{"id":2692,"date":"2025-05-20T16:55:25","date_gmt":"2025-05-20T09:55:25","guid":{"rendered":"https:\/\/baohiemtasco.vn\/blog\/?p=2692"},"modified":"2025-03-19T15:22:17","modified_gmt":"2025-03-19T08:22:17","slug":"bi-xe-khac-dam-co-duoc-bao-hiem-khong","status":"publish","type":"post","link":"https:\/\/baohiemtasco.vn\/blog\/bi-xe-khac-dam-co-duoc-bao-hiem-khong","title":{"rendered":"Xe m\u00e1y b\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng v\u00e0 m\u1ee9c b\u1ed3i th\u01b0\u1eddng?"},"content":{"rendered":"<p style=\"text-align: justify;\"><em>T\u00ednh hu\u1ed1ng va ch\u1ea1m v\u1edbi c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n kh\u00e1c r\u1ea5t ph\u1ed5 bi\u1ebfn v\u1edbi m\u1ecdi ph\u01b0\u01a1ng ti\u1ec7n khi tham gia giao th\u00f4ng. N\u1ebfu xe m\u00e1y <a href=\"https:\/\/baohiemtasco.vn\/blog\/bi-xe-khac-dam-co-duoc-bao-hiem-khong\"><strong>b\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng<\/strong><\/a> l\u00e0 \u0111i\u1ec1u ch\u1ee7 xe, kh\u00e1ch h\u00e0ng tham gia b\u1ea3o hi\u1ec3m quan t\u00e2m. B\u1ea3o Hi\u1ec3m Tasco s\u1ebd gi\u00fap b\u1ea1n gi\u1ea3i \u0111\u00e1p th\u1eafc m\u1eafc n\u00e0y, hi\u1ec3u r\u00f5 s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m qua nh\u1eefng th\u00f4ng tin d\u01b0\u1edbi \u0111\u00e2y.<\/em><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/baohiemtasco.vn\/blog\/bi-xe-khac-dam-co-duoc-bao-hiem-khong\/#Truong_hop_bi_xe_khac_dam_thi_san_pham_bao_hiem_xe_may_nao_huu_ich\" title=\"Tr\u01b0\u1eddng h\u1ee3p b\u1ecb xe kh\u00e1c \u0111\u00e2m th\u00ec s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m xe m\u00e1y n\u00e0o h\u1eefu \u00edch?\">Tr\u01b0\u1eddng h\u1ee3p b\u1ecb xe kh\u00e1c \u0111\u00e2m th\u00ec s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m xe m\u00e1y n\u00e0o h\u1eefu \u00edch?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/baohiemtasco.vn\/blog\/bi-xe-khac-dam-co-duoc-bao-hiem-khong\/#Bao_hiem_xe_may_bat_buoc\" title=\"B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c\">B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/baohiemtasco.vn\/blog\/bi-xe-khac-dam-co-duoc-bao-hiem-khong\/#Bao_hiem_vat_chat_xe_may\" title=\"B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe m\u00e1y\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe m\u00e1y<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/baohiemtasco.vn\/blog\/bi-xe-khac-dam-co-duoc-bao-hiem-khong\/#Cac_tinh_huong_duoc_bao_hiem_xe_may_chi_tra\" title=\"C\u00e1c t\u00ecnh hu\u1ed1ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m xe m\u00e1y chi tr\u1ea3\">C\u00e1c t\u00ecnh hu\u1ed1ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m xe m\u00e1y chi tr\u1ea3<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/baohiemtasco.vn\/blog\/bi-xe-khac-dam-co-duoc-bao-hiem-khong\/#Truong_hop_bao_hiem_xe_may_chi_tra_khi_tham_gia_bao_hiem_bat_buoc\" title=\"Tr\u01b0\u1eddng h\u1ee3p b\u1ea3o hi\u1ec3m xe m\u00e1y chi tr\u1ea3 khi tham gia b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c\">Tr\u01b0\u1eddng h\u1ee3p b\u1ea3o hi\u1ec3m xe m\u00e1y chi tr\u1ea3 khi tham gia b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/baohiemtasco.vn\/blog\/bi-xe-khac-dam-co-duoc-bao-hiem-khong\/#Truong_hop_bao_hiem_xe_may_chi_tra_khi_tham_gia_bao_hiem_vat_chat\" title=\"Tr\u01b0\u1eddng h\u1ee3p b\u1ea3o hi\u1ec3m xe m\u00e1y chi tr\u1ea3 khi tham gia b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t\">Tr\u01b0\u1eddng h\u1ee3p b\u1ea3o hi\u1ec3m xe m\u00e1y chi tr\u1ea3 khi tham gia b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/baohiemtasco.vn\/blog\/bi-xe-khac-dam-co-duoc-bao-hiem-khong\/#Bi_xe_khac_dam_co_duoc_bao_hiem_khong_va_chi_phi_bao_nhieu\" title=\"B\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng v\u00e0 chi ph\u00ed bao nhi\u00eau?