\u1ec7 tr\u1ef1c ti\u1ebfp v\u1edbi B\u1ea3o Hi\u1ec3m Tasco ho\u1eb7c truy c\u1eadp website\u00a0\u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 t\u1ed1t nh\u1ea5t. B\u1ea3o hi\u1ec3m Tasco cam k\u1ebft s\u1ebd \u0111\u1ed3ng h\u00e0nh c\u00f9ng b\u1ea1n tr\u00ean m\u1ecdi ch\u1eb7ng \u0111\u01b0\u1eddng.<\/p>\n<p style=\"text-align: justify;\"><strong>C\u00d4NG TY TNHH B\u1ea2O HI\u1ec2M TASCO &#8211; TASCO INSURANCE CO., LTD <\/strong><br \/>\n\ud83c\udfe2 TSC: T\u00f2a nh\u00e0 Tasco, Ph\u1ea1m H\u00f9ng, M\u1ec5 Tr\u00ec, Nam T\u1eeb Li\u00eam, H\u00e0 N\u1ed9i<br \/>\n\ud83d\udce9 Email: info@baohiemtasco.vn<br \/>\n\ud83c\udf10 Website: <strong><a href=\"https:\/\/baohiemtasco.vn\" target=\"_blank\" rel=\"noopener\">baohiemtasco.vn<\/a><\/strong><br \/>\n\u260e\ufe0f Hotline: 1900 1562<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m \u00e1p d\u1ee5ng v\u1edbi m\u1ecdi ng\u01b0\u1eddi l\u00e1i xe m\u00e1y\/xe \u0111i\u1ec7n theo quy \u0111\u1ecbnh ph\u00e1p l\u00fd Vi\u1ec7t Nam. V\u1edbi t\u1ea7n su\u1ea5t tai n\u1ea1n giao th\u00f4ng gia t\u0103ng, nh\u00e0 n\u01b0\u1edbc ban h\u00e0nh \u00e1p d\u1ee5ng b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 xe m\u00e1y b\u1eaft bu\u1ed9c \u0111\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro v\u00e0 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2704,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7,34],"tags":[],"class_list":{"0":"post-2701","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bao-hiem-xe","8":"category-bao-hiem-xe-may"},"_links":{"self":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/2701","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/comments?post=2701"}],"version-history":[{"count":4,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/2701\/revisions"}],"predecessor-version":[{"id":2809,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/2701\/revisions\/2809"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media\/2704"}],"wp:attachment":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media?parent=2701"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/categories?post=2701"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/tags?post=2701"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}