\">B\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng v\u00e0 chi ph\u00ed bao nhi\u00eau?<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Truong_hop_bi_xe_khac_dam_thi_san_pham_bao_hiem_xe_may_nao_huu_ich\"><\/span><strong>Tr\u01b0\u1eddng h\u1ee3p b\u1ecb xe kh\u00e1c \u0111\u00e2m th\u00ec s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m xe m\u00e1y n\u00e0o h\u1eefu \u00edch?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">\u0110\u1ec3 bi\u1ebft xe m\u00e1y b\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng, b\u1ea1n c\u1ea7n bi\u1ebft s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m cung c\u1ea5p s\u1ef1 b\u1ea3o v\u1ec7 t\u1ed1i \u01b0u trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 hai s\u1ea3n ph\u1ea9m <strong><a href=\"https:\/\/baohiemtasco.vn\/bao-hiem-xe-may\" target=\"_blank\" rel=\"noopener\">b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a><\/strong> \u0111em l\u1ea1i s\u1ef1 b\u1ea3o v\u1ec7 t\u1ed1t nh\u1ea5t khi xe b\u1ea1n g\u1eb7p va ch\u1ea1m tr\u00ean \u0111\u01b0\u1eddng:<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Bao_hiem_xe_may_bat_buoc\"><\/span><strong>B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c) s\u1ebd h\u1ed7 tr\u1ee3 b\u1ea1n trong tr\u01b0\u1eddng h\u1ee3p b\u1ea1n l\u00e0 ng\u01b0\u1eddi g\u00e2y ra tai n\u1ea1n, thi\u1ec7t h\u1ea1i cho ng\u01b0\u1eddi kh\u00e1c. Tr\u01b0\u1eddng h\u1ee3p b\u1ea1n l\u00e0 n\u1ea1n nh\u00e2n b\u1ecb xe kh\u00e1c \u0111\u00e2m n\u1ebfu ch\u1ee7 xe \u0111\u00f3 c\u0169ng tham gia b\u1ea3o hi\u1ec3m th\u00ec b\u1ea1n c\u0169ng \u0111\u01b0\u1ee3c chi tr\u1ea3 kho\u1ea3n b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i s\u1ee9c kh\u1ecfe, chi ph\u00ed s\u1eeda ch\u1eefa xe.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Bao_hiem_vat_chat_xe_may\"><\/span><strong>B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe m\u00e1y<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe m\u00e1y l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n gi\u00fap b\u1ea3o v\u1ec7 xe c\u1ee7a b\u1ea1n tr\u01b0\u1edbc c\u00e1c thi\u1ec7t h\u1ea1i x\u1ea3y ra do tai n\u1ea1n. N\u1ebfu b\u1ea1n c\u00f3 tham gia b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t, b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 cho vi\u1ec7c s\u1eeda ch\u1eefa ho\u1eb7c b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i cho xe c\u1ee7a b\u1ea1n khi b\u1ecb tai n\u1ea1n. Hi\u1ec3u r\u00f5 khi b\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng, h\u00e3y tham gia g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y \u0111\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 b\u1ea3o v\u1ec7 t\u1ed1t nh\u1ea5t khi s\u1eed d\u1ee5ng xe v\u00e0 tham gia giao th\u00f4ng.<\/p>\n<p><em><strong>B\u1ed5 sung th\u00f4ng tin:<\/strong><\/em><\/p>\n<ul>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-may-online-co-gia-tri-khong\" target=\"_blank\" rel=\"noopener\">Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m xe m\u00e1y online c\u00f3 gi\u00e1 tr\u1ecb kh\u00f4ng?<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-may-gia-bao-nhieu\" target=\"_blank\" rel=\"noopener\">B\u1ea3o hi\u1ec3m xe m\u00e1y gi\u00e1 bao nhi\u00eau v\u00e0 mua \u1edf \u0111\u00e2u uy t\u00edn?<\/a><\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_2694\" aria-describedby=\"caption-attachment-2694\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-2694\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/moi-nguoi-quan-tam-bi-xe-khac-dam-co-duoc-bao-hiem-khong-de-hieu-ro-hon-ve-quyen-loi-nhan-duoc-khi-tham-gia-bao-hiem.jpg\" alt=\"M\u1ecdi ng\u01b0\u1eddi quan t\u00e2m b\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng \u0111\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 quy\u1ec1n l\u1ee3i nh\u1eadn \u0111\u01b0\u1ee3c khi tham gia b\u1ea3o hi\u1ec3m\" width=\"600\" height=\"337\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/moi-nguoi-quan-tam-bi-xe-khac-dam-co-duoc-bao-hiem-khong-de-hieu-ro-hon-ve-quyen-loi-nhan-duoc-khi-tham-gia-bao-hiem.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/moi-nguoi-quan-tam-bi-xe-khac-dam-co-duoc-bao-hiem-khong-de-hieu-ro-hon-ve-quyen-loi-nhan-duoc-khi-tham-gia-bao-hiem-300x169.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/moi-nguoi-quan-tam-bi-xe-khac-dam-co-duoc-bao-hiem-khong-de-hieu-ro-hon-ve-quyen-loi-nhan-duoc-khi-tham-gia-bao-hiem-150x84.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-2694\" class=\"wp-caption-text\">M\u1ecdi ng\u01b0\u1eddi quan t\u00e2m b\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng \u0111\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 quy\u1ec1n l\u1ee3i nh\u1eadn \u0111\u01b0\u1ee3c khi tham gia b\u1ea3o hi\u1ec3m<\/figcaption><\/figure>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Cac_tinh_huong_duoc_bao_hiem_xe_may_chi_tra\"><\/span><strong>C\u00e1c t\u00ecnh hu\u1ed1ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m xe m\u00e1y chi tr\u1ea3<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">\u0110\u1ec3 hi\u1ec3u r\u00f5 <em>b\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng<\/em>, h\u00e3y c\u00f9ng x\u00e9t c\u00e1c tr\u01b0\u1eddng h\u1ee3p nh\u1eadn \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m t\u1eeb c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u01b0 sau:<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Truong_hop_bao_hiem_xe_may_chi_tra_khi_tham_gia_bao_hiem_bat_buoc\"><\/span><strong>Tr\u01b0\u1eddng h\u1ee3p b\u1ea3o hi\u1ec3m xe m\u00e1y chi tr\u1ea3 khi tham gia b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Trong tr\u01b0\u1eddng h\u1ee3p ph\u01b0\u01a1ng ti\u1ec7n \u0111am v\u00e0o b\u1ea1n c\u00f3 tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c theo \u0111\u00fang quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt, b\u1eadn s\u1ebd \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u1ed7 tr\u1ee3 b\u1ed3i th\u01b0\u1eddng cho thi\u1ec7t h\u1ea1i s\u1ee9c kh\u1ecfe v\u00e0 t\u00e0i s\u1ea3n sau va ch\u1ea1m. M\u1ee9c chi tr\u1ea3 t\u1ed1i \u0111a trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y l\u00e0 50 tri\u1ec7u \u0111\u1ed3ng cho m\u1ed7i v\u1ee5 tai n\u1ea1n v\u1edbi thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n v\u00e0 m\u1ee9c t\u1ed1i \u0111a l\u00e0 150 tri\u1ec7u \u0111\u1ed3ng\/ng\u01b0\u1eddi\/v\u1ee5 tai n\u1ea1n v\u1edbi thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi.<\/p>\n<p style=\"text-align: justify;\">B\u1ea1n b\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng n\u1ebfu \u0111ang \u0111i b\u1ed9? N\u1ebfu b\u1ea1n l\u00e0 ng\u01b0\u1eddi \u0111i b\u1ed9 b\u1ecb ph\u01b0\u01a1ng ti\u1ec7n kh\u00e1c va ch\u1ea1m g\u00e2y th\u01b0\u01a1ng t\u00edch, ph\u01b0\u01a1ng ti\u1ec7n \u0111\u00f3 tham gia \u0111\u1ea7y \u0111\u1ee7 b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c theo quy \u0111\u1ecbnh, b\u1ea1n se nh\u1eadn \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng. M\u1ee9c chi tr\u1ea3 t\u1ed1i \u0111a trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y c\u0169ng gi\u1ed1ng v\u1edbi tr\u01b0\u1eddng h\u1ee3p \u1edf tr\u00ean.<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Truong_hop_bao_hiem_xe_may_chi_tra_khi_tham_gia_bao_hiem_vat_chat\"><\/span><strong>Tr\u01b0\u1eddng h\u1ee3p b\u1ea3o hi\u1ec3m xe m\u00e1y chi tr\u1ea3 khi tham gia b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\">Xe m\u00e1y b\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng khi tham gia b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t? G\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y \u0111em l\u1ea1i s\u1ef1 b\u1ea3o v\u1ec7 to\u00e0n di\u1ec7n cho ph\u01b0\u01a1ng ti\u1ec7n h\u01a1n khi tham gia giao th\u00f4ng. M\u1ecdi tr\u01b0\u1eddng h\u1ee3p xe h\u01b0 h\u1ecfng sau tai n\u1ea1n, va ch\u1ea1m giao th\u00f4ng, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 chi ph\u00ed s\u1eeda ch\u1eefa ho\u1eb7c thay th\u1ebf cho xe khi b\u1ecb h\u01b0 h\u1ecfng sau s\u1ef1 c\u1ed1, bao g\u1ed3m c\u1ea3 tr\u01b0\u1eddng h\u1ee3p b\u1ecb ph\u01b0\u01a1ng ti\u1ec7n kh\u00e1c va ch\u1ea1m.<\/p>\n<figure id=\"attachment_2695\" aria-describedby=\"caption-attachment-2695\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-2695\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/tim-hieu-ky-xe-may-bi-xe-khac-dam-co-duoc-bao-hiem-khong-de-co-phuong-an-tham-gia-bao-hiem-day-du.jpg\" alt=\"T\u00ecm hi\u1ec3u k\u1ef9 xe m\u00e1y b\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng \u0111\u1ec3 c\u00f3 ph\u01b0\u01a1ng \u00e1n tham gia b\u1ea3o hi\u1ec3m \u0111\u1ea7y \u0111\u1ee7\" width=\"600\" height=\"400\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/tim-hieu-ky-xe-may-bi-xe-khac-dam-co-duoc-bao-hiem-khong-de-co-phuong-an-tham-gia-bao-hiem-day-du.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/tim-hieu-ky-xe-may-bi-xe-khac-dam-co-duoc-bao-hiem-khong-de-co-phuong-an-tham-gia-bao-hiem-day-du-300x200.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/tim-hieu-ky-xe-may-bi-xe-khac-dam-co-duoc-bao-hiem-khong-de-co-phuong-an-tham-gia-bao-hiem-day-du-150x100.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-2695\" class=\"wp-caption-text\">T\u00ecm hi\u1ec3u k\u1ef9 xe m\u00e1y b\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng \u0111\u1ec3 c\u00f3 ph\u01b0\u01a1ng \u00e1n tham gia b\u1ea3o hi\u1ec3m \u0111\u1ea7y \u0111\u1ee7<\/figcaption><\/figure>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Bi_xe_khac_dam_co_duoc_bao_hiem_khong_va_chi_phi_bao_nhieu\"><\/span><strong>B\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng v\u00e0 chi ph\u00ed bao nhi\u00eau?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Khi tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m s\u1ebd quy \u0111\u1ecbnh r\u00f5 m\u1ee9c b\u1ed3i th\u01b0\u1eddng cho ch\u1ee7 xe ho\u1eb7c ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra tai n\u1ea1n. M\u1ee9c b\u1ed3i th\u01b0\u1eddng n\u00e0y t\u00f9y thu\u1ed9c v\u00e0o m\u1ee9c \u0111\u1ed9 thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n v\u00e0 ng\u01b0\u1eddi b\u1ecb n\u1ea1n. Hi\u1ec3u r\u00f5 b\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng, b\u1ea1n c\u1ea7n chu\u1ea9n b\u1ecb \u0111\u1ea7y \u0111\u1ee7 ch\u1ee9ng t\u1eeb, t\u00e0i li\u1ec7u \u0111\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng th\u1ecfa \u0111\u00e1ng sau tai n\u1ea1n.<\/p>\n<p style=\"text-align: justify;\">Nh\u01b0 \u0111\u00e3 n\u00f3i \u1edf tr\u00ean, b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c m\u1ee9c b\u1ed3i th\u01b0\u1eddng l\u00e0 50 tri\u1ec7u \u0111\u1ed3ng cho m\u1ed7i v\u1ee5 tai n\u1ea1n v\u1edbi thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n v\u00e0 150 tri\u1ec7u \u0111\u1ed3ng\/ng\u01b0\u1eddi\/v\u1ee5 tai n\u1ea1n v\u1edbi thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi khi ph\u01b0\u01a1ng ti\u1ec7n g\u00e2y tai n\u1ea1n c\u00f3 tham gia b\u1ea3o hi\u1ec3m TNDS. V\u1ec1 m\u1ee9c b\u1ed3i th\u01b0\u1eddng cho c\u00e1c h\u01b0 h\u1ecfng, t\u1ed5n th\u1ea5t c\u1ee7a ph\u01b0\u01a1ng ti\u1ec7n khi b\u1ea1n tham gia b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t c\u00f2n t\u00f9y thu\u1ed9c g\u00f3i s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m v\u00e0 \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n<p style=\"text-align: justify;\">V\u00ec v\u1eady, b\u1ea1n n\u00ean \u0111\u1ecdc k\u1ef9 c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng \u0111\u1ec3 hi\u1ec3u r\u00f5 quy\u1ec1n l\u1ee3i v\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a m\u00ecnh khi tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y. Ngo\u00e0i quan t\u00e2m b\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng, d\u01b0\u1edbi \u0111\u00e2y l\u00e0 c\u00e1c gi\u1ea5y t\u1edd v\u00e0 b\u01b0\u1edbc c\u1ea7n thi\u1ebft \u0111\u1ec3 l\u00e0m th\u1ee7 t\u1ee5c y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m:<\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\">Ch\u1ee9ng minh nh\u00e2n d\u00e2n (ho\u1eb7c th\u1ebb c\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n).<\/li>\n<li aria-level=\"1\">B\u1ea3n sao gi\u1ea5y \u0111\u0103ng k\u00fd xe c\u00f3 c\u00f4ng ch\u1ee9ng \u0111\u1ec3 ch\u1ee9ng minh quy\u1ec1n s\u1edf h\u1eefu xe m\u00e1y b\u1ecb tai n\u1ea1n.<\/li>\n<li aria-level=\"1\">Gi\u1ea5y ph\u00e9p l\u00e1i xe b\u1ea3n sao c\u00f4ng ch\u1ee9ng h\u1ee3p l\u1ec7 c\u1ee7a ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe m\u00e1y trong th\u1eddi \u0111i\u1ec3m x\u1ea3y ra tai n\u1ea1n.<\/li>\n<li aria-level=\"1\">Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m \u0111\u1ec3 ch\u1ee9ng minh r\u1eb1ng b\u1ea1n \u0111\u00e3 tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y v\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n c\u00f2n hi\u1ec7u l\u1ef1c.<\/li>\n<li aria-level=\"1\">T\u00e0i li\u1ec7u ch\u1ee9ng minh thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi khi b\u1ea1n b\u1ecb th\u01b0\u01a1ng sau va ch\u1ea1m do ng\u01b0\u1eddi kh\u00e1c g\u1ed3m t\u00e0i li\u1ec7u y t\u1ebf, x\u00e1c nh\u1eadn th\u01b0\u01a1ng t\u1eadt, bi\u00ean lai chi ph\u00ed \u0111i\u1ec1u tr\u1ecb,&#8230;<\/li>\n<li aria-level=\"1\">B\u1ea3n sao c\u00e1c t\u00e0i li\u1ec7u c\u1ee7a c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n nh\u01b0 bi\u00ean b\u1ea3n tai n\u1ea1n giao th\u00f4ng t\u1eeb c\u00f4ng an ho\u1eb7c c\u01a1 quan ch\u1ee9c n\u0103ng \u0111\u1ec3 ch\u1ee9ng minh nguy\u00ean nh\u00e2n v\u00e0 t\u00ecnh h\u00ecnh tai n\u1ea1n.<\/li>\n<li aria-level=\"1\">Gi\u1ea5y t\u1edd b\u1ed5 sung ch\u1ee9ng minh m\u1ee9c \u0111\u1ed9 thi\u1ec7t h\u1ea1i c\u1ee7a xe sau khi b\u1ecb \u0111\u00e2m.<\/li>\n<\/ul>\n<p><em><strong>Quan t\u00e2m th\u00eam:<\/strong><\/em><\/p>\n<ul>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/bao-hiem-xe-may-khong-chinh-chu\" target=\"_blank\" rel=\"noopener\">Mua b\u1ea3o hi\u1ec3m xe m\u00e1y kh\u00f4ng ch\u00ednh ch\u1ee7 c\u1ea7n \u0111i\u1ec1n th\u00f4ng tin g\u00ec?<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/baohiemtasco.vn\/blog\/mua-bao-hiem-xe-may-o-dau-tphcm\" target=\"_blank\" rel=\"noopener\">Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf \u0111\u00e2u TPHCM uy t\u00edn, \u0111\u00e1ng tin c\u1eady?<\/a><\/strong><\/li>\n<\/ul>\n<figure id=\"attachment_2696\" aria-describedby=\"caption-attachment-2696\" style=\"width: 600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-2696\" src=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/hieu-ro-bi-xe-khac-dam-co-duoc-bao-hiem-khong-ban-can-chuan-bi-day-du-chung-tu-de-nhan-duoc-boi-thuong-thoa-dang.jpg\" alt=\"Hi\u1ec3u r\u00f5 b\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng, b\u1ea1n c\u1ea7n chu\u1ea9n b\u1ecb \u0111\u1ea7y \u0111\u1ee7 ch\u1ee9ng t\u1eeb \u0111\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng th\u1ecfa \u0111\u00e1ng\" width=\"600\" height=\"450\" title=\"\" srcset=\"https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/hieu-ro-bi-xe-khac-dam-co-duoc-bao-hiem-khong-ban-can-chuan-bi-day-du-chung-tu-de-nhan-duoc-boi-thuong-thoa-dang.jpg 600w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/hieu-ro-bi-xe-khac-dam-co-duoc-bao-hiem-khong-ban-can-chuan-bi-day-du-chung-tu-de-nhan-duoc-boi-thuong-thoa-dang-300x225.jpg 300w, https:\/\/baohiemtasco.vn\/blog\/wp-content\/uploads\/2025\/01\/hieu-ro-bi-xe-khac-dam-co-duoc-bao-hiem-khong-ban-can-chuan-bi-day-du-chung-tu-de-nhan-duoc-boi-thuong-thoa-dang-150x113.jpg 150w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption id=\"caption-attachment-2696\" class=\"wp-caption-text\">Hi\u1ec3u r\u00f5 b\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng, b\u1ea1n c\u1ea7n chu\u1ea9n b\u1ecb \u0111\u1ea7y \u0111\u1ee7 ch\u1ee9ng t\u1eeb \u0111\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng th\u1ecfa \u0111\u00e1ng<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">Hy v\u1ecdng b\u00e0i vi\u1ebft c\u1ee7a B\u1ea3o Hi\u1ec3m Tasco gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 v\u1ea5n \u0111\u1ec1 xe m\u00e1y <span style=\"text-decoration: underline;\">b\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng,<\/span> \u0111\u1ec3 th\u00eam y\u00ean t\u00e2m khi tham gia b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u1ea7y \u0111\u1ee7. N\u1ebfu b\u1ea1n tham gia c\u1ea3 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c v\u00e0 b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c m\u1ee9c b\u1ed3i th\u01b0\u1eddng v\u1edbi thi\u1ec7t h\u1ea1i s\u1ee9c kh\u1ecfe v\u00e0 t\u00e0i s\u1ea3n khi xe b\u1ecb h\u01b0 h\u1ecfng.<\/p>\n<p style=\"text-align: justify;\">M\u1ee9c b\u1ed3i th\u01b0\u1eddng c\u1ee5 th\u1ec3 s\u1ebd d\u1ef1a tr\u00ean c\u00e1c y\u1ebfu t\u1ed1 nh\u01b0 m\u1ee9c \u0111\u1ed9 thi\u1ec7t h\u1ea1i, lo\u1ea1i b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c \u0111i\u1ec1u ki\u1ec7n trong h\u1ee3p \u0111\u1ed3ng b\u1ea1n \u0111\u00e3 k\u00fd k\u1ebft. \u0110\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n quy\u1ec1n l\u1ee3i v\u00e0 m\u1ee9c b\u1ed3i th\u01b0\u1eddng nh\u1eadn \u0111\u01b0\u1ee3c trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, b\u1ea1n c\u00f3 th\u1ec3 li\u00ean h\u1ec7 v\u1edbi B\u1ea3o Hi\u1ec3m Tasco qua s\u1ed1 hotline ho\u1eb7c \u0111\u1ec3 th\u00f4ng tin tr\u00ean website \u0111\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 t\u01b0 v\u1ea5n t\u1eadn t\u00e2m nh\u1ea5t.<\/p>\n<p style=\"text-align: justify;\"><strong>C\u00d4NG TY TNHH B\u1ea2O HI\u1ec2M TASCO &#8211; TASCO INSURANCE CO., LTD <\/strong><br \/>\n\ud83c\udfe2 TSC: T\u00f2a nh\u00e0 Tasco, Ph\u1ea1m H\u00f9ng, M\u1ec5 Tr\u00ec, Nam T\u1eeb Li\u00eam, H\u00e0 N\u1ed9i<br \/>\n\ud83d\udce9 Email: info@baohiemtasco.vn<br \/>\n\ud83c\udf10 Website: <strong><a href=\"https:\/\/baohiemtasco.vn\" target=\"_blank\" rel=\"noopener\">baohiemtasco.vn<\/a><\/strong><br \/>\n\u260e\ufe0f Hotline: 1900 1562<\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00ednh hu\u1ed1ng va ch\u1ea1m v\u1edbi c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n kh\u00e1c r\u1ea5t ph\u1ed5 bi\u1ebfn v\u1edbi m\u1ecdi ph\u01b0\u01a1ng ti\u1ec7n khi tham gia giao th\u00f4ng. N\u1ebfu xe m\u00e1y b\u1ecb xe kh\u00e1c \u0111\u00e2m c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng l\u00e0 \u0111i\u1ec1u ch\u1ee7 xe, kh\u00e1ch h\u00e0ng tham gia b\u1ea3o hi\u1ec3m quan t\u00e2m. B\u1ea3o Hi\u1ec3m Tasco s\u1ebd gi\u00fap b\u1ea1n gi\u1ea3i \u0111\u00e1p th\u1eafc m\u1eafc [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2697,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7,34],"tags":[],"class_list":{"0":"post-2692","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bao-hiem-xe","8":"category-bao-hiem-xe-may"},"_links":{"self":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/2692","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/comments?post=2692"}],"version-history":[{"count":4,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/2692\/revisions"}],"predecessor-version":[{"id":2819,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/posts\/2692\/revisions\/2819"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media\/2697"}],"wp:attachment":[{"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/media?parent=2692"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/categories?post=2692"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baohiemtasco.vn\/blog\/wp-json\/wp\/v2\/tags?post=2692"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}